The Fahey Banking Company: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 39.00 percentage points lower than in Q1 2026, at 31.88%. The Fahey Banking Company ranks 63rd of 156 Ohio banks on return on assets, in the upper half at 1.22% (Q2 2026). At 1.22%, The Fahey Banking Company's return on assets is close to the 1.25% median for banks in the $100M-1B asset tier (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 16.11% |
| Equity capital to assets | 15.46% |
| Tangible equity to tangible assets | 15.46% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 3.79% |
| Non-performing assets ratio | 3.06% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 18.85% |
| Allowance for credit losses to loans | 1.21% |
| Reserve coverage of non-performing loans | 31.88% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.22% |
| Return on equity | 8.03% |
| Net interest margin | 3.80% |
| Efficiency ratio | 61.52% |
| Yield on earning assets | 5.96% |
| Cost of funds | 2.35% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 101.57% |
| Core deposits to total deposits | 70.90% |
| Brokered deposits to total deposits | 28.18% |
| Deposits to assets | 79.53% |
| Securities to assets | 12.44% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 19.23% | 0.49% | 3.00% | 3.63% | -0.00% |
| Q4 2023 | 18.66% | 1.40% | 4.17% | 2.30% | 0.01% |
| Q1 2024 | 17.71% | 0.77% | 3.40% | 1.81% | 0.00% |
| Q2 2024 | 17.16% | 0.84% | 3.52% | 0.58% | 0.00% |
| Q3 2024 | 16.68% | 1.18% | 3.62% | 0.46% | 0.00% |
| Q4 2024 | 16.67% | 1.11% | 3.75% | 0.33% | 0.00% |
| Q1 2025 | 16.10% | 1.15% | 3.59% | 1.63% | 0.00% |
| Q2 2025 | 16.21% | 1.70% | 4.21% | 1.28% | 0.00% |
| Q3 2025 | 16.17% | 1.19% | 3.72% | 3.51% | 0.00% |
| Q4 2025 | 15.85% | 0.97% | 4.26% | 2.89% | 0.02% |
| Q1 2026 | 15.78% | 2.48% | 5.36% | 1.72% | 0.00% |
| Q2 2026 | 16.11% | 1.22% | 3.80% | 3.79% | 0.00% |
The Fahey Banking Company vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Fahey Banking Company, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Fahey Banking Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 2068) · FFIEC NIC profile (RSSD 520423)