The Bank of Star Valley: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Bank of Star Valley of Afton, WY against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.44% | 1.34% | +1.10% | 94th top |
| ROAE | 23.65% | 13.31% | +10.34% | 94th top |
| Net Interest Margin | 4.38% | 3.93% | +0.45% | 74th above |
| Efficiency Ratio | 39.99% | 61.15% | -21.16% | 95th top |
| PPNR / Avg Assets | 2.66% | 1.68% | +0.98% | 92nd top |
| Yield on Earning Assets | 5.92% | 5.67% | +0.25% | 65th above |
| Cost of Funds | 1.69% | 1.88% | -0.19% | 57th above |
| Net Interest Spread | 3.54% | 3.32% | +0.22% | 61st above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.19% | 0.94% | -0.75% | 65th above |
| NPA / Total Assets | 0.10% | 0.70% | -0.60% | 69th above |
| NCO / Avg Loans | -0.01% | 0.16% | -0.17% | 82nd top |
| ACL / Total Loans | 1.35% | 1.28% | +0.07% | 67th above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 714.06% | 1539.04% | -824.98% | 77th top |
| Texas Ratio | 0.93% | 7.33% | -6.40% | 73rd above |
| Provision / NCO | -753.12% | 1396.82% | -2149.94% | 2nd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 17.57% | 19.50% | -1.93% | 67th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 17.57% | 19.54% | -1.97% | 67th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 18.79% | 20.62% | -1.83% | 67th above |
| Leverage Ratio | 10.81% | 12.14% | -1.33% | 47th below |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.39% | 11.37% | -0.98% | 51st above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.39% | 11.09% | -0.70% | 55th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 62.17% | 80.64% | -18.47% | 81st top |
| Core Deposit Ratio | 84.71% | 86.86% | -2.15% | 29th below |
| Wholesale Funding Ratio | 1.08% | 5.04% | -3.96% | 81st top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.63% | 6.85% | -2.22% | 52nd above |
| Loan Growth (Y/Y) | 3.77% | 7.90% | -4.13% | 41st below |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.99% | 6.29% | -1.30% | 57th above |
See The Bank of Star Valley's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Bank of Star Valley, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Bank of Star Valley profile, how to read a UBPR, or how this data updates.