Stifel Trust Company N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Securities to assets: 5.18 percentage points higher than in Q1 2026, at 79.44%. On return on assets, Stifel Trust Company N.A. ranks 4th highest among the 192 banks headquartered in Missouri, at 3.33% (Q2 2026). Stifel Trust Company N.A.'s return on assets of 3.33% is well above the 1.25% median for banks in the $100M-1B asset tier, a gap of 2.07 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 38.50% |
| Tier 1 risk-based capital ratio | 38.50% |
| Total risk-based capital ratio | 38.50% |
| Tier 1 leverage ratio | 7.52% |
| Equity capital to assets | 5.83% |
| Tangible equity to tangible assets | 5.83% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | — |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | — |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | — |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 3.33% |
| Return on equity | 52.58% |
| Net interest margin | 4.19% |
| Efficiency ratio | 38.67% |
| Yield on earning assets | 4.24% |
| Cost of funds | 0.05% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 0.00% |
| Core deposits to total deposits | 100.00% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 93.34% |
| Securities to assets | 79.44% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 34.15% | 34.15% | 34.15% | 9.07% | 3.32% |
| Q4 2023 | 38.74% | 38.74% | 38.74% | 10.21% | 3.74% |
| Q1 2024 | 29.68% | 29.68% | 29.68% | 7.52% | 3.47% |
| Q2 2024 | 31.85% | 31.85% | 31.85% | 8.06% | 3.30% |
| Q3 2024 | 36.76% | 36.76% | 36.76% | 8.38% | 3.67% |
| Q4 2024 | 41.82% | 41.82% | 41.82% | 8.39% | 3.52% |
| Q1 2025 | 39.62% | 39.62% | 39.62% | 9.00% | 3.01% |
| Q2 2025 | 41.14% | 41.14% | 41.14% | 9.14% | 3.22% |
| Q3 2025 | 47.80% | 47.80% | 47.80% | 9.42% | 3.30% |
| Q4 2025 | 41.12% | 41.12% | 41.12% | 8.83% | 3.14% |
| Q1 2026 | 45.22% | 45.22% | 45.22% | 8.83% | 3.18% |
| Q2 2026 | 38.50% | 38.50% | 38.50% | 7.52% | 3.33% |
Stifel Trust Company N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Stifel Trust Company N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Stifel Trust Company N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 33785) · FFIEC NIC profile (RSSD 2713920)