Branch Presence
Banks with Branches in Athens, GA
Pinnacle Bank is the biggest bank in Athens, GA, with $1.19B in deposits at its Athens branches, 24.8% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
17 banks operate 31 branches in Athens, GA, ranked below by local branch count from the FDIC Summary of Deposits. This counts every bank with a branch here, not only banks headquartered locally.
Deposit share is each bank's share of the $4.79B held in Athens, GA, as of the June 30, 2026 FDIC Summary of Deposits, ranked by deposits (#1 is largest). Banks that book deposits at a headquarters branch can show a share that exceeds their local customer base.
| Bank | Branches in Athens | Local deposits | Deposit share |
|---|---|---|---|
| Pinnacle Bank | 5 | $1.19B | 24.8% (#1) |
| Truist Bank | 4 | $603.1M | 12.6% (#3) |
| Bank of America, N.A. | 3 | $938.5M | 19.6% (#2) |
| First American Bank and Trust Company | 3 | $461.4M | 9.6% (#4) |
| Wells Fargo Bank, N.A. | 2 | $420.5M | 8.8% (#5) |
| Regions Bank | 2 | $131.4M | 2.7% (#8) |
| Vallant Bank | 2 | $75.4M | 1.6% (#13) |
| Classic City Bank | 1 | $277.8M | 5.8% (#6) |
| United Community Bank | 1 | $137.9M | 2.9% (#7) |
| The Huntington National Bank | 1 | $105.1M | 2.2% (#9) |
| Bank OZK | 1 | $99.5M | 2.1% (#10) |
| American Pride Bank | 1 | $98.9M | 2.1% (#11) |
| SouthState Bank, N.A. | 1 | $88.1M | 1.8% (#12) |
| First-Citizens Bank & Trust Company | 1 | $57.9M | 1.2% (#14) |
| JPMorgan Chase Bank, N.A. | 1 | $54.7M | 1.1% (#15) |
| Oconee State Bank | 1 | $47.1M | 1.0% (#16) |
| Magnolia State Bank | 1 | $426K | <0.1% (#17) |
County deposit market: Clarke, GA
The $4.18B held across 16 FDIC-insured banks in this county, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Clarke, GA market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | Pinnacle Bank | 27.3% | $1.14B | 4 |
| 2 | Truist Bank | 14.4% | $603.1M | 4 |
| 3 | Bank of America, N.A. | 11.2% | $468.3M | 2 |
| 4 | First American Bank and Trust Company | 11.0% | $461.4M | 3 |
| 5 | Wells Fargo Bank, N.A. | 10.1% | $420.5M | 2 |
| 6 | Classic City Bank | 6.6% | $277.8M | 1 |
| 7 | United Community Bank | 3.3% | $137.9M | 1 |
| 8 | Regions Bank | 3.1% | $131.4M | 2 |
| 9 | The Huntington National Bank | 2.5% | $105.1M | 1 |
| 10 | Bank OZK | 2.4% | $99.5M | 1 |
Metro area deposit market: Athens-Clarke County, GA
The $6.44B held across 19 FDIC-insured banks in this metro area, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Athens-Clarke County, GA market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | Pinnacle Bank | 21.9% | $1.41B | 6 |
| 2 | Bank of America, N.A. | 14.6% | $938.5M | 3 |
| 3 | Truist Bank | 9.4% | $603.1M | 4 |
| 4 | First American Bank and Trust Company | 7.9% | $510.2M | 4 |
| 5 | Oconee State Bank | 7.9% | $506.6M | 3 |
| 6 | Wells Fargo Bank, N.A. | 6.5% | $420.5M | 2 |
| 7 | The Commercial Bank | 6.5% | $419.2M | 5 |
| 8 | Classic City Bank | 4.3% | $277.8M | 1 |
| 9 | Bank OZK | 3.8% | $245.2M | 2 |
| 10 | United Community Bank | 3.2% | $203.4M | 2 |
Banks in Athens: common questions
What is the biggest bank in Athens, GA?
Pinnacle Bank is the biggest bank in Athens, GA, with $1.19B in deposits at its Athens branches, 24.8% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
How many banks are in Athens, GA?
17 FDIC-insured banks operate 31 branches in Athens, GA as of the June 30, 2026 FDIC Summary of Deposits. This counts every bank with a branch in the city, not only banks headquartered there. Credit unions are not in the Summary of Deposits.
What are the largest banks in Athens, GA?
Ranked by deposits held in Athens branches as of the June 30, 2026 FDIC Summary of Deposits: 1. Pinnacle Bank (24.8%); 2. Bank of America, N.A. (19.6%); 3. Truist Bank (12.6%); 4. First American Bank and Trust Company (9.6%); 5. Wells Fargo Bank, N.A. (8.8%). The share is each bank's part of all deposits in the city.
Largest banks in Georgia
For the state as a whole, see the largest banks in Georgia, ranked by total assets and by deposits in Georgia branches, or every bank in the Georgia bank directory.
Banks in other Georgia cities:
About this data
Branch counts and local deposits come from the FDIC Summary of Deposits, the annual June 30 survey of branch-office deposits for every FDIC-insured bank. Click any bank to see its full regulatory profile and complete branch network. Looking for banks headquartered here instead? See the US bank directory.