Bank call report · Commerce, GA
First Century Bank, N.A. Call Report
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First Century Bank, N.A. filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 205 reported line items, schedule by schedule (475 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 2997748 |
| FDIC certificate number | 57123 |
| Total assets | $831.6M |
Official Q2 2026 call report PDF (FFIEC) →
First Century Bank, N.A. call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (25 items)
About Schedule RC · First Century Bank, N.A. balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $831.6M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $831.6M |
| Total Liabilities and Minority Interest | RCON2948 | $697.1M |
| Total Deposits | RCON2200 | $693.2M |
| Deposits: Noninterest-bearing | RCON6631 | $515.1M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $505.2M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $178.0M |
| Interest-bearing Balances | RCON0071 | $156.5M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $141.0M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $140.4M |
| Total Equity Capital | RCON3210 | $134.5M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $134.5M |
| Surplus | RCON3839 | $89.2M |
| Undivided Profits and Capital Reserves | RCON3632 | $47.8M |
| Other Assets | RCON2160 | $19.6M |
| Accumulated Other Comprehensive Income | RCONB530 | -$5.5M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $4.0M |
| Held-to-maturity Securities, Total | RCON1754 | $4.0M |
| Other Liabilities, Total | RCON2930 | $3.9M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $3.1M |
| Common Stock | RCON3230 | $3.0M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $2.3M |
| Allowance for Loan and Lease Losses | RCON3123 | $589K |
| Intangible Assets | RCON2143 | $482K |
| Goodwill | RCON3163 | $379K |
Schedule RI: Income Statement (38 items)
About Schedule RI · First Century Bank, N.A. income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $20.8M |
| Net Interest Income | RIAD4074 | $20.5M |
| Total Noninterest Expense | RIAD4093 | $15.3M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $9.3M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $9.3M |
| Other Noninterest Expense | RIAD4092 | $8.4M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $7.3M |
| Net Income (Loss) | RIAD4340 | $7.3M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $7.3M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $7.3M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $6.8M |
| Salaries and Employee Benefits | RIAD4135 | $6.2M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $4.8M |
| Total Noninterest Income | RIAD4079 | $4.2M |
| Other Noninterest Income | RIADB497 | $4.1M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $3.3M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $2.2M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $2.1M |
| Applicable Income Taxes | RIAD4302 | $2.0M |
| Interest on Other Securities | RIAD4060 | $1.1M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | -$813K |
| Other Interest Expense | RIADGW44 | $648K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $626K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $411K |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $374K |
| Total Interest Expense | RIAD4073 | $356K |
| Other Interest Income | RIAD4518 | $151K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $109K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $99K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $80K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $33K |
| Provision for Loan and Lease Losses | RIAD4230 | $33K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $33K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | $32K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $14K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $4K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 76 |
Schedule RC-B: Securities (28 items)
About Schedule RC-B · First Century Bank, N.A. securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $1.5M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $1.4M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $512.6M |
| Pledged Securities | RCON0416 | $376.2M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $311.3M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $309.1M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $156.8M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $155.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $148.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $124.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $123.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $85.7M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $34.5M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $32.2M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $28.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $24.4M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $9.1M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $8.8M |
| Amortized Cost of Held-to-maturity Other Foreign Debt Securities | RCON1742 | $4.0M |
| Fair Value of Held-to-maturity Other Foreign Debt Securities | RCON1743 | $4.0M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $4.0M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $1.8M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $1.6M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $1.2M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $818K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $589K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $330K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $76K |
Schedule RC-C, Part I: Loans and Leases (21 items)
About Schedule RC-C, Part I · First Century Bank, N.A. loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $141.0M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $74.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $72.3M |
| Pledged Loans and Leases | RCONG378 | $61.8M |
| Commercial and Industrial Loans | RCON1766 | $56.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $26.4M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $18.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $17.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $10.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $8.5M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $6.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $5.3M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $1.7M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $1.5M |
| Other Loans | RCONJ464 | $817K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $114K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $67K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $48K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $42K |
| Unearned Income on Loans | RCON2123 | $15K |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $7K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $17.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $2.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $663K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 43 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 24 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 18 |
Schedule RC-E: Deposit Liabilities (18 items)
About Schedule RC-E · First Century Bank, N.A. deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Transaction Accounts | RCON2215 | $543.2M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $527.2M |
| Total Demand Deposits (See Note Below) | RCON2210 | $515.1M |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $150.0M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $149.6M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $80.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $80.6M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $65.4M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $15.9M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $3.4M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $437K |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $415K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $284K |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $260K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $260K |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $260K |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $135K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $131K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Assets | RCON2168 | $7.5M |
| Accounts Receivable | RCONFT34 | $6.2M |
| Accrued Interest Receivable | RCONB556 | $5.5M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $3.4M |
| Net Deferred Tax Assets | RCON2148 | $3.1M |
| Prepaid Expenses | RCON2166 | $722K |
Schedule RC-G: Other Liabilities (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $2.7M |
| All Other Liabilities | RCON2938 | $1.1M |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $346K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $58K |
| Accounts Payable | RCON3066 | $47K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $37K |
| Second Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3553 | $8K |
Schedule RC-K: Quarterly Averages (14 items)
About Schedule RC-K · First Century Bank, N.A. quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $829.0M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $349.2M |
| Quarterly Average of Total Loans | RCON3360 | $154.1M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $140.3M |
| Mortgage-backed Securities | RCONB559 | $120.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $88.9M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $84.3M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $67.8M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $54.7M |
| All Other Securities | RCONB560 | $44.0M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $27.0M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $9.8M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $613K |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $260K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (4 items)
About Schedule RC-L · First Century Bank, N.A. derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $4.4M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $1.6M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $839K |
| Performance Standby Letters of Credit | RCON3821 | $641K |
Schedule RC-M: Memoranda (1 item)
About Schedule RC-M · First Century Bank, N.A. memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| All other intangible assets | RCONJF76 | $103K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (1 item)
About Schedule RC-N · First Century Bank, N.A. past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Debt Securities and Other Assets - Past Due 30 Through 89 Days and Still Accruing | RCON3505 | $8K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (8 items)
About Schedule RC-O · First Century Bank, N.A. other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $829.0M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $693.2M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $502.2M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $191.0M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $138.6M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 4,057 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 136 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · First Century Bank, N.A. regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCOA2170 | $831.6M |
| Average total consolidated assets | RCOAKW03 | $829.0M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $828.5M |
| Common Equity Tier 1 Capital | RCOAP859 | $139.5M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $139.5M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $139.5M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $134.5M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $92.2M |
| Retained Earnings | RCOAKW00 | $47.8M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $7.5M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $6.9M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$5.5M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$5.5M |
| Off-balance sheet exposures: Other off-balance sheet exposures | RCOAKX81 | $641K |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $482K |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $379K |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $103K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1684 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.009 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $134.5M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $130.2M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $130.2M |
| Other Comprehensive Income | RIADB511 | -$3.4M |
| Sale, Conversion, Acquisition, or Retirement of Capital Stock, Net (Excluding Treasury Stock Transactions) | RIADB509 | $376K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)
About Schedule RI-B, Part II · First Century Bank, N.A. changes in allowances for credit losses trends
First Century Bank, N.A. call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the First Century Bank, N.A. call report?
The First Century Bank, N.A. call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does First Century Bank, N.A. file?
First Century Bank, N.A. files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the First Century Bank, N.A. call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: First Century Bank, N.A. has Federal Reserve RSSD ID 2997748 and FDIC certificate number 57123. Either one finds its filings on the FFIEC Central Data Repository.
How often does First Century Bank, N.A. file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
First Century Bank, N.A. financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 57123) · FFIEC NIC profile (RSSD 2997748)