Bank call report · Boston, MA
Beacon Bank & Trust Call Report
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Beacon Bank & Trust filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 622 reported line items, schedule by schedule (828 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 782306 |
| FDIC certificate number | 17798 |
| Total assets | $22.20B |
Official Q2 2026 call report PDF (FFIEC) →
Beacon Bank & Trust call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (27 items)
About Schedule RC · Beacon Bank & Trust balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $22.20B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $22.20B |
| Total Liabilities and Minority Interest | RCON2948 | $19.66B |
| Total Deposits | RCON2200 | $18.65B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $17.82B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $17.58B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $14.55B |
| Deposits: Noninterest-bearing | RCON6631 | $4.10B |
| Total Equity Capital | RCON3210 | $2.54B |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $2.54B |
| Surplus | RCON3839 | $1.91B |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $1.76B |
| Interest-bearing Balances | RCON0071 | $974.5M |
| Other Assets | RCON2160 | $790.2M |
| Other Borrowed Money | RCON3190 | $686.3M |
| Undivided Profits and Capital Reserves | RCON3632 | $665.0M |
| Intangible Assets | RCON2143 | $513.2M |
| Goodwill | RCON3163 | $322.1M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $240.8M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $240.1M |
| Allowance for Loan and Lease Losses | RCON3123 | $238.2M |
| Other Liabilities, Total | RCON2930 | $215.0M |
| Trading Liabilities, Total | RCON3548 | $112.9M |
| Trading Assets, Total | RCON3545 | $97.3M |
| Accumulated Other Comprehensive Income | RCONB530 | -$34.9M |
| Common Stock | RCON3230 | $3.3M |
| Other Real Estate Owned | RCON2150 | $70K |
Schedule RI: Income Statement (53 items)
About Schedule RI · Beacon Bank & Trust income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $586.0M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $526.8M |
| Net Interest Income | RIAD4074 | $391.3M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $279.3M |
| Total Noninterest Expense | RIAD4093 | $263.3M |
| Total Interest Expense | RIAD4073 | $194.7M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $163.7M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $163.7M |
| Salaries and Employee Benefits | RIAD4135 | $138.6M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $127.0M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $118.5M |
| Net Income (Loss) | RIAD4340 | $118.5M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $118.5M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $109.1M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $98.4M |
| Other Noninterest Expense | RIAD4092 | $78.1M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $51.7M |
| Total Noninterest Income | RIAD4079 | $48.6M |
| Applicable Income Taxes | RIAD4302 | $45.2M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $29.9M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $24.6M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $20.3M |
| Other Noninterest Income | RIADB497 | $17.9M |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $16.7M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $16.3M |
| Provision for Loan and Lease Losses | RIAD4230 | $13.2M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $12.9M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $12.7M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $11.2M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $8.0M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $7.3M |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $7.3M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $7.3M |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $6.9M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $6.6M |
| Interest on Other Securities | RIAD4060 | $6.5M |
| Income from Lease Financing Receivables | RIAD4065 | $5.7M |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $4.8M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $3.9M |
| Investment Banking, Advisory, and Underwriting Fees and Commissions | RIADC888 | $2.8M |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $2.5M |
| Trading Revenue | RIADA220 | $2.4M |
| Net Servicing Fees | RIADB492 | $2.3M |
| Other Interest Income | RIAD4518 | $2.3M |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $1.9M |
| Fees and Commissions from Securities Brokerage | RIADC886 | $1.2M |
| Service Charges on Deposits in Domestic Office Atm-related for Individuals | RIADH034 | $1.2M |
| Fees and Commissions from Annuity Sales | RIADC887 | $761K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $559K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $162K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $51K |
| Net Gains (Losses) Recognized in Earnings on Assets That Are Reported at Fair Value Option | RIADF551 | -$6K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 1,970 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $1.21B |
| Balances Due from Federal Reserve Banks | RCON0090 | $963.7M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $156.7M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $62.0M |
| Currency and Coin | RCON0080 | $32.2M |
Schedule RC-B: Securities (39 items)
About Schedule RC-B · Beacon Bank & Trust securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $1.6M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $1.6M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $315.5M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $303.2M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $483.7M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $476.6M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $1.81B |
| Pledged Securities | RCON0416 | $1.49B |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $461.6M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $374.5M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $359.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $262.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $245.3M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $227.2M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $220.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $206.4M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $199.3M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $186.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $183.2M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $145.4M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $144.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $114.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $103.7M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $82.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $79.3M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $52.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $46.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $43.1M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $37.3M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $25.1M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $24.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $2.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $1.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $1.8M |
| Amortized Cost of Available-for-sale Other Foreign Debt Securities | RCON1744 | $500K |
| Fair Value of Available-for-sale Other Foreign Debt Securities | RCON1746 | $500K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $436K |
| Asset-backed Securities: Available-for-sale Amortized Cost | RCONC989 | $5K |
| Total (Asset-backed Securities) Fair Value - Available-for-sale | RCONC027 | $5K |
Schedule RC-C, Part I: Loans and Leases (50 items)
About Schedule RC-C, Part I · Beacon Bank & Trust loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $17.82B |
| Pledged Loans and Leases | RCONG378 | $5.65B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $5.23B |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $5.19B |
| Commercial and Industrial Loans | RCON1766 | $3.69B |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $3.69B |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $3.13B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $2.74B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $2.72B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $2.39B |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $2.35B |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $2.24B |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $1.79B |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $1.47B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $1.45B |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $1.39B |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $690.7M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $658.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $493.0M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $364.7M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $318.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $220.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $161.0M |
| All Other Lease Financing Receivables | RCONF163 | $153.1M |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $153.1M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $112.7M |
| Other Loans | RCONJ464 | $112.6M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $110.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $79.9M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $54.7M |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $52.2M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Other Nonfarm Nonresidential Properties | RCONK162 | $30.0M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $25.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $22.8M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans | RCONK256 | $21.2M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans: to U.S. Addressees (Domicile) | RCONK163 | $21.2M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $16.3M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $13.9M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $10.8M |
| Unpaid Principal Balance of Commericial and Industrial Loans Measured at Fair Value: | RCONF597 | $6.5M |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $6.1M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Owner-occupied Nonfarm Nonresidential Properties | RCONK161 | $2.3M |
| Loans for purchasing or carrying securities, including margin loans | RCON1545 | $1.9M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Multifamily (5 or More) Nonresidential Properties | RCONK160 | $1.2M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $373K |
| Commercial and Industrial Loans Measured at Fair Value (Domestic Only) | RCONF585 | $266K |
| Real Estate Loans Secured by Farmland | RCON1420 | $156K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards | RCONB538 | $39K |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $19K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - All Other Loans | RCONK165 | $4K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (18 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $609.4M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $412.3M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $114.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $65.2M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $27.2M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $1.7M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $135K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $21K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $19K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 3,401 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 3,104 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 1,841 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 1,114 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 238 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 41 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 2 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 1 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 1 |
Schedule RC-D: Trading Assets and Liabilities (2 items)
Schedule RC-E: Deposit Liabilities (40 items)
About Schedule RC-E · Beacon Bank & Trust deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $13.01B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $12.63B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $5.68B |
| Total Transaction Accounts | RCON2215 | $5.64B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $5.45B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $4.76B |
| Total Demand Deposits (See Note Below) | RCON2210 | $4.07B |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $3.04B |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $2.66B |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $1.67B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $1.65B |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $1.63B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $1.39B |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $1.38B |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $1.29B |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $1.24B |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $1.22B |
| Total reciprocal deposits | RCONJH83 | $1.04B |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $994.2M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $913.7M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $832.5M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $828.1M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $692.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $691.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $547.1M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $398.0M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $372.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $243.3M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $231.4M |
| Total Brokered Deposits | RCON2365 | $231.4M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $225.4M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $189.1M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $167.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $138.8M |
| Sweep deposits: Not fully insured, affiliate sweep deposits | RCONMT89 | $87.2M |
| Sweep deposits: Fully insured, affiliate sweep deposits | RCONMT87 | $49.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $15.8M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $8.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $1.1M |
| Total Transaction Accounts - Deposits of U.S. Government | RCON2202 | $9K |
Schedule RC-F: Other Assets (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $166.0M |
| Other Assets | RCON2168 | $145.7M |
| Net Deferred Tax Assets | RCON2148 | $138.2M |
| Life Insurance Assets: Separate Account Life Insurance Assets | RCONK202 | $126.3M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $90.7M |
| Accrued Interest Receivable | RCONB556 | $80.2M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $53.4M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $43.2M |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $123.7M |
| Operating lease liabilities | RCONLB56 | $88.6M |
| Other Expenses Accrued and Unpaid | RCON3646 | $74.9M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $13.5M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $3.0M |
Schedule RC-K: Quarterly Averages (19 items)
About Schedule RC-K · Beacon Bank & Trust quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $22.10B |
| Quarterly Average of Total Loans | RCON3360 | $17.68B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $9.87B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $8.58B |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $3.88B |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $3.80B |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $2.83B |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $1.55B |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $1.38B |
| Mortgage-backed Securities | RCONB559 | $947.3M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $859.0M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $795.1M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $589.2M |
| All Other Securities | RCONB560 | $259.9M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $128.5M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCON3484 | $122.4M |
| Quarterly Average of Assets Held in Trading Accounts | RCON3401 | $98.2M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $2.2M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $39K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (33 items)
About Schedule RC-L · Beacon Bank & Trust derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Notional Amounts by Regulatory Capital Treatment: All Other Positions: Sold Protection | RCONG403 | $146.0M |
| Notional Amounts by Regulatory Capital Treatment: All Other Positions: Purchased Protection That Is Recognized as a Guarantee for Regulatory Capital Purposes | RCONG404 | $727.5M |
| Notional Amount of Sold Credit Protection: Subinnvestment Grade - with Remaining Maturity of One Year or Less. | RCONG409 | $27.8M |
| Notional Amount of Sold Credit Protection: Subinvestment Grade - with Remaining Maturity of Over Five Years | RCONG411 | $54.7M |
| Notional Amount of Sold Credit Protection: Subinvestment Grade - with Remaining Maturity of Over One Year Through Five Years | RCONG410 | $63.5M |
| Notional Amount of Purchased Credit Protection: Subinnvestment Grade - with Remaining Maturity of One Year or Less. | RCONG415 | $72.1M |
| Notional Amount of Purchased Credit Protection: Subinvestment Grade - with Remaining Maturity of Over Five Years | RCONG417 | $260.6M |
| Notional Amount of Purchased Credit Protection: Subinvestment Grade - with Remaining Maturity of Over One Year Through Five Years | RCONG416 | $394.9M |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $7.25B |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Trading | RCONA126 | $7.19B |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $2.09B |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $1.22B |
| Credit Derivatives: Notional Amounts-other Credit Derivatives-beneficiary | RCONC975 | $727.5M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $668.6M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $283.8M |
| Credit Derivatives: Notional Amounts- Other Credit Derivatives-guarantor | RCONC974 | $146.0M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Trading | RCON8737 | $112.8M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Trading | RCON8733 | $96.8M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $94.9M |
| Performance Standby Letters of Credit | RCON3821 | $42.6M |
| Purchased OTC Interest Rate Option Contracts | RCON8713 | $14.8M |
| Written OTC Interest Rate Option Contracts | RCON8709 | $14.8M |
| Foreign Exchange Forward Contracts | RCON8698 | $7.2M |
| Total Gross Notional Amount of Foreign Exchange Derivative Contracts Held for Trading | RCONA127 | $7.2M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $5.9M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $3.1M |
| Commercial and Similar Letters of Credit | RCON3411 | $2.7M |
| Notional Amount of Credit Derivatives on Which the Reporting Bank Is the Beneficiary:gross Positive Fair Value | RCONC221 | $492K |
| Gross Positive Fair Value of Foreign Exchange Derivative Contracts Held for Trading | RCON8734 | $468K |
| Notional Amount of Credit Derivatives on Which the Reporting Bank Is the Guarantor:gross Negative Fair Value | RCONC220 | $108K |
| Gross Negative Fair Value of Foreign Exchange Derivative Contracts Held for Trading | RCON8738 | $90K |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8745 | $64K |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $30K |
Schedule RC-M: Memoranda (15 items)
About Schedule RC-M · Beacon Bank & Trust memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $585.4M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $585.4M |
| All other intangible assets | RCONJF76 | $172.9M |
| Secured Liabilities: Amount of 'Other Borrowings' That Are Secured | RCONF065 | $53.0M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF060 | $52.2M |
| Other Borrowings: with a Remaining Maturity of One Year or Less | RCONB571 | $52.2M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $32.9M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $28.2M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $18.7M |
| Mortgage Servicing Assets | RCON3164 | $18.2M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Three Through Five Years | RCONF057 | $10.2M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF058 | $9.5M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF063 | $829K |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $70K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 2 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (47 items)
About Schedule RC-N · Beacon Bank & Trust past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $152.7M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $148.2M |
| Additions to Nonaccrual Assets | RCONC410 | $78.8M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $61.0M |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $56.5M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $53.2M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $40.0M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCONK038 | $24.4M |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $22.9M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $14.0M |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCONK041 | $11.6M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $10.9M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $10.8M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $9.5M |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $7.8M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $7.8M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $6.0M |
| Lease Financing Receivables - Nonaccrual | RCON1228 | $5.8M |
| Lease Financing Receivables - Past Due 30-89 Days and Still Accruing | RCON1226 | $5.7M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty -Loans Secured by Other Nonfarm Nonresidential Properties :Nonaccrual | RCONK119 | $4.9M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing | RCONC237 | $4.1M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Loans Secured by Owner Occupied Nonfarm Nonresidential Properties: Nonaccrual | RCONK116 | $3.6M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 30 Through 89 Days and Still Accruing | RCONK036 | $2.9M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $2.7M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty : Commercial and Industrial Loans - to US Addressees - Nonaccrual | RCONK122 | $2.4M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty: Commercial and Industrial Loans - Nonaccrual | RCONK259 | $2.4M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $2.2M |
| 1-4 Family Residential Construction Loans: Past Due 31 - 89 Days | RCONF172 | $2.1M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 90 Days or More and Still Accruing | RCON5399 | $1.5M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 90 or More Days Past Due and Still Accruing | RCONF181 | $1.0M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 90 or More Days Past Due and Still Accruing | RCONF180 | $602K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 30 Through 89 Days and Still Accruing | RCONK039 | $452K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $380K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Past Due 30 Through 89 Days and Still Accruing | RCONHK26 | $296K |
| Commercial and Industrial Loans - Past Due 90 Days or More and Still Accruing | RCON1607 | $235K |
| Loan Mod to Borrowers Experiencing Fin Dfclty : Commercial and Industrial Loans - to US Addressees - Past Due 30 Through 89 Days and Still Accruing | RCONK120 | $230K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty: Commercial and Industrial Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK257 | $230K |
| Lease Financing Receivables - Past Due 90 Days or More and Still Accruing | RCON1227 | $228K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Past Due 30 Through 89 Days and Still Accruing | RCON3499 | $139K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $129K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $103K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $85K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 90 Days or More and Still Accruing | RCONC239 | $73K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Loans Secured by Owner Occupied Nonfarm Nonresidential Properties: Past Due 30 Through 89 Days and Still Accruing | RCONK114 | $66K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $21K |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $16K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 90 Days or More and Still Accruing | RCONK214 | $6K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (14 items)
About Schedule RC-O · Beacon Bank & Trust other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $22.10B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $18.65B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $9.40B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $8.81B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $7.15B |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $2.11B |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $336.3M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $61.7M |
| Total Allowable Exclusions, Including Interest Accrued and Unpaid on Allowable Exclusions (Including Foreign Deposits) | RCONF237 | $37.8M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 488,077 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 15,025 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 10,823 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 158 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans | RIADHT85 | $729K |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (19 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases Held for Investment - Level 3 Fair Value Measurements | RCONG492 | $266K |
| Loans and Leases Held for Investment - Total Fair Value Reported on Schedule Rc | RCONG488 | $266K |
| Trading Derivative Assets - Level 2 Fair Value Measurements | RCONG495 | $97.3M |
| Trading Derivative Liabilities - Level 2 Fair Value Measurements | RCONG514 | $112.9M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $1.86B |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $1.84B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $1.76B |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $1.74B |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG534 | $113.1M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG531 | $113.1M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements | RCONG506 | $19.2M |
| Available-for-sale Securities - Level 3 Fair Value Measurements | RCONG477 | $16.7M |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $2.7M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Mortgage Servicing Rights - Level 3 Fair Value Measurements | RCONG540 | $2.2M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Mortgage Servicing Rights - Total Fair Value Reported on Schedule Rc | RCONG536 | $2.2M |
| All Other Assets - Level 3 Fair Value Measurements | RCONG804 | $2.2M |
| All Other Assets - Level 2 Fair Value Measurements | RCONG396 | $522K |
| All Other Liabilities - Level 2 Fair Value Measurements | RCONG808 | $172K |
| All Other Liabilities - Total Fair Value Reported on Balance Sheet | RCONG805 | $172K |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Beacon Bank & Trust regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $18.08B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (27 items)
About Schedule RC-R, Part I · Beacon Bank & Trust regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $22.10B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $21.66B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $18.08B |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $2.54B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $2.33B |
| Common Equity Tier 1 Capital | RCOAP859 | $2.13B |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $2.13B |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $2.13B |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $1.91B |
| Retained Earnings | RCOAKW00 | $665.0M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $445.7M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $320.2M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $197.6M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $197.6M |
| Tier 2 Capital Before Deductions | RCOAP870 | $197.6M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $125.4M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$35.4M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$34.9M |
| Less: Amounts Recorded in AOCI Attributed to Defined Benefit Postretirement Plans Resulting from the Initial and Subsequent Application of the Relevant GAAP Standards That Pertain to Such Plans (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP847 | $541K |
| Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls | RCOAP843 | $158K |
| Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP846 | -$30K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1286 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1177 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1177 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0983 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0486 |
Schedule RC-R, Part II: Risk-Weighted Assets (100 items)
About Schedule RC-R, Part II · Beacon Bank & Trust risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $18.08B |
| Total Risk-weighted Assets | RCONG641 | $18.08B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $15.05B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $15.05B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $13.75B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $12.66B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $12.53B |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $5.00B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $4.58B |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $4.58B |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $4.57B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $3.63B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years | RCONS584 | $2.43B |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $2.29B |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $1.92B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $1.80B |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $1.80B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $1.76B |
| Total All Other Assets | RCOND981 | $1.54B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $1.49B |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $1.35B |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $1.21B |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $1.18B |
| Unconditionally Cancellable Commitments | RCONS540 | $1.17B |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $1.02B |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $997.8M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $958.2M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $931.3M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $839.1M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $768.1M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $749.8M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $495.2M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Non--investment Grade Reference Asset - Over One Year Through Five Years | RCONS592 | $458.4M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $427.7M |
| Notional Principal Amounts of Centrally Cleared Dervative Contracts, Interest Rate - One Year or Less | RCONS603 | $369.5M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | $361.8M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Non--investment Grade Reference Asset - Over Five Years | RCONS593 | $315.2M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $297.3M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $257.1M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $235.1M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $234.3M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $223.2M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $216.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $171.4M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $169.5M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $169.5M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $163.3M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $161.0M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $161.0M |
| Over-the-counter Derivatives - 20 Pct Risk Weight Category | RCONS545 | $113.0M |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCONS547 | $110.2M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Non--investment Grade Reference Asset - One Year or Less | RCONS591 | $99.9M |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $97.3M |
| Total Trading Assets | RCOND976 | $97.3M |
| Trading Assets - Adjustments to Totals Reported in Column a | RCONS466 | $97.3M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $92.6M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $82.8M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $57.2M |
| Amount of allowances for credit losses on purchased credit-deteriorated assets - Loans and leases held for investment | RCONJJ30 | $54.1M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - Adjustments to Totals Reported in Column a | RCONS458 | $54.1M |
| Off-balance Sheet Securitization Exposures - Adjustments to Total Reported in Column a | RCONS496 | $47.7M |
| Off-balance Sheet Securitization Exposures - Gross-up Risk Weight Exposure, by Calculation Method | RCONS499 | $47.7M |
| Total Off-balance Sheet Securitization Exposures | RCONS495 | $47.7M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$47.4M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $45.5M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $42.6M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $32.8M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $24.2M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $21.3M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $21.3M |
| Unused Commitments, Original Maturity Exceeding One Year - 20 Pct Risk Weight Category | RCONG627 | $18.3M |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $18.2M |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $18.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $18.2M |
| Centrally Cleared Derivatives - 2 Pct Risk Weight Category | RCONS551 | $16.1M |
| Centrally Cleared Derivatives - Credit Equivalent Amount | RCONS549 | $16.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 2 Pct Risk Weight Category | RCONS558 | $16.1M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $13.0M |
| Unused Commitments, Original Maturity Exceeding One Year - 150 Pct Risk Weight Category | RCONS539 | $8.0M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Foreign Exchange Rate and Gold - One Year or Less | RCONS585 | $7.2M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $5.9M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $5.9M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $5.9M |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $3.4M |
| All Other Off- Balance Sheet Liabilities - 100 Pct Risk Weight Category | RCONG623 | $2.9M |
| All Other Off- Balance Sheet Liabilities - Credit Equivalent Amount | RCONG619 | $2.9M |
| All Other Off- Balance Sheet Liabilities - Face, Notional or Other Amount | RCONG618 | $2.9M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $2.3M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $2.3M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 20 Pct Risk Weight Category | RCONS441 | $1.3M |
| On-balance Sheet Securitization Exposures, Available-for-sale Securities - Adjustments to Total Reported in Column a | RCONS481 | $836K |
| On-balance Sheet Securitization Exposures, Available-for-sale Securities - Gross-up Risk Weight Exposure, by Calculation Methodology | RCONS484 | $836K |
| Total On-balance Sheet Securitization Exposures, Available-for-sale Securities | RCONS480 | $836K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 20% | RCONS528 | $750K |
| Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category | RCONG628 | $589K |
| Risk-weighted Assets by Risk-weighted Category - 2 Pct Risk Weight Category | RCONS569 | $321K |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - Adjustments to Totals Reported in Column a | RCONS440 | $16K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Face, Notional, or Other Amount | RCONG606 | $14K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - 100 Pct Risk Weight Category | RCONG611 | $3K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Credit Equivalent Amount | RCONG607 | $3K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others | RCONA591 | $2.77B |
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $709.4M |
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with Recourse or Oher Servicer-provided Credit Enhancements | RCONB804 | $99.6M |
| Maximum Amount of Credit Exposure Arising from Credit Enhancements Provided by the Reporting Bank to Other Institutions' Securitization Structures in the Form of Standby Letters of Credit, Etc.: 1-4 Family Residential Loans | RCONB776 | $47.7M |
| Assets Sold with Recourse or Other Seller-provided Credit Enhancements and Not Securitized - 1-4 Family Residential Loans | RCONB790 | $4.1M |
| Maximum Amount of Credit Exposure Arising from Recourse or Other Seller-provided Credit Enhancements Provided to Assets Reported in Item 11: 1-4 Family Residential Loans | RCONB797 | $4.1M |
Schedule RC-T: Fiduciary and Related Services (39 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $925.3M |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $427.9M |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $297.6M |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $217.8M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $170.4M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $106.2M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $106.2M |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $32.2M |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $16.6M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $6.4M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $6.4M |
| Corporate Trust and Agency Accounts - Non-managed Assets | RCONB885 | $4.1M |
| Income from Fiduciary Activities | RIAD4070 | $3.4M |
| Fiduciary and Related Assets:investment Mgmt and Investment Advisory Agency Accounts -Non-managed Assets | RCONJ253 | $3.3M |
| Employee Benefit-defined Benefit - Managed Assets | RCONB876 | $1.9M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Non-managed Assets | RCONJ256 | $1.8M |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $1.3M |
| Personal Trust and Agency Accounts | RIADB904 | $1.2M |
| Corporate Trust and Agency Accounts - Managed Assets | RCONB884 | $1.0M |
| Other Retirement Accounts | RIADB907 | $423K |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $364K |
| Custody and Safekeeping Accounts | RIADB909 | $102K |
| Gross Fees, Commissions and Other Fiduciary Income: Corporate Trust and Agency Accounts | RIADA479 | $3K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 1,163 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 481 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 356 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 234 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 234 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 89 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 79 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 55 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 35 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 17 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 17 |
| Fiduciary and Related Assets:investment Management and Investment Advisory Agency Accounts - Number of Non-managed Accounts | RCONJ254 | 13 |
| Corporate Trust and Agency Accounts - Number of Non-managed Accounts | RCONC002 | 7 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Non-managed Accounts | RCONJ258 | 7 |
| Corporate Trust and Agency Accounts - Number of Managed Accounts | RCONC001 | 2 |
| Employee Benefit-defined Benefit - Number of Managed Accounts | RCONB878 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $2.54B |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $2.51B |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $2.51B |
| Cash Dividends Declared on Common Stock | RIAD4460 | $75.0M |
| Other Comprehensive Income | RIADB511 | -$14.9M |
| Other Transactions with Stockholders (Including Parent Holding Company) | RIAD4415 | $2.1M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (22 items)
About Schedule RI-B, Part I · Beacon Bank & Trust charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $31.2M |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $15.2M |
| Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs | RIADC897 | $11.2M |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $3.4M |
| Charge-offs on Loans Secured by Multifamily (5 or More) Residential Properties | RIAD3588 | $3.4M |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $2.4M |
| Charge-offs on Lease Financing Receivables | RIAD4266 | $749K |
| Loans Secured by Other Nonfarm Nonresidential Properties: Recoveries | RIADC898 | $288K |
| Charge-offs on All Other Loans | RIAD4644 | $228K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $214K |
| Recoveries on Automobile Loans | RIADK133 | $141K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries | RIADC896 | $132K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $127K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Charge-offs | RIADC895 | $123K |
| Recoveries on Lease Financing Receivables | RIAD4267 | $109K |
| Recoveries on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5412 | $86K |
| Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens | RIADC234 | $74K |
| Charge-offs on Automobile Loans | RIADK129 | $42K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $35K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC218 | $35K |
| Recoveries on All Other Loans | RIAD4628 | $13K |
| Charge-offs on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5411 | $5K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (7 items)
About Schedule RI-B, Part II · Beacon Bank & Trust changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $252.8M |
| Allowance for Loan and Lease Losses | RIAD3123 | $238.2M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $31.2M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$275K |
| Balance most recently reported for end of previous calendar year, Available-for-sale debt securities | RIADJH94 | $94K |
| Balance at end of current period, Available-for-sale debt securities | RIADJH99 | $56K |
| Provisions for credit losses, Available-for-sale debt securities | RIADJH96 | -$38K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (13 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $17.82B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $9.22B |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $4.28B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $3.81B |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $378.6M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $238.2M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $139.8M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $132.5M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $81.8M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $14.6M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $5.6M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $3.7M |
| Loans and Leases, Held for Investment, Credit cards, Amortized Cost | RCONJJ08 | $39K |
Schedule RI-E: Explanations (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Data Processing Expenses | RIADC017 | $28.3M |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $12.0M |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $4.6M |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $4.4M |
| First Itemized Transaction of Other Transactions with Stockholders (Including Parent Holding Company) (4415) | RIAD4498 | $2.1M |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $1.5M |
Beacon Bank & Trust call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Beacon Bank & Trust call report?
The Beacon Bank & Trust call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Beacon Bank & Trust file?
Beacon Bank & Trust files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Beacon Bank & Trust call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Beacon Bank & Trust has Federal Reserve RSSD ID 782306 and FDIC certificate number 17798. Either one finds its filings on the FFIEC Central Data Repository.
How often does Beacon Bank & Trust file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Beacon Bank & Trust financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 17798) · FFIEC NIC profile (RSSD 782306)