Bank call report · Salem, MA
Salem Five Cents Savings Bank Call Report
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Salem Five Cents Savings Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 454 reported line items, schedule by schedule (843 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 618807 |
| FDIC certificate number | 23296 |
| Total assets | $8.82B |
Official Q2 2026 call report PDF (FFIEC) →
Salem Five Cents Savings Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (30 items)
About Schedule RC · Salem Five Cents Savings Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $8.82B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $8.82B |
| Total Liabilities and Minority Interest | RCON2948 | $7.81B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $6.83B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $6.74B |
| Total Deposits | RCON2200 | $6.04B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $4.95B |
| Other Borrowed Money | RCON3190 | $1.59B |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $1.17B |
| Held-to-maturity Securities, Total | RCON1754 | $1.17B |
| Deposits: Noninterest-bearing | RCON6631 | $1.09B |
| Total Equity Capital | RCON3210 | $1.01B |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $1.01B |
| Undivided Profits and Capital Reserves | RCON3632 | $939.6M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $411.0M |
| Other Assets | RCON2160 | $260.5M |
| Intangible Assets | RCON2143 | $108.7M |
| Other Liabilities, Total | RCON2930 | $103.0M |
| Goodwill | RCON3163 | $92.6M |
| Allowance for Loan and Lease Losses | RCON3123 | $82.5M |
| Securities Sold Under Agreements to Repurchase | RCONB995 | $74.1M |
| Surplus | RCON3839 | $58.3M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $51.7M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $46.5M |
| Accumulated Other Comprehensive Income | RCONB530 | $12.9M |
| Other Real Estate Owned | RCON2150 | $9.9M |
| Interest-bearing Balances | RCON0071 | $8.7M |
| Loans and Leases Held for Sale | RCON5369 | $7.2M |
| Common Stock | RCON3230 | $500K |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $123K |
Schedule RI: Income Statement (50 items)
About Schedule RI · Salem Five Cents Savings Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $202.9M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $182.8M |
| Net Interest Income | RIAD4074 | $105.7M |
| Total Interest Expense | RIAD4073 | $97.2M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $82.2M |
| Total Noninterest Expense | RIAD4093 | $78.1M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $64.3M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $56.1M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $56.0M |
| Salaries and Employee Benefits | RIAD4135 | $52.9M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $41.5M |
| Net Income (Loss) | RIAD4340 | $41.5M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $41.5M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $41.0M |
| Total Noninterest Income | RIAD4079 | $32.1M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $26.3M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $24.7M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $21.0M |
| Other Noninterest Expense | RIAD4092 | $16.8M |
| Applicable Income Taxes | RIAD4302 | $14.6M |
| Income from Other Insurance and Reinsurance Activities | RIADC387 | $12.4M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $10.5M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $9.5M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $7.5M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $6.9M |
| Other Noninterest Income | RIADB497 | $6.4M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $5.9M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $5.6M |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $4.1M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $4.1M |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $3.9M |
| Provision for Loan and Lease Losses | RIAD4230 | $3.6M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $3.6M |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $3.5M |
| Fees and Commissions from Securities Brokerage | RIADC886 | $3.2M |
| Other Interest Income | RIAD4518 | $2.1M |
| Net Servicing Fees | RIADB492 | $2.0M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $1.8M |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $1.7M |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $1.3M |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $895K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $811K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $534K |
| Fees and Commissions from Annuity Sales | RIADC887 | $375K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $322K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $233K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | -$70K |
| Service Charges on Deposits in Domestic Office Atm-related for Individuals | RIADH034 | $45K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | $19K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 679 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $60.4M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $34.6M |
| Currency and Coin | RCON0080 | $10.4M |
| Balances Due from Federal Reserve Banks | RCON0090 | $8.7M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $6.6M |
Schedule RC-B: Securities (38 items)
About Schedule RC-B · Salem Five Cents Savings Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $209K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $212K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $4.3M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $4.3M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Amortized Cost | RCONG304 | $207.0M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Fair Value | RCONG305 | $193.8M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $34.5M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $32.3M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Amortized Cost | RCONG312 | $104.8M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Fair Value | RCONG313 | $80.2M |
| Pledged Securities | RCON0416 | $1.39B |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $1.04B |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCONHT50 | $851.2M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCONHT51 | $759.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $475.0M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $426.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $399.7M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $321.8M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $309.1M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $205.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $197.5M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $136.9M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $93.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $93.2M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $55.9M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $55.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $55.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $14.4M |
| Amortized Cost of Held-to-maturity U.S. Treasury Securities | RCON0211 | $10.1M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $9.9M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $9.3M |
| Fair Value of Held-to-maturity U.S. Treasury Securities | RCON0213 | $9.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $2.4M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $2.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $1.5M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $180K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $126K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $51K |
Schedule RC-C, Part I: Loans and Leases (35 items)
About Schedule RC-C, Part I · Salem Five Cents Savings Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $6.83B |
| Pledged Loans and Leases | RCONG378 | $3.24B |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $2.33B |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $1.60B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $1.58B |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $1.17B |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $1.13B |
| Commercial and Industrial Loans | RCON1766 | $867.5M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $867.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $858.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $838.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $739.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $547.3M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $474.7M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $449.6M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $434.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $421.8M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $372.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $335.0M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $315.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $237.0M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $219.1M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $188.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $72.9M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $50.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $46.2M |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $10.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $5.4M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $3.4M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $3.4M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $1.4M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $381K |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $240K |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $136K |
| Other Loans | RCONJ464 | $136K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $329.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $57.0M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $25.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $17.7M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $11.4M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $2.6M |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 726 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 285 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 190 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 184 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 166 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 50 |
Schedule RC-E: Deposit Liabilities (33 items)
About Schedule RC-E · Salem Five Cents Savings Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $4.61B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $4.36B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $2.09B |
| Total Transaction Accounts | RCON2215 | $1.44B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $1.40B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $1.32B |
| Total reciprocal deposits | RCONJH83 | $1.13B |
| Total Demand Deposits (See Note Below) | RCON2210 | $1.09B |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $1.08B |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $845.5M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $828.9M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $784.3M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $784.3M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $771.7M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $604.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $570.2M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $549.2M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $520.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $514.2M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $508.8M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $328.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $254.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $253.9M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $246.3M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $245.0M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $162.3M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $81.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $57.8M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $35.2M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $16.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $11.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $10.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $812K |
Schedule RC-F: Other Assets (10 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Assets | RCON2168 | $101.9M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $67.1M |
| Derivatives with a Position Fair Value Held for Purposes Other Than Trading | RCONC010 | $56.1M |
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $39.3M |
| Accrued Interest Receivable | RCONB556 | $27.4M |
| Accounts Receivable | RCONFT34 | $24.9M |
| Net Deferred Tax Assets | RCON2148 | $18.3M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $6.5M |
| Prepaid Expenses | RCON2166 | $3.0M |
| Computer Software | RCONFT33 | $782K |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $59.3M |
| Other Expenses Accrued and Unpaid | RCON3646 | $33.9M |
| Deferred Compensation Liabilities | RCONC011 | $24.1M |
| Derivatives with a Negative Fair Value Held for Purposes Other Than Trading | RCONC012 | $21.5M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $6.0M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $3.8M |
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · Salem Five Cents Savings Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $8.67B |
| Quarterly Average of Total Loans | RCON3360 | $6.71B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $2.98B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $2.83B |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $2.60B |
| Quarterly Average of Other Borrowed Money | RCON3355 | $1.48B |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $1.20B |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $1.15B |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $882.5M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $514.2M |
| Mortgage-backed Securities | RCONB559 | $401.9M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $334.9M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $217.2M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $77.4M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $15.1M |
| All Other Securities | RCONB560 | $133K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (14 items)
About Schedule RC-L · Salem Five Cents Savings Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $2.36B |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $2.34B |
| Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate | RCONA589 | $1.56B |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $478.8M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $478.2M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $461.6M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $104.2M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $69.8M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $56.0M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8745 | $21.4M |
| Written OTC Interest Rate Option Contracts | RCON8709 | $10.6M |
| Interest Rate Forward Contracts | RCON8697 | $8.8M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $7.4M |
| Performance Standby Letters of Credit | RCON3821 | $885K |
Schedule RC-M: Memoranda (10 items)
About Schedule RC-M · Salem Five Cents Savings Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $1.30B |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $1.30B |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $180.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Three Through Five Years | RCONF057 | $110.1M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $25.3M |
| All Other Real Estate Owned: Nonfarm Nonresidential Properties in Domestic Offices | RCON5512 | $9.9M |
| All other intangible assets | RCONJF76 | $8.5M |
| Mortgage Servicing Assets | RCON3164 | $7.6M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $817K |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF058 | $138K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (22 items)
About Schedule RC-N · Salem Five Cents Savings Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $24.7M |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $12.8M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $5.4M |
| Additions to Nonaccrual Assets | RCONC410 | $4.4M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $4.3M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $3.9M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $1.4M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCONK038 | $1.4M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $1.2M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $980K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCONK041 | $877K |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $769K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $769K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $566K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Nonaccrual | RCONF663 | $538K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $530K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $443K |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 30 Through 89 Days and Still Accruing | RCONK036 | $142K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $90K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 30 Through 89 Days and Still Accruing | RCONK039 | $86K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty : Commercial and Industrial Loans - to US Addressees - Nonaccrual | RCONK122 | $28K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty: Commercial and Industrial Loans - Nonaccrual | RCONK259 | $28K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · Salem Five Cents Savings Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $8.67B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $6.18B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $3.18B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $2.83B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $1.11B |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $894.3M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $129.8M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $32.6M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 177,696 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 4,536 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 3,729 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 82 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter | RCONFT04 | $55.9M |
| Retail originations during the quarter of 1-4 family residential mortgage loans for sale | RCONHT81 | $55.9M |
| Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading | RCONFT05 | $7.2M |
| Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans | RIADHT85 | $1.8M |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · Salem Five Cents Savings Bank regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (30 items)
About Schedule RC-R, Part I · Salem Five Cents Savings Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $8.67B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $8.57B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $6.82B |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $1.01B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $987.1M |
| Retained Earnings | RCOAKW00 | $939.6M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $902.1M |
| Common Equity Tier 1 Capital | RCOAP859 | $901.8M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $901.8M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $96.6M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $87.9M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $85.3M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $85.3M |
| Tier 2 Capital Before Deductions | RCOAP870 | $85.3M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $58.8M |
| Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP846 | $24.9M |
| Accumulated Other Comprehensive Income | RCOAB530 | $12.9M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$12.1M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $7.0M |
| Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls | RCOAP843 | $1.4M |
| Additional Tier 1 Capital Deductions | RCOAP864 | $282K |
| Deductions Applied to Common Equity Tier 1 Capital Due to Insufficient Amounts of Additional Tier 1 Capital and Tier 2 Capital to Cover Deductions | RCOAP857 | $282K |
| Total Adjustments and Deductions for Common Equity Tier 1 Capital | RCOAP858 | $282K |
| Less: Amounts Recorded in AOCI Attributed to Defined Benefit Postretirement Plans Resulting from the Initial and Subsequent Application of the Relevant GAAP Standards That Pertain to Such Plans (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP847 | $229K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1447 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1321 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1321 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1052 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0647 |
Schedule RC-R, Part II: Risk-Weighted Assets (71 items)
About Schedule RC-R, Part II · Salem Five Cents Savings Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $6.83B |
| Total Risk-weighted Assets | RCONG641 | $6.82B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $5.24B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $5.24B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $4.72B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $3.79B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $3.79B |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $3.01B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $2.37B |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $2.33B |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $2.32B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $1.75B |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $1.67B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $1.39B |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $1.18B |
| Total Held-to-maturity Securities | RCOND961 | $1.17B |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $1.14B |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $1.03B |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $687.8M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years | RCONS584 | $639.4M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $513.2M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $513.2M |
| Unconditionally Cancellable Commitments | RCONS540 | $478.8M |
| Total All Other Assets | RCOND981 | $425.6M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $416.5M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $411.1M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $349.3M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $247.6M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $231.0M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $101.1M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $87.4M |
| Repo-style Transactions - 20 Pct Risk Weight Category | RCONS520 | $74.1M |
| Repo-style Transactions - Credit Equivalent Amount | RCONS516 | $74.1M |
| Repo-style Transactions - Face, Notional, or Other Amount | RCONS515 | $74.1M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $72.4M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $60.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $60.0M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $60.0M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $41.3M |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCOND962 | $30.8M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $30.6M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $24.7M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $20.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $20.4M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $20.4M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $19.1M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $19.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 50% | RCONS529 | $17.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $17.5M |
| Over-the-counter Derivatives - 50 Pct Risk Weight Category | RCONS546 | $16.5M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $16.5M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$15.7M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $10.2M |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $7.6M |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $7.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $7.6M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $7.4M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $7.4M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $7.4M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $7.2M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $7.2M |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $7.0M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $6.5M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $6.5M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $6.5M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 100 Pct Risk Weight Category | RCONS454 | $4.3M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | $2.9M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $885K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $443K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $443K |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $123K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $2.78B |
| Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others | RCONA591 | $110.4M |
| Outstanding Principal Balance of Assets Serviced for Others Including Participations Serviced for Others: 1-4 Family Residential Mortgage Serviced for Others That Are in the Process of Foreclosure at Quarter-end (Includes Closed-end and Open-end Loans) | RCONF699 | $1.0M |
| Assets Sold with Recourse or Other Seller-provided Credit Enhancements and Not Securitized - 1-4 Family Residential Loans | RCONB790 | $1.0M |
| Maximum Amount of Credit Exposure Arising from Recourse or Other Seller-provided Credit Enhancements Provided to Assets Reported in Item 11: 1-4 Family Residential Loans | RCONB797 | $1.0M |
Schedule RC-T: Fiduciary and Related Services (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Income from Fiduciary Activities | RIAD4070 | $363K |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $1.01B |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $963.4M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $963.4M |
| Other Comprehensive Income | RIADB511 | $6.4M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (8 items)
About Schedule RI-B, Part I · Salem Five Cents Savings Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $189K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $99K |
| Charge-offs on All Other Loans | RIAD4644 | $87K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $74K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $43K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $29K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $3K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $2K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Salem Five Cents Savings Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $82.5M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $79.0M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $189K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (13 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $6.83B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $3.01B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $2.04B |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $1.06B |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $499.9M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $219.5M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $82.5M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $35.1M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $15.7M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $11.5M |
| Loans and Leases, Held for Investment, Unallocated, Allowance Balance | RCONJJ18 | $11.2M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $5.8M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $3.1M |
Schedule RI-E: Explanations (19 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Second Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4462 | $3.3M |
| Data Processing Expenses | RIADC017 | $3.1M |
| Marketing and Other Professional Services | RIAD0497 | $2.3M |
| Accounting and Auditing Expenses | RIADF556 | $685K |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $660K |
| Directors' Fees | RIAD4136 | $638K |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $603K |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $589K |
| Consulting and Advisory Expense | RIADF557 | $510K |
| Telecommunications Expense | RIADF559 | $431K |
| Legal Expense | RIAD4141 | $393K |
| Insurance Expenses (Not Included in Emplouee Expenses, Premises and Fixed Asset Expenses, and Other Real Estate Owned Expenses) | RIADY924 | $357K |
| Operating Expenses Communications - Postage, Monthly | RIAD8403 | $348K |
| Printing, Stationery, and Supplies | RIADC018 | $327K |
| Income and Fees from Wire Transfers | RIADT047 | $191K |
| Income and Fees from Automated Teller Machines (Atms) | RIADC016 | $120K |
| Automated Teller Machine (ATM) and Interchange Expense | RIADF558 | $96K |
| Safe Deposit Box Rent | RIADC015 | $40K |
| Other Real Estate Owned Expenses | RIADY923 | $38K |
Salem Five Cents Savings Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Salem Five Cents Savings Bank call report?
The Salem Five Cents Savings Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Salem Five Cents Savings Bank file?
Salem Five Cents Savings Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Salem Five Cents Savings Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Salem Five Cents Savings Bank has Federal Reserve RSSD ID 618807 and FDIC certificate number 23296. Either one finds its filings on the FFIEC Central Data Repository.
How often does Salem Five Cents Savings Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Salem Five Cents Savings Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 23296) · FFIEC NIC profile (RSSD 618807)