The Converse County Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 1.09 percentage points in Q2 2026, from 45.40% to 46.49%. It was the largest change from Q1 2026 among the key lines here. The Converse County Bank has the 2nd lowest loan-to-deposit ratio of the 23 banks headquartered in Wyoming, at 31.47% as of Q2 2026. Against a median of 88.20% for banks in the $1B-10B asset tier, The Converse County Bank reported 31.47% on loan-to-deposit ratio in Q2 2026, 56.73 points lower.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $215.1M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $775.1M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 31.47% |
| Net loans and leases to deposits | 31.13% |
| Loans and leases to core deposits | 46.49% |
| Core deposits to total deposits | 67.70% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 32.31% | 75.42% | $0 | $0 |
| Q4 2023 | 31.91% | 74.62% | $0 | $0 |
| Q1 2024 | 30.64% | 74.59% | $0 | $0 |
| Q2 2024 | 32.16% | 73.46% | $0 | $0 |
| Q3 2024 | 32.86% | 72.97% | $0 | $0 |
| Q4 2024 | 31.62% | 72.39% | $0 | $0 |
| Q1 2025 | 31.05% | 70.20% | $0 | $0 |
| Q2 2025 | 32.12% | 68.89% | $0 | $0 |
| Q3 2025 | 32.71% | 68.13% | $0 | $0 |
| Q4 2025 | 30.83% | 69.87% | $0 | $0 |
| Q1 2026 | 30.96% | 68.19% | $0 | $0 |
| Q2 2026 | 31.47% | 67.70% | $0 | $0 |
The Converse County Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The Converse County Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Converse County Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12591) · FFIEC NIC profile (RSSD 72258)