Bank call report · Westfield, MA
Westfield Bank Call Report
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Westfield Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 455 reported line items, schedule by schedule (902 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 892205 |
| FDIC certificate number | 90300 |
| Total assets | $2.73B |
Official Q2 2026 call report PDF (FFIEC) →
Westfield Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (31 items)
About Schedule RC · Westfield Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $2.73B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $2.73B |
| Total Liabilities and Minority Interest | RCON2948 | $2.47B |
| Total Deposits | RCON2200 | $2.40B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $2.19B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $2.17B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $1.80B |
| Deposits: Noninterest-bearing | RCON6631 | $602.0M |
| Total Equity Capital | RCON3210 | $253.5M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $253.5M |
| Surplus | RCON3839 | $245.3M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $181.7M |
| Held-to-maturity Securities, Total | RCON1754 | $181.7M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $170.6M |
| Other Assets | RCON2160 | $106.0M |
| Other Borrowed Money | RCON3190 | $42.7M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $30.6M |
| Undivided Profits and Capital Reserves | RCON3632 | $24.7M |
| Other Liabilities, Total | RCON2930 | $24.1M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $22.7M |
| Allowance for Loan and Lease Losses | RCON3123 | $20.2M |
| Accumulated Other Comprehensive Income | RCONB530 | -$17.1M |
| Intangible Assets | RCON2143 | $13.6M |
| Goodwill | RCON3163 | $12.5M |
| Investments and Unconsolidated Subsidiaries and Associated Companies | RCON2130 | $9.6M |
| Interest-bearing Balances | RCON0071 | $9.1M |
| Federal Funds Sold | RCONB987 | $5.0M |
| Trading Assets, Total | RCON3545 | $4.7M |
| Trading Liabilities, Total | RCON3548 | $4.7M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $662K |
| Common Stock | RCON3230 | $500K |
Schedule RI: Income Statement (48 items)
About Schedule RI · Westfield Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $61.1M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $55.4M |
| Net Interest Income | RIAD4074 | $38.7M |
| Total Noninterest Expense | RIAD4093 | $31.0M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $26.8M |
| Total Interest Expense | RIAD4073 | $22.3M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $21.5M |
| Salaries and Employee Benefits | RIAD4135 | $17.6M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $12.9M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $12.9M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $10.1M |
| Net Income (Loss) | RIAD4340 | $10.1M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $10.1M |
| Other Noninterest Expense | RIAD4092 | $9.5M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $7.8M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $7.6M |
| Total Noninterest Income | RIAD4079 | $6.8M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $6.5M |
| Other Noninterest Income | RIADB497 | $4.5M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $4.3M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $4.3M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $3.7M |
| Applicable Income Taxes | RIAD4302 | $2.8M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $2.0M |
| Provision for Loan and Lease Losses | RIAD4230 | $1.7M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $1.6M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $1.5M |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $1.1M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $661K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $515K |
| Interest on Other Securities | RIAD4060 | $460K |
| Fees and Commissions from Annuity Sales | RIADC887 | $416K |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $416K |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $336K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $328K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $320K |
| Other Interest Income | RIAD4518 | $303K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $219K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $188K |
| Investment Banking, Advisory, and Underwriting Fees and Commissions | RIADC888 | $185K |
| Fees and Commissions from Securities Brokerage | RIADC886 | $178K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $112K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $64K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $63K |
| Net Servicing Fees | RIADB492 | $34K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | $34K |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $27K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 337 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $31.8M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $12.3M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $11.8M |
| Currency and Coin | RCON0080 | $7.7M |
Schedule RC-B: Securities (35 items)
About Schedule RC-B · Westfield Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $5.5M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $4.4M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $147.5M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $128.0M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Amortized Cost | RCONG304 | $175.8M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Fair Value | RCONG305 | $145.3M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $2.5M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $2.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $294.5M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $193.5M |
| Pledged Securities | RCON0416 | $179.6M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $151.2M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $18.4M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $16.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $15.0M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $13.1M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $13.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $12.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $8.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $6.0M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $5.3M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $5.1M |
| Amortized Cost of Held-to-maturity U.S. Treasury Securities | RCON0211 | $5.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $5.0M |
| Fair Value of Held-to-maturity U.S. Treasury Securities | RCON0213 | $4.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $4.9M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost | RCONHT60 | $3.7M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value | RCONHT61 | $3.6M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $3.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $2.8M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCONHT50 | $953K |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCONHT51 | $953K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $478K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $171K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $126K |
Schedule RC-C, Part I: Loans and Leases (37 items)
About Schedule RC-C, Part I · Westfield Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $2.19B |
| Pledged Loans and Leases | RCONG378 | $1.43B |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $789.4M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $617.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $615.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $427.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $306.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $292.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $226.4M |
| Commercial and Industrial Loans | RCON1766 | $218.2M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $218.2M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $186.9M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $167.0M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $164.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $113.3M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $101.1M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $98.8M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $80.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $75.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $48.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $35.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $22.2M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $18.6M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $17.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $15.2M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $12.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $7.9M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $7.0M |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $3.8M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $2.2M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $1.3M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $790K |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $788K |
| Loans Secured by Real Estate to Non-u.s. Addressees (Domicile) | RCONB837 | $608K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $131K |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $124K |
| Other Loans | RCONJ464 | $124K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $82.7M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $32.5M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $14.4M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $12.7M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $11.4M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $624K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 559 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 228 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 146 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 131 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 108 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 13 |
Schedule RC-D: Trading Assets and Liabilities (2 items)
Schedule RC-E: Deposit Liabilities (35 items)
About Schedule RC-E · Westfield Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $1.65B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $1.55B |
| Total Demand Deposits (See Note Below) | RCON2210 | $755.6M |
| Total Transaction Accounts | RCON2215 | $755.6M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $734.1M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $718.4M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $451.6M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $446.2M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $271.8M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $268.9M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $252.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $241.6M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $239.2M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $224.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $204.6M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $193.0M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $183.3M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $177.3M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $174.4M |
| Total reciprocal deposits | RCONJH83 | $120.2M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $100.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $94.5M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $82.3M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $47.8M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $47.8M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $42.4M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $39.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $17.0M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $16.9M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $3.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $2.9M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $1.7M |
| Total Transaction Accounts - Deposits of U.S. Government | RCON2202 | $1.7M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $1.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $901K |
Schedule RC-F: Other Assets (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $65.7M |
| Net Deferred Tax Assets | RCON2148 | $12.8M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $11.3M |
| Accrued Interest Receivable | RCONB556 | $9.0M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $3.8M |
| Other Assets | RCON2168 | $2.1M |
| Prepaid Expenses | RCON2166 | $2.0M |
| Life Insurance Assets: Separate Account Life Insurance Assets | RCONK202 | $1.2M |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $12.7M |
| All Other Liabilities | RCON2938 | $10.6M |
| Operating lease liabilities | RCONLB56 | $7.2M |
| Deferred Compensation Liabilities | RCONC011 | $2.9M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $696K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $197K |
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · Westfield Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $2.76B |
| Quarterly Average of Total Loans | RCON3360 | $2.19B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $1.06B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $922.2M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $891.4M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $460.2M |
| Mortgage-backed Securities | RCONB559 | $339.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $262.5M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $214.6M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $147.4M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $66.0M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $24.4M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $21.5M |
| All Other Securities | RCONB560 | $15.4M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $4.2M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $2.3M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (14 items)
About Schedule RC-L · Westfield Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $211.0M |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $144.4M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Trading | RCONA126 | $144.4M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $124.3M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $58.7M |
| All Other Off-balance Sheet Liabilities | RCON3430 | $48.1M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $36.8M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $14.4M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $5.9M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Trading | RCON8737 | $4.7M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Trading | RCON8733 | $4.7M |
| Commercial Real Estate, Construction, and Land Development: Commitments to Fund Loans Not Secured by Real Estate | RCON6550 | $4.2M |
| Other unused commitments: Loans to nondepository financial institutions | RCONPV11 | $2.1M |
| Performance Standby Letters of Credit | RCON3821 | $1.8M |
Schedule RC-M: Memoranda (12 items)
About Schedule RC-M · Westfield Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $38.5M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $38.5M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF060 | $4.2M |
| Other Borrowings: with a Remaining Maturity of One Year or Less | RCONB571 | $4.2M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $2.4M |
| All other intangible assets | RCONJF76 | $875K |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $801K |
| Mortgage Servicing Assets | RCON3164 | $259K |
| Outstanding balance of PPP loans | RCONLG27 | $192K |
| Number of outstanding PPP Loans | RCONLG26 | 2 |
| Does the Institution Use the Home Owners' Loan Act (Hola) Qtl Test or the Internal Revenue Service Domestic Building and Loan Association (IRS Dbla) Test to Determine Its Qtl Compliance? | RCONL133 | 1 |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (19 items)
About Schedule RC-N · Westfield Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $7.7M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $4.3M |
| Additions to Nonaccrual Assets | RCONC410 | $3.7M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $1.9M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $1.7M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $1.4M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $972K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $353K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $315K |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCONK038 | $272K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $255K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCONK041 | $165K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $73K |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $62K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $48K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $32K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $25K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $16K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $5K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (14 items)
About Schedule RC-O · Westfield Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unsecured Other Borrowings with a Remaining Maturity of One Year or Less | RCONG465 | $4.2M |
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $2.76B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $2.40B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $1.39B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $930.2M |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $723.3M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $257.3M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $71.4M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $10.9M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 110,839 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 2,424 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 1,263 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 29 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (10 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Trading Derivative Assets - Level 2 Fair Value Measurements | RCONG495 | $4.7M |
| Trading Derivative Liabilities - Level 2 Fair Value Measurements | RCONG514 | $4.7M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $176.0M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $175.3M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $171.3M |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $170.6M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG534 | $4.7M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG531 | $4.7M |
| Available-for-sale Securities - Level 1 Fair Value Measurements | RCONG475 | $662K |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 1 Fair Value Measurements | RCONG504 | $662K |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Westfield Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $2.06B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (24 items)
About Schedule RC-R, Part I · Westfield Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $2.76B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $2.75B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $2.06B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $278.1M |
| Common Equity Tier 1 Capital | RCOAP859 | $257.4M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $257.4M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $257.4M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $253.5M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $245.8M |
| Retained Earnings | RCOAKW00 | $24.7M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $20.6M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $20.6M |
| Tier 2 Capital Before Deductions | RCOAP870 | $20.6M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$17.1M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$17.1M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $13.1M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $12.5M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $629K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1347 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1247 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1247 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0937 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0547 |
Schedule RC-R, Part II: Risk-Weighted Assets (83 items)
About Schedule RC-R, Part II · Westfield Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $2.06B |
| Total Risk-weighted Assets | RCONG641 | $2.06B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $1.55B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $1.55B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $1.50B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $1.28B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $1.28B |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $905.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $814.3M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $814.3M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $811.4M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $407.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $389.6M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $383.2M |
| Unconditionally Cancellable Commitments | RCONS540 | $322.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $182.7M |
| Total Held-to-maturity Securities | RCOND961 | $181.7M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $175.8M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $171.3M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $168.6M |
| Total All Other Assets | RCOND981 | $159.8M |
| Repo-style Transactions - Credit Equivalent Amount | RCONS516 | $156.2M |
| Repo-style Transactions - Face, Notional, or Other Amount | RCONS515 | $156.2M |
| Repo-style Transactions - 0 Pct Risk Weight Category | RCONS517 | $155.0M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $115.1M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $94.3M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $88.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $80.2M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $77.9M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years | RCONS584 | $56.4M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $48.6M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $31.8M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $27.7M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$24.9M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $24.3M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $24.3M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $23.6M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$22.9M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $18.6M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $18.6M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $17.6M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $16.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $16.0M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $13.7M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $13.4M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $12.1M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $11.9M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $9.5M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $8.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $8.1M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $8.1M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $6.0M |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCOND962 | $6.0M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $5.9M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $5.9M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $5.9M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $5.9M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $5.9M |
| Over-the-counter Derivatives - 20 Pct Risk Weight Category | RCONS545 | $5.2M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $5.0M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $5.0M |
| Total Trading Assets | RCOND976 | $4.7M |
| Trading Assets - Adjustments to Totals Reported in Column a | RCONS466 | $4.7M |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $4.7M |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $2.9M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $2.3M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $2.2M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $1.8M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $1.6M |
| Repo-style Transactions - 20 Pct Risk Weight Category | RCONS520 | $1.3M |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCONS547 | $884K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $877K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $862K |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $645K |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $564K |
| Amount of allowances for credit losses on purchased credit-deteriorated assets - Loans and leases held for investment | RCONJJ30 | $259K |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $258K |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $258K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $258K |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 20 Pct Risk Weight Category | RCONS452 | $165K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $76K |
| Allocation by Risk Weight Category 150%, All Other Assets | RCONH185 | $28K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 0 Pct Risk Weight Category | RCOND999 | $15K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (3 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $73.7M |
| Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others | RCONA591 | $65.7M |
| Outstanding Principal Balance of Assets Serviced for Others Including Participations Serviced for Others: 1-4 Family Residential Mortgage Serviced for Others That Are in the Process of Foreclosure at Quarter-end (Includes Closed-end and Open-end Loans) | RCONF699 | $306K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $253.5M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $252.6M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $252.6M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $8.8M |
| Other Comprehensive Income | RIADB511 | -$340K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (13 items)
About Schedule RI-B, Part I · Westfield Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $2.0M |
| Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs | RIADC897 | $1.8M |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $109K |
| Charge-offs on All Other Loans | RIAD4644 | $102K |
| Recoveries on All Other Loans | RIAD4628 | $58K |
| Charge-offs on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5411 | $34K |
| Recoveries on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5412 | $30K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $15K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $14K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $5K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $2K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $1K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC218 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Westfield Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $20.3M |
| Allowance for Loan and Lease Losses | RIAD3123 | $20.2M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $2.0M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$100K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $2.19B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $1.01B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $880.6M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $234.6M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $68.1M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $20.2M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $12.4M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $4.2M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $2.5M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $2.4M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $970K |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $119K |
Schedule RI-E: Explanations (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Bank Card and Credit Card Interchange Fees | RIADF555 | $2.5M |
| Data Processing Expenses | RIADC017 | $1.8M |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $1.4M |
| Automated Teller Machine (ATM) and Interchange Expense | RIADF558 | $1.3M |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $1.0M |
| Marketing and Other Professional Services | RIAD0497 | $899K |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $450K |
Westfield Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Westfield Bank call report?
The Westfield Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Westfield Bank file?
Westfield Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Westfield Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Westfield Bank has Federal Reserve RSSD ID 892205 and FDIC certificate number 90300. Either one finds its filings on the FFIEC Central Data Repository.
How often does Westfield Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Westfield Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 90300) · FFIEC NIC profile (RSSD 892205)