Lisle Savings Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 3.55 percentage points higher than in Q1 2026, at 87.95%. Lisle Savings Bank ranks 146th of 323 Illinois banks on loan-to-deposit ratio, in the upper half at 78.03% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Lisle Savings Bank sits 2.81 points lower, at 78.03% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $21.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $189.7M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $20.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 3.67% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 78.03% |
| Net loans and leases to deposits | 77.27% |
| Loans and leases to core deposits | 87.95% |
| Core deposits to total deposits | 88.72% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 71.37% | 91.13% | $0 | $45.0M |
| Q4 2023 | 71.20% | 90.80% | $0 | $42.0M |
| Q1 2024 | 71.07% | 90.44% | $0 | $40.0M |
| Q2 2024 | 73.67% | 90.19% | $0 | $40.0M |
| Q3 2024 | 74.02% | 89.70% | $0 | $40.0M |
| Q4 2024 | 72.95% | 89.11% | $0 | $40.0M |
| Q1 2025 | 71.48% | 89.61% | $0 | $30.0M |
| Q2 2025 | 73.95% | 88.61% | $0 | $30.0M |
| Q3 2025 | 74.48% | 88.48% | $0 | $20.0M |
| Q4 2025 | 74.64% | 88.59% | $0 | $20.0M |
| Q1 2026 | 74.57% | 88.35% | $0 | $20.0M |
| Q2 2026 | 78.03% | 88.72% | $0 | $20.0M |
Lisle Savings Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Lisle Savings Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Lisle Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29800) · FFIEC NIC profile (RSSD 133971)