The Fahey Banking Company: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds purchased and repos climbed 200.0% in Q2 2026, from $3.0M to $9.0M. It was the largest change from Q1 2026 among the key lines here. The Fahey Banking Company ranks 17th of 156 Ohio banks on loan-to-deposit ratio, in the upper half at 101.57% (Q2 2026). The Fahey Banking Company reported 101.57% on loan-to-deposit ratio for Q2 2026, 20.73 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $10.7M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $58.5M |
| Fed funds sold and reverse repos | $131K |
| Fed funds sold and reverse repos to assets | 0.03% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $9.0M |
| Other borrowed money | $7.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 1.82% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 101.57% |
| Net loans and leases to deposits | 100.35% |
| Loans and leases to core deposits | 118.84% |
| Core deposits to total deposits | 70.90% |
| Brokered deposits to total deposits | 28.18% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 91.08% | 84.07% | $0 | $10.0M |
| Q4 2023 | 90.74% | 78.14% | $0 | $10.0M |
| Q1 2024 | 88.83% | 80.73% | $0 | $10.0M |
| Q2 2024 | 91.69% | 77.38% | $0 | $10.0M |
| Q3 2024 | 92.72% | 78.06% | $0 | $10.0M |
| Q4 2024 | 93.83% | 76.66% | $0 | $10.0M |
| Q1 2025 | 90.65% | 71.23% | $0 | $6.0M |
| Q2 2025 | 91.84% | 72.10% | $0 | $4.5M |
| Q3 2025 | 93.48% | 73.06% | $0 | $4.5M |
| Q4 2025 | 94.79% | 67.31% | $0 | $7.0M |
| Q1 2026 | 97.79% | 71.53% | $3.0M | $7.0M |
| Q2 2026 | 101.57% | 70.90% | $9.0M | $7.0M |
The Fahey Banking Company liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The Fahey Banking Company, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Fahey Banking Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 2068) · FFIEC NIC profile (RSSD 520423)