West View Savings Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Brokered deposits to total deposits dropped 6.47 percentage points in Q2 2026, from 7.83% to 1.36%. It was the largest change from Q1 2026 among the key lines here. West View Savings Bank ranks 90th of 109 Pennsylvania banks on loan-to-deposit ratio, in the lower half at 72.85% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. West View Savings Bank sits 7.99 points lower, at 72.85% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $8.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $261.6M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $203.4M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 55.71% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 72.85% |
| Net loans and leases to deposits | 72.38% |
| Loans and leases to core deposits | 74.00% |
| Core deposits to total deposits | 97.09% |
| Brokered deposits to total deposits | 1.36% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 56.86% | 98.84% | $0 | $186.8M |
| Q4 2023 | 55.47% | 98.85% | $0 | $189.5M |
| Q1 2024 | 58.68% | 98.82% | $0 | $193.8M |
| Q2 2024 | 60.64% | 99.61% | $0 | $191.8M |
| Q3 2024 | 64.20% | 98.99% | $0 | $191.2M |
| Q4 2024 | 67.53% | 98.96% | $0 | $194.5M |
| Q1 2025 | 62.64% | 91.41% | $0 | $183.2M |
| Q2 2025 | 53.70% | 75.09% | $0 | $154.5M |
| Q3 2025 | 62.25% | 81.71% | $0 | $171.6M |
| Q4 2025 | 50.08% | 64.52% | $0 | $143.1M |
| Q1 2026 | 70.76% | 90.74% | $0 | $195.2M |
| Q2 2026 | 72.85% | 97.09% | $0 | $203.4M |
West View Savings Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock West View Savings Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full West View Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 27760) · FFIEC NIC profile (RSSD 842376)