Bank call report · Somerville, MA
Middlesex Federal Savings, F.A. Call Report
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Middlesex Federal Savings, F.A. filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 252 reported line items, schedule by schedule (617 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 87579 |
| FDIC certificate number | 28368 |
| Total assets | $654.4M |
Official Q2 2026 call report PDF (FFIEC) →
Middlesex Federal Savings, F.A. call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (23 items)
About Schedule RC · Middlesex Federal Savings, F.A. balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $654.4M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $654.4M |
| Total Liabilities and Minority Interest | RCON2948 | $597.5M |
| Total Deposits | RCON2200 | $576.5M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $533.5M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $530.5M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $527.1M |
| Undivided Profits and Capital Reserves | RCON3632 | $64.5M |
| Total Equity Capital | RCON3210 | $56.9M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $56.9M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $47.4M |
| Deposits: Noninterest-bearing | RCON6631 | $46.0M |
| Other Assets | RCON2160 | $30.4M |
| Interest-bearing Balances | RCON0071 | $28.2M |
| Other Borrowed Money | RCON3190 | $16.5M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $12.7M |
| Held-to-maturity Securities, Total | RCON1754 | $12.7M |
| Accumulated Other Comprehensive Income | RCONB530 | -$7.6M |
| Allowance for Loan and Lease Losses | RCON3123 | $6.4M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $5.2M |
| Other Liabilities, Total | RCON2930 | $4.5M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $1.9M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $1.4M |
Schedule RI: Income Statement (34 items)
About Schedule RI · Middlesex Federal Savings, F.A. income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $15.3M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $14.4M |
| Total Noninterest Expense | RIAD4093 | $10.5M |
| Net Interest Income | RIAD4074 | $8.3M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $8.1M |
| Total Interest Expense | RIAD4073 | $6.9M |
| Salaries and Employee Benefits | RIAD4135 | $6.2M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $5.9M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $4.6M |
| Other Noninterest Expense | RIAD4092 | $3.4M |
| Total Noninterest Income | RIAD4079 | $3.0M |
| Other Noninterest Income | RIADB497 | $2.9M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $1.2M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $935K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $782K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $606K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $471K |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $455K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $440K |
| Net Income (Loss) | RIAD4340 | $440K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $440K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $440K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $429K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | -$327K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $154K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $142K |
| Provision for Loan and Lease Losses | RIAD4230 | -$134K |
| Interest on Other Securities | RIAD4060 | $91K |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $53K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $51K |
| Net Servicing Fees | RIADB492 | $41K |
| Other Interest Income | RIAD4518 | $16K |
| Applicable Income Taxes | RIAD4302 | $15K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 72 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $29.6M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $28.2M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $830K |
| Currency and Coin | RCON0080 | $576K |
Schedule RC-B: Securities (32 items)
About Schedule RC-B · Middlesex Federal Savings, F.A. securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $5.4M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $4.9M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Amortized Cost | RCONG300 | $237K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Fair Value | RCONG301 | $236K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $37.5M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $33.4M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Amortized Cost | RCONG304 | $545K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Fair Value | RCONG305 | $559K |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $52.4M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $30.7M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $12.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $9.5M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $8.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $8.0M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCONHT50 | $6.5M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCONHT51 | $6.3M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $6.1M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities: Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost | RCONK142 | $5.5M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value | RCONK143 | $5.4M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $5.0M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $4.7M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $4.5M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $4.4M |
| Amortized Cost of Structured Notes | RCON8782 | $2.5M |
| Fair Value of Structured Notes | RCON8783 | $2.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $2.1M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $1.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $1.6M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $457K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $187K |
| Pledged Securities | RCON0416 | $178K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $73K |
Schedule RC-C, Part I: Loans and Leases (27 items)
About Schedule RC-C, Part I · Middlesex Federal Savings, F.A. loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $533.5M |
| Pledged Loans and Leases | RCONG378 | $283.9M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $229.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $124.5M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $105.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $102.9M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $99.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $90.2M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $83.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $57.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $55.3M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $52.6M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $49.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $35.3M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $31.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $21.9M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $21.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $14.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $13.5M |
| Commercial and Industrial Loans | RCON1766 | $12.1M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $12.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $9.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $4.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $3.3M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $2.7M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $976K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $3K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (10 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $22.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $5.6M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $852K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $331K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $138K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 55 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 20 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 8 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 3 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 2 |
Schedule RC-E: Deposit Liabilities (23 items)
About Schedule RC-E · Middlesex Federal Savings, F.A. deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Transaction Accounts | RCON2215 | $400.6M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $400.5M |
| Total Demand Deposits (See Note Below) | RCON2210 | $389.9M |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $175.9M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $158.3M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $62.3M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $49.1M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $39.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $32.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $31.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $30.5M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $30.0M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $28.4M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $26.7M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $25.5M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $17.6M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $17.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $15.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $13.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $6.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $3.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $334K |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $57K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $10.9M |
| Other Assets | RCON2168 | $6.9M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $4.6M |
| Second Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3550 | $3.3M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $2.9M |
| Net Deferred Tax Assets | RCON2148 | $2.8M |
| Accrued Interest Receivable | RCONB556 | $2.2M |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $2.4M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $760K |
| All Other Liabilities | RCON2938 | $740K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $605K |
| Operating lease liabilities | RCONLB56 | $337K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · Middlesex Federal Savings, F.A. quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $646.8M |
| Quarterly Average of Total Loans | RCON3360 | $532.3M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $364.8M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $287.7M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $231.3M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $74.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $69.8M |
| Mortgage-backed Securities | RCONB559 | $50.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $31.4M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $17.8M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $17.5M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $12.7M |
| All Other Securities | RCONB560 | $5.2M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $2.8M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $1K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (10 items)
About Schedule RC-L · Middlesex Federal Savings, F.A. derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Purchased OTC Interest Rate Option Contracts | RCON8713 | $45.0M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $45.0M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $19.3M |
| All Other Off-balance Sheet Liabilities | RCON3430 | $17.4M |
| Standby Letters of Credit Issued by a Federal Home Loan Bank on the Bank's Behalf | RCONC978 | $17.4M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $17.3M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $13.2M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $3.9M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $2.7M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $202K |
Schedule RC-M: Memoranda (3 items)
About Schedule RC-M · Middlesex Federal Savings, F.A. memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $16.5M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $16.5M |
| Does the Institution Use the Home Owners' Loan Act (Hola) Qtl Test or the Internal Revenue Service Domestic Building and Loan Association (IRS Dbla) Test to Determine Its Qtl Compliance? | RCONL133 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (6 items)
About Schedule RC-N · Middlesex Federal Savings, F.A. past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $1.8M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $862K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $771K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing | RCONC237 | $236K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $236K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $177K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Middlesex Federal Savings, F.A. other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $646.8M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $579.4M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $444.9M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $107.8M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $64.5M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $18.0M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $8.6M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 221,712 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 396 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 121 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 23 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (18 items)
About Schedule RC-R, Part I · Middlesex Federal Savings, F.A. regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCOA2170 | $654.4M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $646.8M |
| Average total consolidated assets | RCOAKW03 | $646.8M |
| Common Equity Tier 1 Capital | RCOAP859 | $64.5M |
| Retained Earnings | RCOAKW00 | $64.5M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $64.5M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $64.5M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $56.9M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $56.4M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $56.4M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$7.6M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$3.9M |
| Less: Amounts Recorded in AOCI Attributed to Defined Benefit Postretirement Plans Resulting from the Initial and Subsequent Application of the Relevant GAAP Standards That Pertain to Such Plans (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP847 | -$3.7M |
| Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP846 | -$29K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0997 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.0862 |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Assets Sold with Recourse or Other Seller-provided Credit Enhancements and Not Securitized - 1-4 Family Residential Loans | RCONB790 | $14.5M |
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with Recourse or Oher Servicer-provided Credit Enhancements | RCONB804 | $14.5M |
| Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others | RCONA591 | $13.1M |
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $1.7M |
| Maximum Amount of Credit Exposure Arising from Recourse or Other Seller-provided Credit Enhancements Provided to Assets Reported in Item 11: 1-4 Family Residential Loans | RCONB797 | $211K |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $56.9M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $56.5M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $56.5M |
| Other Comprehensive Income | RIADB511 | -$53K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (4 items)
About Schedule RI-B, Part I · Middlesex Federal Savings, F.A. charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $3K |
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $3K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $1K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Middlesex Federal Savings, F.A. changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $6.5M |
| Allowance for Loan and Lease Losses | RIAD3123 | $6.4M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $134K |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $3K |
Schedule RI-E: Explanations (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $1.9M |
| Data Processing Expenses | RIADC017 | $868K |
| Legal Expense | RIAD4141 | $560K |
| Consulting and Advisory Expense | RIADF557 | $518K |
| Second Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4462 | $300K |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $245K |
Middlesex Federal Savings, F.A. call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Middlesex Federal Savings, F.A. call report?
The Middlesex Federal Savings, F.A. call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Middlesex Federal Savings, F.A. file?
Middlesex Federal Savings, F.A. files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Middlesex Federal Savings, F.A. call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Middlesex Federal Savings, F.A. has Federal Reserve RSSD ID 87579 and FDIC certificate number 28368. Either one finds its filings on the FFIEC Central Data Repository.
How often does Middlesex Federal Savings, F.A. file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Middlesex Federal Savings, F.A. financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 28368) · FFIEC NIC profile (RSSD 87579)