Bank call report · Taunton, MA
Mechanics Cooperative Bank Call Report
BankRegReports is independent of Mechanics Cooperative Bank and never asks for online banking logins or passwords.
Mechanics Cooperative Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 370 reported line items, schedule by schedule (700 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 183770 |
| FDIC certificate number | 26634 |
| Total assets | $898.8M |
Official Q2 2026 call report PDF (FFIEC) →
Mechanics Cooperative Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (25 items)
About Schedule RC · Mechanics Cooperative Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $898.8M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $898.8M |
| Total Liabilities and Minority Interest | RCON2948 | $780.2M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $745.9M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $739.4M |
| Total Deposits | RCON2200 | $679.6M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $569.2M |
| Total Equity Capital | RCON3210 | $118.6M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $118.6M |
| Surplus | RCON3839 | $113.8M |
| Deposits: Noninterest-bearing | RCON6631 | $110.4M |
| Other Borrowed Money | RCON3190 | $88.9M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $82.4M |
| Other Assets | RCON2160 | $26.6M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $22.2M |
| Intangible Assets | RCON2143 | $12.0M |
| Interest-bearing Balances | RCON0071 | $9.5M |
| Other Liabilities, Total | RCON2930 | $9.5M |
| Allowance for Loan and Lease Losses | RCON3123 | $6.4M |
| Undivided Profits and Capital Reserves | RCON3632 | $5.5M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $4.4M |
| Trading Assets, Total | RCON3545 | $2.2M |
| Trading Liabilities, Total | RCON3548 | $2.2M |
| Goodwill | RCON3163 | $2.0M |
| Accumulated Other Comprehensive Income | RCONB530 | -$655K |
Schedule RI: Income Statement (41 items)
About Schedule RI · Mechanics Cooperative Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $26.3M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $24.1M |
| Net Interest Income | RIAD4074 | $17.8M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $13.8M |
| Total Noninterest Expense | RIAD4093 | $11.9M |
| Total Interest Expense | RIAD4073 | $8.5M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $8.2M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $7.1M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $7.1M |
| Salaries and Employee Benefits | RIAD4135 | $7.1M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $5.5M |
| Net Income (Loss) | RIAD4340 | $5.5M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $5.5M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $3.8M |
| Other Noninterest Expense | RIAD4092 | $2.6M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $1.8M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $1.8M |
| Applicable Income Taxes | RIAD4302 | $1.7M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $1.6M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $1.5M |
| Total Noninterest Income | RIAD4079 | $1.5M |
| Other Interest Expense | RIADGW44 | $1.2M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $1.1M |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $1.1M |
| Other Noninterest Income | RIADB497 | $929K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $385K |
| Interest on Other Securities | RIAD4060 | $364K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $356K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $275K |
| Provision for Loan and Lease Losses | RIAD4230 | $177K |
| Noninterest income: Fees and commissions from securities brokerage, investment banking, advisory, and underwriting activities | RIADHT73 | $112K |
| Other Interest Income | RIAD4518 | $100K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $93K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $85K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $44K |
| Net Servicing Fees | RIADB492 | $38K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $30K |
| Noninterest income: Income from insurance activities | RIADHT74 | $11K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $8K |
| If the Reporting Bank Has Restated Its Balance Sheet as a Result of Applying Push Down Accounting This Calendar Year, Report the Date of the Bank's Acquisition | RIAD9106 | 20,260,101 |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 103 |
Schedule RC-B: Securities (35 items)
About Schedule RC-B · Mechanics Cooperative Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $20.6M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $20.3M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $83.4M |
| Pledged Securities | RCON0416 | $53.7M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $29.2M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $28.8M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $19.2M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $15.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $13.6M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :All Other Commercial MBS: Available-for-sale Amortized Cost | RCONK156 | $13.4M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :All Other Commercial MBS: Available-for-sale Fair Value | RCONK157 | $13.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $13.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $9.9M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $9.6M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $9.5M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $6.1M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $6.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $4.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $2.8M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $2.0M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $1.7M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $1.7M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $1.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $1.1M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost | RCONHT60 | $1.0M |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Available-for-sale: Amortized Cost | RCONPV00 | $1.0M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value | RCONHT61 | $1.0M |
| Guaranteed by U.S. Government Agencies or Sponsored Agencies Included in Schedule Rc-b, Item 5.B - Available-for-sale, Fair Value | RCONPV01 | $1.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $924K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $913K |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $912K |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $831K |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $830K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $785K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $710K |
Schedule RC-C, Part I: Loans and Leases (37 items)
About Schedule RC-C, Part I · Mechanics Cooperative Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Gross Contractual Amounts Receivable at Acquisition Date of Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year | RCONGW46 | $883.5M |
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $745.9M |
| Fair Value at Acquisition Date of Acquired Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year | RCONGW45 | $682.1M |
| Pledged Loans and Leases | RCONG378 | $257.3M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $226.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $182.3M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $169.7M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $147.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $107.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $89.7M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $85.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $80.0M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $78.8M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $75.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $67.8M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $59.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $43.5M |
| Commercial and Industrial Loans | RCON1766 | $41.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $41.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $40.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $37.0M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $36.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $29.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $19.7M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $18.2M |
| Best Estimate at Acquisition Date of Contractual Cash Flows Not Expected to Be Collected for Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year | RCONGW47 | $8.1M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $7.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $7.4M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $4.4M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $1.2M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $293K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Multifamily (5 or More) Nonresidential Properties | RCONK160 | $158K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $135K |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $116K |
| Real Estate Loans Secured by Farmland | RCON1420 | $88K |
| Other Loans | RCONJ464 | $48K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $12K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (14 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $46.9M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $17.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $5.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $5.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $4.6M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $528K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $83K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 148 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 117 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 58 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 54 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 49 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 16 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 1 |
Schedule RC-E: Deposit Liabilities (29 items)
About Schedule RC-E · Mechanics Cooperative Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $508.6M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $502.0M |
| Total Transaction Accounts | RCON2215 | $171.0M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $169.8M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $156.8M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $111.3M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $110.3M |
| Total Demand Deposits (See Note Below) | RCON2210 | $109.0M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $104.1M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $100.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $99.2M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $82.6M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $75.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $61.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $39.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $36.1M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $29.7M |
| Total Brokered Deposits | RCON2365 | $29.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $26.0M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $24.7M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $23.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $21.8M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $9.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $6.3M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $5.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $2.9M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $1.2M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $778K |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $455K |
Schedule RC-F: Other Assets (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $13.9M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $3.8M |
| Accrued Interest Receivable | RCONB556 | $2.7M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $2.5M |
| Other Assets | RCON2168 | $1.9M |
| Net Deferred Tax Assets | RCON2148 | $1.7M |
| Prepaid Expenses | RCON2166 | $734K |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $578K |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $6.5M |
| Deferred Compensation Liabilities | RCONC011 | $4.7M |
| Other Expenses Accrued and Unpaid | RCON3646 | $1.7M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $960K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $428K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · Mechanics Cooperative Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $879.3M |
| Quarterly Average of Total Loans | RCON3360 | $730.6M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $436.2M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $243.8M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $214.5M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $194.9M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $101.4M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $81.7M |
| Mortgage-backed Securities | RCONB559 | $66.0M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $54.4M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $40.7M |
| All Other Securities | RCONB560 | $16.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $9.8M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $5.1M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $1.8M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (8 items)
About Schedule RC-L · Mechanics Cooperative Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $90.6M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $29.0M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $28.2M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $25.5M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Trading | RCONA126 | $15.8M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $15.0M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $8.7M |
| Commercial and Similar Letters of Credit | RCON3411 | $427K |
Schedule RC-M: Memoranda (8 items)
About Schedule RC-M · Mechanics Cooperative Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $88.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $88.0M |
| All other intangible assets | RCONJF76 | $9.8M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $2.5M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $909K |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $185K |
| Mortgage Servicing Assets | RCON3164 | $185K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (6 items)
About Schedule RC-N · Mechanics Cooperative Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $576K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $541K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $254K |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $254K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $33K |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $2K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Mechanics Cooperative Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $879.3M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $680.0M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $398.7M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $258.3M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $106.3M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $20.1M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $2.9M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 21,115 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 742 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 425 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 8 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Mechanics Cooperative Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $747.0M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (25 items)
About Schedule RC-R, Part I · Mechanics Cooperative Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $879.3M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $867.5M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $747.0M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $118.6M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $114.8M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $113.8M |
| Common Equity Tier 1 Capital | RCOAP859 | $107.4M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $107.4M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $107.4M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $11.8M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $9.8M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $7.4M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $7.4M |
| Tier 2 Capital Before Deductions | RCOAP870 | $7.4M |
| Retained Earnings | RCOAKW00 | $5.5M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $2.0M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$814K |
| Accumulated Other Comprehensive Income | RCOAB530 | -$655K |
| Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP846 | $159K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1537 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1438 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1438 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1238 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0737 |
Schedule RC-R, Part II: Risk-Weighted Assets (79 items)
About Schedule RC-R, Part II · Mechanics Cooperative Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $747.0M |
| Total Risk-weighted Assets | RCONG641 | $747.0M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $572.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $572.3M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $496.1M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $450.7M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $448.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $287.9M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $287.4M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $286.9M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $286.7M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $151.7M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $143.9M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $75.8M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $74.8M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $69.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $66.8M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $62.9M |
| Total All Other Assets | RCOND981 | $60.8M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $50.3M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $41.2M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Investment Grade Reference Asset - Over Five Years | RCONS590 | $35.8M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $26.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $22.0M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $22.0M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | $20.2M |
| Unconditionally Cancellable Commitments | RCONS540 | $19.2M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $13.9M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $13.7M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $13.4M |
| On-balance Sheet Securitization Exposures, Available-for-sale Securities - Adjustments to Total Reported in Column a | RCONS481 | $13.2M |
| Total On-balance Sheet Securitization Exposures, Available-for-sale Securities | RCONS480 | $13.2M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $12.1M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $11.7M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Investment Grade Reference Asset - Over One Year Through Five Years | RCONS589 | $9.1M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $8.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $7.8M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $7.8M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $7.6M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $7.6M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $6.1M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $5.6M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $4.6M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $4.5M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years | RCONS584 | $4.4M |
| Over-the-counter Derivatives - 20 Pct Risk Weight Category | RCONS545 | $3.8M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $2.7M |
| On-balance Sheet Securitization Exposures, Available-for-sale Securities - Gross-up Risk Weight Exposure, by Calculation Methodology | RCONS484 | $2.6M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $2.5M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $2.5M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $2.5M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $2.5M |
| Total Trading Assets | RCOND976 | $2.2M |
| Trading Assets - Adjustments to Totals Reported in Column a | RCONS466 | $2.2M |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $2.2M |
| Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category | RCONG628 | $941K |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$868K |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCONS547 | $849K |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $669K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $532K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $532K |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $460K |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $254K |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $254K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $215K |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $184K |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $184K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $184K |
| Unused Commitments, Original Maturity Exceeding One Year - 20 Pct Risk Weight Category | RCONG627 | $128K |
| Off-balance Sheet Securitization Exposures - Adjustments to Total Reported in Column a | RCONS496 | $62K |
| Total Off-balance Sheet Securitization Exposures | RCONS495 | $62K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $51K |
| On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures - Adjustments to Total Reported in Column a | RCONS491 | $38K |
| Total On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures | RCONS490 | $38K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Face, Notional, or Other Amount | RCONG606 | $23K |
| Off-balance Sheet Securitization Exposures - Gross-up Risk Weight Exposure, by Calculation Method | RCONS499 | $12K |
| On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures - Gross-up Risk Weight Exposure, by Calculation Method | RCONS494 | $8K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - 100 Pct Risk Weight Category | RCONG611 | $5K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Credit Equivalent Amount | RCONG607 | $5K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $118.6M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $107.8M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $107.8M |
| Changes Incident to Business Combinations, Net | RIAD4356 | $6.0M |
| Other Comprehensive Income | RIADB511 | -$655K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (8 items)
About Schedule RI-B, Part I · Mechanics Cooperative Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $498K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $488K |
| Charge-offs on Automobile Loans | RIADK129 | $473K |
| Recoveries on Automobile Loans | RIADK133 | $473K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $22K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $13K |
| Charge-offs on All Other Loans | RIAD4644 | $3K |
| Recoveries on All Other Loans | RIAD4628 | $2K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (5 items)
About Schedule RI-B, Part II · Mechanics Cooperative Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $6.4M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $6.3M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $498K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $98K |
| Adjustments | RIADC233 | -$4K |
Schedule RI-E: Explanations (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Initial allowances for credit losses recognized upon the acquisition of purchased credit deterioriated assets on or after the effective date of ASU 2016-13 | RIADJJ27 | -$4K |
Schedule SU: Supplemental Information (3 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Gross Notional Amount of All Other Derivatives Held for Trading | RCONFT01 | $44.9M |
| Total Outstanding Principal Balance of Closed End 1-4 Family Residential Mortgage Loans Serviced for Others Plus the Total Outstanding Principal Balance of Other Financial Assets Serviced for Others If More Than $10 Million | RCONFT12 | $42.7M |
| Total Outstanding Principal Balance of Assets Sold by the Reporting Institution with Recourse or Other Seller Provided Credit Enhancements, But Not Securitized by the Reporting Institution | RCONFT10 | $137K |
Mechanics Cooperative Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Mechanics Cooperative Bank call report?
The Mechanics Cooperative Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Mechanics Cooperative Bank file?
Mechanics Cooperative Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Mechanics Cooperative Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Mechanics Cooperative Bank has Federal Reserve RSSD ID 183770 and FDIC certificate number 26634. Either one finds its filings on the FFIEC Central Data Repository.
How often does Mechanics Cooperative Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Mechanics Cooperative Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 26634) · FFIEC NIC profile (RSSD 183770)