The Converse County Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Converse County Bank of Douglas, WY against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.36% | 1.44% | -0.08% | 57th above |
| ROAE | 14.35% | 12.50% | +1.85% | 66th above |
| Net Interest Margin | 2.31% | 3.84% | -1.53% | 3rd bottom |
| Efficiency Ratio | 38.89% | 58.89% | -20.00% | 94th top |
| PPNR / Avg Assets | 1.41% | 1.78% | -0.37% | 32nd below |
| Yield on Earning Assets | 4.57% | 5.72% | -1.15% | 9th bottom |
| Cost of Funds | 2.50% | 2.03% | +0.47% | 22nd bottom |
| Net Interest Spread | 1.69% | 3.18% | -1.49% | 4th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.32% | 0.96% | -0.64% | 71st above |
| NPA / Total Assets | 0.09% | 0.75% | -0.66% | 87th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.03% | 0.31% | -0.28% | 49th below |
| ACL / Total Loans | 1.10% | 1.25% | -0.15% | 42nd below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 347.65% | 699.23% | -351.58% | 74th above |
| Texas Ratio | 0.90% | 7.17% | -6.27% | 88th top |
| Provision / NCO | 13000.00% | 798.23% | +12201.77% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 27.51% | 17.39% | +10.12% | 96th top |
| Tier 1 Ratio | 27.51% | 17.43% | +10.08% | 96th top |
| Total Capital Ratio | 28.45% | 18.49% | +9.96% | 96th top |
| Leverage Ratio | 9.57% | 11.60% | -2.03% | 24th bottom |
| Equity / Assets | 9.58% | 11.33% | -1.75% | 34th below |
| TCE / Tangible Assets | 9.58% | 10.65% | -1.07% | 45th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 31.47% | 86.41% | -54.94% | 98th top |
| Core Deposit Ratio | 67.70% | 85.58% | -17.88% | 7th bottom |
| Uninsured Deposit Ratio | 30.53% | 32.71% | -2.18% | 51st above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.23% | 10.46% | -4.23% | 57th above |
| Loan Growth (Y/Y) | 3.79% | 8.00% | -4.21% | 40th below |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.92% | 7.98% | -2.06% | 58th above |
See The Converse County Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Converse County Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Converse County Bank profile, how to read a UBPR, or how this data updates.