Bank call report · Jasper, GA
Community Bank of Pickens County Call Report
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Community Bank of Pickens County filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 301 reported line items, schedule by schedule (763 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 2943615 |
| FDIC certificate number | 35513 |
| Total assets | $628.6M |
Official Q2 2026 call report PDF (FFIEC) →
Community Bank of Pickens County call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (23 items)
About Schedule RC · Community Bank of Pickens County balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $628.6M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $628.6M |
| Total Liabilities and Minority Interest | RCON2948 | $542.5M |
| Total Deposits | RCON2200 | $537.8M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $489.4M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $483.9M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $431.6M |
| Deposits: Noninterest-bearing | RCON6631 | $106.2M |
| Total Equity Capital | RCON3210 | $86.1M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $86.1M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $84.1M |
| Undivided Profits and Capital Reserves | RCON3632 | $65.9M |
| Interest-bearing Balances | RCON0071 | $32.5M |
| Other Assets | RCON2160 | $15.8M |
| Surplus | RCON3839 | $15.7M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $7.6M |
| Allowance for Loan and Lease Losses | RCON3123 | $5.5M |
| Common Stock | RCON3230 | $4.8M |
| Other Liabilities, Total | RCON2930 | $4.7M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $4.0M |
| Other Real Estate Owned | RCON2150 | $480K |
| Accumulated Other Comprehensive Income | RCONB530 | -$350K |
| Federal Funds Sold | RCONB987 | $124K |
Schedule RI: Income Statement (37 items)
About Schedule RI · Community Bank of Pickens County income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $20.1M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $17.5M |
| Net Interest Income | RIAD4074 | $14.4M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $13.3M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $9.7M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $9.7M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $7.4M |
| Net Income (Loss) | RIAD4340 | $7.4M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $7.4M |
| Total Noninterest Expense | RIAD4093 | $6.0M |
| Total Interest Expense | RIAD4073 | $5.7M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $3.8M |
| Salaries and Employee Benefits | RIAD4135 | $3.2M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $3.1M |
| Other Noninterest Expense | RIAD4092 | $2.4M |
| Applicable Income Taxes | RIAD4302 | $2.3M |
| Total Noninterest Income | RIAD4079 | $1.4M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $1.4M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $1.2M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $1.1M |
| Other Noninterest Income | RIADB497 | $881K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $743K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $381K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $337K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $312K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $286K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $280K |
| Interest on Other Securities | RIAD4060 | $239K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $208K |
| Provision for Loan and Lease Losses | RIAD4230 | $75K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $75K |
| Other Interest Income | RIAD4518 | $16K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $13K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $4K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | -$4K |
| Net Servicing Fees | RIADB492 | -$4K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 67 |
Schedule RC-B: Securities (15 items)
About Schedule RC-B · Community Bank of Pickens County securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $84.6M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $77.7M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $77.3M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $42.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $40.2M |
| Pledged Securities | RCON0416 | $32.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $28.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $8.5M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $6.7M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $6.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $6.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $936K |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $205K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $192K |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $192K |
Schedule RC-C, Part I: Loans and Leases (32 items)
About Schedule RC-C, Part I · Community Bank of Pickens County loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $489.4M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $205.3M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $172.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $132.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $121.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $97.8M |
| Pledged Loans and Leases | RCONG378 | $91.9M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $78.3M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $72.9M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $58.6M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $53.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $35.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $34.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $20.7M |
| Commercial and Industrial Loans | RCON1766 | $18.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $17.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $14.4M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $11.5M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $8.2M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $7.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $5.4M |
| Real Estate Loans Secured by Farmland | RCON1420 | $3.5M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $2.3M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $1.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $1.2M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $1.2M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $1.1M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Owner-occupied Nonfarm Nonresidential Properties | RCONK161 | $887K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $591K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $291K |
| Unearned Income on Loans | RCON2123 | $183K |
| Other Loans | RCONJ464 | $59K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (18 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $51.3M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $9.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $7.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $6.3M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $2.5M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $1.7M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $1.5M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $1.1M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $181K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 241 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 124 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 65 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 28 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 25 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 24 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 10 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 6 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 5 |
Schedule RC-E: Deposit Liabilities (24 items)
About Schedule RC-E · Community Bank of Pickens County deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $370.8M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $363.0M |
| Total Transaction Accounts | RCON2215 | $167.0M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $162.7M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $146.8M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $133.1M |
| Total Demand Deposits (See Note Below) | RCON2210 | $106.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $99.6M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $81.9M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $75.1M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $69.8M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $67.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $63.1M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $42.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $39.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $30.1M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $29.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $24.7M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $20.2M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $13.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $12.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $8.8M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $7.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $3.3M |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $7.1M |
| Accrued Interest Receivable | RCONB556 | $3.7M |
| Net Deferred Tax Assets | RCON2148 | $2.5M |
| Other Assets | RCON2168 | $1.9M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $942K |
| Prepaid Expenses | RCON2166 | $712K |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $531K |
Schedule RC-G: Other Liabilities (4 items)
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · Community Bank of Pickens County quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $637.7M |
| Quarterly Average of Total Loans | RCON3360 | $487.7M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $368.0M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $199.4M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $90.6M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $90.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $79.9M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $73.2M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $71.3M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $52.1M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $19.3M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $8.8M |
| All Other Securities | RCONB560 | $7.0M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $844K |
| Mortgage-backed Securities | RCONB559 | $209K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (6 items)
About Schedule RC-L · Community Bank of Pickens County derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $38.4M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $37.3M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $14.7M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $12.9M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $7.1M |
| Performance Standby Letters of Credit | RCON3821 | $987K |
Schedule RC-M: Memoranda (4 items)
About Schedule RC-M · Community Bank of Pickens County memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $3.7M |
| All Other Real Estate Owned: Nonfarm Nonresidential Properties in Domestic Offices | RCON5512 | $275K |
| All Other Real Estate Owned: Construction and Land Development in Domestic Offices | RCON5508 | $205K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 2 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (17 items)
About Schedule RC-N · Community Bank of Pickens County past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $9.6M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCONK038 | $8.8M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $8.4M |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCONK041 | $7.6M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $7.4M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $7.4M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 30 Through 89 Days and Still Accruing | RCONK036 | $7.4M |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 30 Through 89 Days and Still Accruing | RCONK039 | $6.0M |
| Additions to Nonaccrual Assets | RCONC410 | $4.6M |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $486K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $482K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $238K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $17K |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $15K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $13K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $11K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $3K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Community Bank of Pickens County other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $637.7M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $538.3M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $324.1M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $171.6M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $86.4M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $35.9M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $6.7M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 16,380 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 581 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 342 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 23 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Community Bank of Pickens County regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $456.4M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · Community Bank of Pickens County regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $637.7M |
| Average total consolidated assets | RCOAKW03 | $637.7M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $456.4M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $91.9M |
| Common Equity Tier 1 Capital | RCOAP859 | $86.4M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $86.4M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $86.4M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $86.1M |
| Retained Earnings | RCOAKW00 | $65.9M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $20.6M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $5.5M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $5.5M |
| Tier 2 Capital Before Deductions | RCOAP870 | $5.5M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$350K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$350K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.2013 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1894 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1894 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1355 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.1213 |
Schedule RC-R, Part II: Risk-Weighted Assets (52 items)
About Schedule RC-R, Part II · Community Bank of Pickens County risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $456.4M |
| Total Risk-weighted Assets | RCONG641 | $456.4M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $368.8M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $327.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $327.2M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $302.2M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $282.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $125.6M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $125.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $119.9M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $119.9M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $102.2M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $84.1M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $82.9M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $82.3M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $77.9M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $62.8M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $56.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $49.1M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $49.1M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $42.2M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $40.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $37.7M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $37.7M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 50 Pct Risk Weight Category | RCONS461 | $36.6M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $33.9M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $28.8M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $28.8M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $20.4M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $20.4M |
| Total All Other Assets | RCOND981 | $20.3M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $19.1M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $9.8M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $8.9M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $8.9M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $8.1M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $7.4M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $6.7M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $6.2M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$5.9M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $4.1M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $4.1M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $987K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $624K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $531K |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $529K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $494K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $494K |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$465K |
| Federal Funds Sold in Domestic Offices | RCOND971 | $124K |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $124K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $29K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $86.1M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $82.9M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $82.9M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $4.0M |
| Other Comprehensive Income | RIADB511 | -$269K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (6 items)
About Schedule RI-B, Part I · Community Bank of Pickens County charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $94K |
| Loans Secured by Other Nonfarm Nonresidential Properties: Recoveries | RIADC898 | $56K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $28K |
| Recoveries on Loans Secured by Multifamily (5 or More) Residential Properties | RIAD3589 | $6K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $3K |
| Recoveries on Automobile Loans | RIADK133 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)
About Schedule RI-B, Part II · Community Bank of Pickens County changes in allowances for credit losses trends
Community Bank of Pickens County call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Community Bank of Pickens County call report?
The Community Bank of Pickens County call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Community Bank of Pickens County file?
Community Bank of Pickens County files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Community Bank of Pickens County call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Community Bank of Pickens County has Federal Reserve RSSD ID 2943615 and FDIC certificate number 35513. Either one finds its filings on the FFIEC Central Data Repository.
How often does Community Bank of Pickens County file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Community Bank of Pickens County financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 35513) · FFIEC NIC profile (RSSD 2943615)