Lisle Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Lisle Savings Bank of Lisle, IL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.30% | 1.34% | -0.04% | 52nd above |
| ROAE | 5.50% | 13.32% | -7.82% | 16th bottom |
| Net Interest Margin | 3.47% | 3.93% | -0.46% | 26th below |
| Efficiency Ratio | 48.67% | 61.15% | -12.48% | 83rd top |
| PPNR / Avg Assets | 1.74% | 1.68% | +0.06% | 58th above |
| Yield on Earning Assets | 5.22% | 5.67% | -0.45% | 32nd below |
| Cost of Funds | 2.17% | 1.88% | +0.29% | 28th below |
| Net Interest Spread | 2.93% | 3.32% | -0.39% | 30th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.26% | 0.94% | +0.32% | 23rd bottom |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.69% | 0.70% | -0.01% | 30th below |
| NCO / Avg Loans | -0.01% | 0.16% | -0.17% | 83rd top |
| ACL / Total Loans | 0.97% | 1.28% | -0.31% | 23rd bottom |
| ACL / NPLs (Coverage) | 77.38% | 1539.52% | -1462.14% | 20th bottom |
| Texas Ratio | 2.72% | 7.33% | -4.61% | 56th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 26.10% | 12.13% | +13.97% | 98th top |
| Equity / Assets | 24.87% | 11.37% | +13.50% | 98th top |
| TCE / Tangible Assets | 24.87% | 11.09% | +13.78% | 98th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 78.03% | 80.64% | -2.61% | 55th above |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.72% | 86.86% | +1.86% | 48th below |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 3.67% | 5.03% | -1.36% | 49th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -1.03% | 6.86% | -7.89% | 14th bottom |
| Loan Growth (Y/Y) | 5.19% | 7.90% | -2.71% | 49th below |
| Deposit Growth (Y/Y) | -0.31% | 6.29% | -6.60% | 21st bottom |
See Lisle Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Lisle Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Lisle Savings Bank profile, how to read a UBPR, or how this data updates.