Lists · Deposits by metro area
Athens-Clarke County, GA Metro Area Bank Deposit Market Share
Pinnacle Bank holds the largest share of deposits in the Athens-Clarke County, GA metro area, 21.9%, followed by Bank of America, N.A. (14.6%) and Truist Bank (9.4%). 19 institutions hold $6.44B at 46 offices as of June 30, 2026, up 4.6% from 2025.
Largest share changes since 2025
Gained: Pinnacle Bank (21.95 points, new to this market); The Huntington National Bank (1.63 points, new to this market); Classic City Bank (0.72 points).
Lost: Bank of America, N.A. (-0.32 points); Regions Bank (-0.24 points); United Community Bank (-0.19 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | Pinnacle Bank | $1.41B | 21.95% | +21.95 pts |
| 2 | Bank of America, N.A. | $938.5M | 14.57% | -0.32 pts |
| 3 | Truist Bank | $603.1M | 9.36% | +0.45 pts |
| 4 | First American Bank and Trust Company | $510.2M | 7.92% | -0.04 pts |
| 5 | Oconee State Bank | $506.6M | 7.86% | +0.12 pts |
| 6 | Wells Fargo Bank, N.A. | $420.5M | 6.53% | +0.13 pts |
| 7 | The Commercial Bank | $419.2M | 6.51% | +0.16 pts |
| 8 | Classic City Bank | $277.8M | 4.31% | +0.72 pts |
| 9 | Bank OZK | $245.2M | 3.81% | -0.04 pts |
| 10 | United Community Bank | $203.4M | 3.16% | -0.19 pts |
| 11 | First-Citizens Bank & Trust Company | $157.3M | 2.44% | -0.15 pts |
| 12 | Banksouth | $140.6M | 2.18% | -0.09 pts |
| 13 | Regions Bank | $131.4M | 2.04% | -0.24 pts |
| 14 | Vallant Bank | $127.8M | 1.98% | +0.05 pts |
| 15 | The Huntington National Bank | $105.1M | 1.63% | +1.63 pts |
| 16 | American Pride Bank | $98.9M | 1.54% | +0.45 pts |
| 17 | SouthState Bank, N.A. | $88.1M | 1.37% | -0.03 pts |
| 18 | JPMorgan Chase Bank, N.A. | $54.7M | 0.85% | +0.13 pts |
| 19 | Magnolia State Bank | $426K | <0.01% | +0.00 pts |
About this list
Deposits are those held at each institution's offices in Athens-Clarke County, GA (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
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Statewide deposits
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