The Bank of Star Valley: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 120.05 percentage points higher than in Q1 2026, at 714.06%. Among 24 Wyoming banks, The Bank of Star Valley sits 2nd from the top on return on assets, 2.44% as of Q2 2026. Against a median of 1.25% for banks in the $100M-1B asset tier, The Bank of Star Valley reported 2.44% on return on assets in Q2 2026, 1.19 points higher.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 17.57% |
| Tier 1 risk-based capital ratio | 17.57% |
| Total risk-based capital ratio | 18.79% |
| Tier 1 leverage ratio | 10.81% |
| Equity capital to assets | 10.39% |
| Tangible equity to tangible assets | 10.39% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.19% |
| Non-performing assets ratio | 0.10% |
| Net charge-off ratio | -0.01% |
| Texas ratio | 0.93% |
| Allowance for credit losses to loans | 1.35% |
| Reserve coverage of non-performing loans | 714.06% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 2.44% |
| Return on equity | 23.65% |
| Net interest margin | 4.38% |
| Efficiency ratio | 39.99% |
| Yield on earning assets | 5.92% |
| Cost of funds | 1.69% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 62.17% |
| Core deposits to total deposits | 84.71% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 87.84% |
| Securities to assets | 35.76% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 17.89% | 17.89% | 19.14% | 10.72% | 1.62% |
| Q4 2023 | 18.01% | 18.01% | 19.20% | 10.38% | 1.85% |
| Q1 2024 | 19.12% | 19.12% | 20.37% | 10.93% | 1.40% |
| Q2 2024 | 18.10% | 18.10% | 19.29% | 11.24% | 1.98% |
| Q3 2024 | 17.80% | 17.80% | 19.04% | 10.80% | 1.94% |
| Q4 2024 | 18.07% | 18.07% | 19.26% | 10.91% | 2.33% |
| Q1 2025 | 17.69% | 17.69% | 18.86% | 11.29% | 2.10% |
| Q2 2025 | 18.31% | 18.31% | 19.56% | 10.86% | 2.52% |
| Q3 2025 | 17.26% | 17.26% | 18.50% | 10.90% | 2.58% |
| Q4 2025 | 16.56% | 16.56% | 17.81% | 10.39% | 2.49% |
| Q1 2026 | 17.02% | 17.02% | 18.15% | 10.76% | 3.06% |
| Q2 2026 | 17.57% | 17.57% | 18.79% | 10.81% | 2.44% |
The Bank of Star Valley vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Bank of Star Valley, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Bank of Star Valley profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34148) · FFIEC NIC profile (RSSD 2396604)