Bank call report · Cambridge, MA
North Cambridge Co-Operative Bank Call Report
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North Cambridge Co-Operative Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 206 reported line items, schedule by schedule (833 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 931270 |
| FDIC certificate number | 26567 |
| Total assets | $87.1M |
Official Q2 2026 call report PDF (FFIEC) →
North Cambridge Co-Operative Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (20 items)
About Schedule RC · North Cambridge Co-Operative Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $87.1M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $87.1M |
| Total Liabilities and Minority Interest | RCON2948 | $61.8M |
| Total Deposits | RCON2200 | $60.3M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $53.7M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $45.0M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $44.5M |
| Total Equity Capital | RCON3210 | $25.3M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $25.3M |
| Undivided Profits and Capital Reserves | RCON3632 | $23.7M |
| Interest-bearing Balances | RCON0071 | $22.2M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $9.9M |
| Deposits: Noninterest-bearing | RCON6631 | $6.6M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $5.5M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $4.4M |
| Other Liabilities, Total | RCON2930 | $1.5M |
| Accumulated Other Comprehensive Income | RCONB530 | $1.5M |
| Other Assets | RCON2160 | $460K |
| Allowance for Loan and Lease Losses | RCON3123 | $458K |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $118K |
Schedule RI: Income Statement (30 items)
About Schedule RI · North Cambridge Co-Operative Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $1.6M |
| Net Interest Income | RIAD4074 | $1.2M |
| Total Noninterest Expense | RIAD4093 | $1.2M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $988K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $913K |
| Salaries and Employee Benefits | RIAD4135 | $731K |
| Total Interest Expense | RIAD4073 | $390K |
| Other Noninterest Expense | RIAD4092 | $383K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $335K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $250K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $228K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $131K |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $99K |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $73K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $72K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $65K |
| Net Income (Loss) | RIAD4340 | $65K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $65K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $52K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | $47K |
| Interest on Other Securities | RIAD4060 | $43K |
| Applicable Income Taxes | RIAD4302 | $34K |
| Total Noninterest Income | RIAD4079 | $29K |
| Other Noninterest Income | RIADB497 | $19K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $10K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $7K |
| Other Interest Income | RIAD4518 | $5K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $2K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $2K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 9 |
Schedule RC-B: Securities (9 items)
About Schedule RC-B · North Cambridge Co-Operative Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $9.9M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $7.9M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $7.9M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $6.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $4.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $3.9M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $2.0M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $2.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $2.0M |
Schedule RC-C, Part I: Loans and Leases (21 items)
About Schedule RC-C, Part I · North Cambridge Co-Operative Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $45.0M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $39.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $28.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $7.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $2.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $1.6M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $1.6M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $1.6M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $1.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $1.4M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $1.3M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $966K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $900K |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $836K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $798K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $761K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $433K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $106K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $75K |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $31K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $5K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (2 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $1.3M |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 3 |
Schedule RC-E: Deposit Liabilities (22 items)
About Schedule RC-E · North Cambridge Co-Operative Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $41.5M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $41.5M |
| Total Transaction Accounts | RCON2215 | $18.8M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $18.8M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $16.9M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $12.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $8.1M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $7.7M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $7.6M |
| Total Demand Deposits (See Note Below) | RCON2210 | $6.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $6.2M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $5.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $4.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $4.0M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $3.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $2.7M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $2.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $1.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $607K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $552K |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $420K |
| Total Transaction Accounts - Deposits of U.S. Government | RCON2202 | $1K |
Schedule RC-F: Other Assets (5 items)
Schedule RC-G: Other Liabilities (4 items)
Schedule RC-K: Quarterly Averages (13 items)
About Schedule RC-K · North Cambridge Co-Operative Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $81.6M |
| Quarterly Average of Total Loans | RCON3360 | $45.2M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $42.2M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $20.1M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $18.9M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $15.0M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $11.6M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $11.6M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $6.5M |
| All Other Securities | RCONB560 | $4.1M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $2.9M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $295K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $104K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (1 item)
About Schedule RC-L · North Cambridge Co-Operative Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $3.8M |
Schedule RC-M: Memoranda (3 items)
About Schedule RC-M · North Cambridge Co-Operative Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $1.4M |
| Cost of equity securities with readily determinable fair values not held for trading | RCONJA29 | $256K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 1 |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · North Cambridge Co-Operative Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $81.6M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $60.3M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $37.8M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $23.7M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $20.5M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $2.1M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 1,843 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 138 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 36 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · North Cambridge Co-Operative Bank regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (20 items)
About Schedule RC-R, Part I · North Cambridge Co-Operative Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $81.6M |
| Average total consolidated assets | RCOAKW03 | $81.6M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $36.8M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $25.3M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $24.2M |
| Common Equity Tier 1 Capital | RCOAP859 | $23.7M |
| Retained Earnings | RCOAKW00 | $23.7M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $23.7M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $23.7M |
| Accumulated Other Comprehensive Income | RCOAB530 | $1.5M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | $1.5M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $460K |
| Tier 2 (Supplementary) Capital | RCOA5311 | $460K |
| Tier 2 Capital Before Deductions | RCOAP870 | $460K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.6577 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.6452 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.6452 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.5777 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.291 |
Schedule RC-R, Part II: Risk-Weighted Assets (38 items)
About Schedule RC-R, Part II · North Cambridge Co-Operative Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $43.6M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $41.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $41.0M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $41.0M |
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $36.8M |
| Total Risk-weighted Assets | RCONG641 | $36.8M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $26.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $22.7M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $22.7M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $20.6M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $20.5M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $15.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $14.1M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $14.1M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $11.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $11.6M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $9.7M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $7.9M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $6.0M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $5.5M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $4.5M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $3.8M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $2.6M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $2.0M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $1.9M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $1.9M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $1.4M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $1.3M |
| Total All Other Assets | RCOND981 | $578K |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$471K |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $430K |
| Risk-weighted Assets by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS575 | $148K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $111K |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $99K |
| All Other Assets - 400 Pct Risk Weight Category | RCONS470 | $37K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS564 | $37K |
| Total Balance Sheet Assets - 400 Pct Risk Weight Category | RCONS506 | $37K |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$13K |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $25.3M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $25.2M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $25.2M |
| Other Comprehensive Income | RIADB511 | -$10K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)
About Schedule RI-B, Part II · North Cambridge Co-Operative Bank changes in allowances for credit losses trends
North Cambridge Co-Operative Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the North Cambridge Co-Operative Bank call report?
The North Cambridge Co-Operative Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does North Cambridge Co-Operative Bank file?
North Cambridge Co-Operative Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the North Cambridge Co-Operative Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: North Cambridge Co-Operative Bank has Federal Reserve RSSD ID 931270 and FDIC certificate number 26567. Either one finds its filings on the FFIEC Central Data Repository.
How often does North Cambridge Co-Operative Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
North Cambridge Co-Operative Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 26567) · FFIEC NIC profile (RSSD 931270)