West View Savings Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The biggest quarter-over-quarter change on this page was a small one: Total equity capital edged up 1.2% between Q1 2026 and Q2 2026, to $34.6M.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.36% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $34.2M |
| Tier 1 capital | $34.2M |
| Total risk-based capital | — |
| Total equity capital | $34.6M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.47% |
| Tangible equity to tangible assets | 9.47% |
| Equity capital to average assets | 9.46% |
| Internal capital growth rate | 1.74% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $3.4M |
| Retained earnings | $30.9M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $370K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 29.26% | 29.26% | 29.71% | 9.40% | $114.0M |
| Q4 2023 | 28.50% | 28.50% | 28.93% | 9.38% | $117.2M |
| Q1 2024 | 28.57% | 28.57% | 29.03% | 9.34% | $117.3M |
| Q2 2024 | 29.40% | 29.40% | 29.90% | 9.28% | $114.2M |
| Q3 2024 | 29.46% | 29.46% | 29.94% | 9.67% | $114.4M |
| Q4 2024 | 33.44% | 33.44% | 33.98% | 10.16% | $101.1M |
| Q1 2025 | 30.59% | 30.59% | 31.11% | 10.43% | $110.3M |
| Q2 2025 | 27.22% | 27.22% | 27.72% | 10.18% | $124.2M |
| Q3 2025 | 27.00% | 27.00% | 27.49% | 9.84% | $125.8M |
| Q4 2025 | 24.40% | 24.40% | 24.84% | 9.66% | $139.5M |
| Q1 2026 | 22.92% | 22.92% | 23.35% | 9.47% | $148.6M |
| Q2 2026 | — | — | — | 9.36% | — |
West View Savings Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock West View Savings Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full West View Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 27760) · FFIEC NIC profile (RSSD 842376)