The Bank of Star Valley: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Accumulated other comprehensive income: 20.6% lower than in Q1 2026, at -$1.4M. The Bank of Star Valley ranks 6th of 15 Wyoming banks on CET1 ratio, in the upper half at 17.57% (Q2 2026). The Bank of Star Valley reported 17.57% on CET1 ratio for Q2 2026, 2.50 points above the 15.07% median for banks in the $100M-1B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 17.57% |
| Tier 1 risk-based capital ratio | 17.57% |
| Total risk-based capital ratio | 18.79% |
| Tier 1 leverage ratio | 10.81% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $45.0M |
| Tier 1 capital | $45.0M |
| Total risk-based capital | $48.2M |
| Total equity capital | $43.6M |
| Risk-weighted assets | $256.4M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 10.39% |
| Tangible equity to tangible assets | 10.39% |
| Equity capital to average assets | 10.48% |
| Internal capital growth rate | 13.14% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $552K |
| Common stock surplus | $5.8M |
| Retained earnings | $38.7M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.4M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 17.89% | 17.89% | 19.14% | 10.72% | $224.6M |
| Q4 2023 | 18.01% | 18.01% | 19.20% | 10.38% | $227.3M |
| Q1 2024 | 19.12% | 19.12% | 20.37% | 10.93% | $218.1M |
| Q2 2024 | 18.10% | 18.10% | 19.29% | 11.24% | $236.0M |
| Q3 2024 | 17.80% | 17.80% | 19.04% | 10.80% | $244.7M |
| Q4 2024 | 18.07% | 18.07% | 19.26% | 10.91% | $245.2M |
| Q1 2025 | 17.69% | 17.69% | 18.86% | 11.29% | $254.9M |
| Q2 2025 | 18.31% | 18.31% | 19.56% | 10.86% | $238.3M |
| Q3 2025 | 17.26% | 17.26% | 18.50% | 10.90% | $252.9M |
| Q4 2025 | 16.56% | 16.56% | 17.81% | 10.39% | $255.5M |
| Q1 2026 | 17.02% | 17.02% | 18.15% | 10.76% | $256.5M |
| Q2 2026 | 17.57% | 17.57% | 18.79% | 10.81% | $256.4M |
The Bank of Star Valley regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The Bank of Star Valley, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Bank of Star Valley profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34148) · FFIEC NIC profile (RSSD 2396604)