Jones Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Jones Bank of Seward, NE against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.18% | 1.34% | -0.16% | 44th below |
| ROAE | 15.43% | 13.32% | +2.11% | 68th above |
| Net Interest Margin | 3.17% | 3.93% | -0.76% | 15th bottom |
| Efficiency Ratio | 62.59% | 61.13% | +1.46% | 46th below |
| PPNR / Avg Assets | 1.16% | 1.68% | -0.52% | 27th below |
| Yield on Earning Assets | 4.94% | 5.67% | -0.73% | 21st bottom |
| Cost of Funds | 1.97% | 1.88% | +0.09% | 39th below |
| Net Interest Spread | 2.79% | 3.32% | -0.53% | 24th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.22% | 0.94% | -0.72% | 62nd above |
| NPA / Total Assets | 0.18% | 0.70% | -0.52% | 62nd above |
| NCO / Avg Loans | -0.06% | 0.16% | -0.22% | 95th top |
| ACL / Total Loans | 1.64% | 1.28% | +0.36% | 85th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 735.33% | 1546.50% | -811.17% | 78th top |
| Texas Ratio | 3.28% | 7.34% | -4.06% | 51st above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.18% | 12.14% | -0.96% | 54th above |
| Equity / Assets | 8.11% | 11.37% | -3.26% | 15th bottom |
| TCE / Tangible Assets | 7.45% | 11.09% | -3.64% | 10th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 69.01% | 80.67% | -11.66% | 72nd above |
| Core Deposit Ratio | 90.76% | 86.85% | +3.91% | 59th above |
| Wholesale Funding Ratio | 7.48% | 5.03% | +2.45% | 24th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.64% | 6.84% | -3.20% | 44th below |
| Loan Growth (Y/Y) | -1.20% | 7.92% | -9.12% | 18th bottom |
| Deposit Growth (Y/Y) | 2.58% | 6.29% | -3.71% | 40th below |
See Jones Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Jones Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Jones Bank profile, how to read a UBPR, or how this data updates.