Beacon Bank & Trust: Balance Sheet
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Data as of · Call Report Schedule RC How we update
Beacon Bank & Trust reported all 25 line items on this page on its Q3 2026 filing. Total assets was $21.83B in Q3 2026, down 4.2% from $22.78B in Q3 2025. Across the 12 quarters shown it ranged from $6.16B (Q2 2025) to $23.18B (Q4 2025).
The standout move of Q3 2026 was in Trading account assets: 61.0% higher than in Q2 2026, at $156.6M. Among 89 Massachusetts banks, Beacon Bank & Trust sits 4th from the top on total assets, $21.83B as of Q3 2026. At $21.83B, Beacon Bank & Trust's total assets is close to the $22.10B median for banks in the $10B-100B asset tier (Q3 2026).
Assets
| Line item | Q3 2026 |
|---|---|
| Total assets | $21.83B |
| Cash and balances due from depository institutions | $770.4M |
| Total securities | $1.96B |
| Fed funds sold and reverse repos | $0 |
| Net loans and leases | $17.42B |
| Loans held for sale | $0 |
| Trading account assets | $156.6M |
| Premises and fixed assets | $245.4M |
| Other real estate owned | $70K |
| Goodwill and other intangibles | $504.9M |
| All other assets | $780.7M |
Source: Call Report Schedule RC: Total assets (item 12, RCON2170).
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Liabilities
Trading liabilities moved most in this table, up 57.2%: $112.9M in Q2 2026, $177.4M in Q3 2026.
| Line item | Q3 2026 |
|---|---|
| Total liabilities | $19.32B |
| Total deposits | $18.45B |
| Fed funds purchased and repos | $0 |
| Trading liabilities | $177.4M |
| Other borrowed money | $474.0M |
| Subordinated notes and debentures | $0 |
| All other liabilities | $223.5M |
Source: Call Report Schedule RC: Total deposits (item 13.a, RCON2200).
Equity capital
Retained earnings moved most in this table, up 2.6%: $665.0M in Q2 2026, $682.1M in Q3 2026.
| Line item | Q3 2026 |
|---|---|
| Total equity capital | $2.51B |
| Common stock | $3.3M |
| Common stock surplus | $1.92B |
| Retained earnings | $682.1M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$91.5M |
| Total liabilities and equity capital | $21.83B |
Source: Call Report Schedule RC: Total equity capital (item 27.a, RCON3210).
Balance Sheet trend
Balance Sheet by quarter
| Quarter | Total assets | Total liabilities | Net loans and leases | Securities | Cash and balances due |
|---|---|---|---|---|---|
| Q4 2023 | $6.19B | $5.60B | $5.48B | $307.1M | $87.4M |
| Q1 2024 | $6.30B | $5.72B | $5.48B | $301.8M | $190.9M |
| Q2 2024 | $6.35B | $5.77B | $5.52B | $327.6M | $173.4M |
| Q3 2024 | $6.32B | $5.72B | $5.49B | $348.6M | $177.4M |
| Q4 2024 | $6.41B | $5.82B | $5.49B | $405.0M | $198.2M |
| Q1 2025 | $6.23B | $5.63B | $5.35B | $408.0M | $190.3M |
| Q2 2025 | $6.16B | $5.56B | $5.33B | $398.7M | $166.3M |
| Q3 2025 | $22.78B | $20.38B | $18.07B | $1.74B | $1.23B |
| Q4 2025 | $23.18B | $20.67B | $17.78B | $1.69B | $2.05B |
| Q1 2026 | $22.18B | $19.67B | $17.68B | $1.72B | $1.11B |
| Q2 2026 | $22.20B | $19.66B | $17.58B | $1.76B | $1.21B |
| Q3 2026 | $21.83B | $19.32B | $17.42B | $1.96B | $770.4M |
Beacon Bank & Trust balance sheet, quarter by quarter
Balance Sheet since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedule RC, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full Beacon Bank & Trust profile or its peer group comparison.
Regulator records: FDIC BankFind (cert 17798) · FFIEC NIC profile (RSSD 782306)