The Converse County Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
In Q2 2026, Total equity capital edged up by 2.1%, from $102.6M to $104.8M, the largest move among the key lines here. On CET1 ratio, The Converse County Bank ranks 3rd highest among the 15 banks headquartered in Wyoming, at 27.51% (Q2 2026). Against a median of 13.48% for banks in the $1B-10B asset tier, The Converse County Bank reported 27.51% on CET1 ratio in Q2 2026, 14.03 points higher.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 27.51% |
| Tier 1 risk-based capital ratio | 27.51% |
| Total risk-based capital ratio | 28.45% |
| Tier 1 leverage ratio | 9.57% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $104.7M |
| Tier 1 capital | $104.7M |
| Total risk-based capital | $108.2M |
| Total equity capital | $104.8M |
| Risk-weighted assets | $380.5M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.58% |
| Tangible equity to tangible assets | 9.58% |
| Equity capital to average assets | 9.58% |
| Internal capital growth rate | 4.76% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $100K |
| Common stock surplus | $9.5M |
| Retained earnings | $95.1M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $115K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 25.92% | 25.92% | 26.98% | 9.24% | $317.4M |
| Q4 2023 | 26.48% | 26.48% | 27.53% | 9.23% | $320.8M |
| Q1 2024 | 27.79% | 27.79% | 28.86% | 9.33% | $319.9M |
| Q2 2024 | 27.03% | 27.03% | 28.13% | 9.53% | $332.9M |
| Q3 2024 | 27.57% | 27.57% | 28.74% | 9.88% | $334.2M |
| Q4 2024 | 23.45% | 23.45% | 24.46% | 9.83% | $402.3M |
| Q1 2025 | 28.23% | 28.23% | 29.43% | 9.91% | $346.8M |
| Q2 2025 | 27.21% | 27.21% | 28.38% | 9.59% | $362.6M |
| Q3 2025 | 27.61% | 27.61% | 28.79% | 9.75% | $365.1M |
| Q4 2025 | 27.16% | 27.16% | 28.05% | 9.37% | $369.4M |
| Q1 2026 | 27.48% | 27.48% | 28.39% | 9.65% | $376.5M |
| Q2 2026 | 27.51% | 27.51% | 28.45% | 9.57% | $380.5M |
The Converse County Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The Converse County Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Converse County Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12591) · FFIEC NIC profile (RSSD 72258)