Branch Presence
Banks with Branches in Worcester, MA
Bank of America, N.A. is the biggest bank in Worcester, MA, with $901.1M in deposits at its Worcester branches, 19.8% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
16 banks operate 44 branches in Worcester, MA, ranked below by local branch count from the FDIC Summary of Deposits. This counts every bank with a branch here, not only banks headquartered locally.
Deposit share is each bank's share of the $4.55B held in Worcester, MA, as of the June 30, 2026 FDIC Summary of Deposits, ranked by deposits (#1 is largest). Banks that book deposits at a headquarters branch can show a share that exceeds their local customer base.
| Bank | Branches in Worcester | Local deposits | Deposit share |
|---|---|---|---|
| Bank of America, N.A. | 4 | $901.1M | 19.8% (#1) |
| TD Bank, N.A. | 4 | $833.9M | 18.3% (#2) |
| Beacon Bank & Trust | 4 | $511.0M | 11.2% (#3) |
| Manufacturers and Traders Trust Company | 4 | $334.2M | 7.3% (#5) |
| Bay State Savings Bank | 4 | $319.8M | 7.0% (#6) |
| Cornerstone Bank | 3 | $272.8M | 6.0% (#7) |
| Unibank for Savings | 3 | $150.4M | 3.3% (#10) |
| Rockland Trust Company | 3 | $102.4M | 2.2% (#12) |
| Country Bank for Savings | 3 | $93.9M | 2.1% (#13) |
| Santander Bank, N.A. | 2 | $375.7M | 8.2% (#4) |
| Webster Five Cents Savings Bank | 2 | $236.5M | 5.2% (#8) |
| Fidelity Co-Operative Bank | 2 | $152.5M | 3.3% (#9) |
| Citizens Bank, N.A. | 2 | $128.7M | 2.8% (#11) |
| Bankhometown | 2 | $60.5M | 1.3% (#14) |
| JPMorgan Chase Bank, N.A. | 1 | $57.8M | 1.3% (#15) |
| Middlesex Savings Bank | 1 | $23.3M | 0.5% (#16) |
County deposit market: Worcester, MA
The $22.52B held across 26 FDIC-insured banks in this county, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Worcester, MA market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | Bank of America, N.A. | 13.5% | $3.04B | 11 |
| 2 | Unibank for Savings | 11.3% | $2.54B | 14 |
| 3 | TD Bank, N.A. | 9.9% | $2.24B | 13 |
| 4 | Cornerstone Bank | 8.6% | $1.94B | 17 |
| 5 | Santander Bank, N.A. | 8.0% | $1.79B | 12 |
| 6 | Beacon Bank & Trust | 4.8% | $1.08B | 11 |
| 7 | Webster Five Cents Savings Bank | 4.4% | $1.00B | 7 |
| 8 | Bankhometown | 4.3% | $971.3M | 10 |
| 9 | Rockland Trust Company | 4.3% | $965.2M | 10 |
| 10 | Fidelity Co-Operative Bank | 4.2% | $944.7M | 11 |
Metro area deposit market: Worcester, MA-CT
The $22.52B held across 26 FDIC-insured banks in this metro area, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Worcester, MA-CT market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | Bank of America, N.A. | 13.5% | $3.04B | 11 |
| 2 | Unibank for Savings | 11.3% | $2.54B | 14 |
| 3 | TD Bank, N.A. | 9.9% | $2.24B | 13 |
| 4 | Cornerstone Bank | 8.6% | $1.94B | 17 |
| 5 | Santander Bank, N.A. | 8.0% | $1.79B | 12 |
| 6 | Beacon Bank & Trust | 4.8% | $1.08B | 11 |
| 7 | Webster Five Cents Savings Bank | 4.4% | $1.00B | 7 |
| 8 | Bankhometown | 4.3% | $971.3M | 10 |
| 9 | Rockland Trust Company | 4.3% | $965.2M | 10 |
| 10 | Fidelity Co-Operative Bank | 4.2% | $944.7M | 11 |
Banks in Worcester: common questions
What is the biggest bank in Worcester, MA?
Bank of America, N.A. is the biggest bank in Worcester, MA, with $901.1M in deposits at its Worcester branches, 19.8% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
How many banks are in Worcester, MA?
16 FDIC-insured banks operate 44 branches in Worcester, MA as of the June 30, 2026 FDIC Summary of Deposits. This counts every bank with a branch in the city, not only banks headquartered there. Credit unions are not in the Summary of Deposits.
What are the largest banks in Worcester, MA?
Ranked by deposits held in Worcester branches as of the June 30, 2026 FDIC Summary of Deposits: 1. Bank of America, N.A. (19.8%); 2. TD Bank, N.A. (18.3%); 3. Beacon Bank & Trust (11.2%); 4. Santander Bank, N.A. (8.2%); 5. Manufacturers and Traders Trust Company (7.3%). The share is each bank's part of all deposits in the city.
Largest banks in Massachusetts
For the state as a whole, see the largest banks in Massachusetts, ranked by total assets and by deposits in Massachusetts branches, or every bank in the Massachusetts bank directory.
Banks in other Massachusetts cities:
About this data
Branch counts and local deposits come from the FDIC Summary of Deposits, the annual June 30 survey of branch-office deposits for every FDIC-insured bank. Click any bank to see its full regulatory profile and complete branch network. Looking for banks headquartered here instead? See the US bank directory.