Lisle Savings Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Equity capital to total assets rose 0.69 percentage points from Q1 2026 to Q2 2026, ending at 24.87% against 24.18%. It was the largest change among the key lines on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 26.10% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $148.4M |
| Tier 1 capital | $148.4M |
| Total risk-based capital | — |
| Total equity capital | $135.4M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 24.87% |
| Tangible equity to tangible assets | 24.87% |
| Equity capital to average assets | 23.81% |
| Internal capital growth rate | 5.54% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $0 |
| Retained earnings | $148.4M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$13.0M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 23.92% | 20.97% | 20.97% |
| Q4 2023 | 24.09% | 22.06% | 22.06% |
| Q1 2024 | 24.50% | 22.23% | 22.23% |
| Q2 2024 | 24.63% | 22.60% | 22.60% |
| Q3 2024 | 25.09% | 23.49% | 23.49% |
| Q4 2024 | 25.07% | 22.68% | 22.68% |
| Q1 2025 | 24.93% | 23.11% | 23.11% |
| Q2 2025 | 25.20% | 23.55% | 23.55% |
| Q3 2025 | 25.91% | 24.55% | 24.55% |
| Q4 2025 | 26.24% | 24.46% | 24.46% |
| Q1 2026 | 25.97% | 24.18% | 24.18% |
| Q2 2026 | 26.10% | 24.87% | 24.87% |
Lisle Savings Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Lisle Savings Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Lisle Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29800) · FFIEC NIC profile (RSSD 133971)