Bank call report · Boston, MA
Oneunited Bank Call Report
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Oneunited Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 234 reported line items, schedule by schedule (708 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 935308 |
| FDIC certificate number | 23966 |
| Total assets | $637.9M |
Official Q2 2026 call report PDF (FFIEC) →
Oneunited Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (25 items)
About Schedule RC · Oneunited Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $637.9M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $637.9M |
| Total Liabilities and Minority Interest | RCON2948 | $578.7M |
| Total Deposits | RCON2200 | $511.7M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $445.3M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $409.4M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $407.8M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $163.2M |
| Deposits: Noninterest-bearing | RCON6631 | $66.4M |
| Other Borrowed Money | RCON3190 | $61.5M |
| Total Equity Capital | RCON3210 | $59.2M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $59.2M |
| Surplus | RCON3839 | $56.8M |
| Interest-bearing Balances | RCON0071 | $28.2M |
| Other Assets | RCON2160 | $21.0M |
| Perpetual Preferred Stock and Related Surplus | RCON3838 | $19.7M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $12.1M |
| Accumulated Other Comprehensive Income | RCONB530 | -$9.1M |
| Undivided Profits and Capital Reserves | RCON3632 | -$8.2M |
| Other Liabilities, Total | RCON2930 | $5.5M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $4.3M |
| Allowance for Loan and Lease Losses | RCON3123 | $1.6M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $1.4M |
| Common Stock | RCON3230 | $52K |
| Intangible Assets | RCON2143 | $1K |
Schedule RI: Income Statement (33 items)
About Schedule RI · Oneunited Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Noninterest Expense | RIAD4093 | $13.4M |
| Total Interest Income | RIAD4107 | $12.4M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $8.7M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $8.5M |
| Net Interest Income | RIAD4074 | $6.9M |
| Other Noninterest Expense | RIAD4092 | $6.2M |
| Salaries and Employee Benefits | RIAD4135 | $5.8M |
| Total Noninterest Income | RIAD4079 | $5.5M |
| Total Interest Expense | RIAD4073 | $5.5M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $3.5M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | -$3.5M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $3.4M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $2.8M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | -$2.7M |
| Net Income (Loss) | RIAD4340 | -$2.7M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | -$2.7M |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | -$2.5M |
| Other Noninterest Income | RIADB497 | $2.0M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $1.4M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $1.1M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | -$937K |
| Applicable Income Taxes | RIAD4302 | -$791K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $613K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $511K |
| Interest on Other Securities | RIAD4060 | $231K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $192K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $179K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $65K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $47K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $46K |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $33K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $31K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 102 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $29.5M |
| Balances Due from Federal Reserve Banks | RCON0090 | $25.8M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $2.6M |
| Currency and Coin | RCON0080 | $932K |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $167K |
Schedule RC-B: Securities (16 items)
About Schedule RC-B · Oneunited Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $16.8M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $13.5M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $151.2M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $141.7M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $175.9M |
| Pledged Securities | RCON0416 | $158.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $143.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $6.9M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $4.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $4.9M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $4.9M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $4.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $4.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $3.4M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $3.0M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $3.0M |
Schedule RC-C, Part I: Loans and Leases (21 items)
About Schedule RC-C, Part I · Oneunited Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $409.4M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $398.6M |
| Pledged Loans and Leases | RCONG378 | $250.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $133.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $118.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $95.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $52.1M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $7.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $5.3M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $1.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $1.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $684K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $679K |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $658K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards | RCONB538 | $580K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $502K |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $162K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $155K |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $114K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $57K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $35K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $1.6M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $110K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $52K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 6 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 1 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 1 |
Schedule RC-E: Deposit Liabilities (28 items)
About Schedule RC-E · Oneunited Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $389.1M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $337.2M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $259.7M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $228.2M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $138.5M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $138.5M |
| Total Brokered Deposits | RCON2365 | $138.5M |
| Total reciprocal deposits | RCONJH83 | $138.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $138.3M |
| Total Transaction Accounts | RCON2215 | $122.6M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $122.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $121.4M |
| Total Demand Deposits (See Note Below) | RCON2210 | $86.5M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $74.6M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $45.3M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $42.0M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $35.1M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $9.3M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $7.5M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $6.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $5.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $3.5M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $3.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $2.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $1.8M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $374K |
| Total Transaction Accounts - Deposits of U.S. Government | RCON2202 | $294K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $97K |
Schedule RC-F: Other Assets (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Net Deferred Tax Assets | RCON2148 | $10.1M |
| Other Assets | RCON2168 | $5.3M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $3.5M |
| Accrued Interest Receivable | RCONB556 | $2.2M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $1.4M |
Schedule RC-G: Other Liabilities (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $3.2M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $2.2M |
| All Other Liabilities | RCON2938 | $45K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $6K |
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · Oneunited Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $630.6M |
| Quarterly Average of Total Loans | RCON3360 | $409.5M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $402.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $258.2M |
| Mortgage-backed Securities | RCONB559 | $161.7M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $117.9M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $61.4M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $54.2M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $25.3M |
| All Other Securities | RCONB560 | $9.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $9.2M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $7.7M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $3.0M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $1.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $668K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $577K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (3 items)
About Schedule RC-L · Oneunited Bank derivatives and off-balance-sheet items trends
Schedule RC-M: Memoranda (5 items)
About Schedule RC-M · Oneunited Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $61.5M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $61.5M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $335K |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $1K |
| Mortgage Servicing Assets | RCON3164 | $1K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (12 items)
About Schedule RC-N · Oneunited Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $1.7M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $1.5M |
| Additions to Nonaccrual Assets | RCONC410 | $1.3M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $758K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $687K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $205K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 30 Through 89 Days and Still Accruing | RCONB575 | $64K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 90 Days or More and Still Accruing | RCONB576 | $13K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $13K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $7K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $5K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Nonaccrual | RCONB577 | $4K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · Oneunited Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $630.6M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $514.0M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $408.1M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $102.8M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $65.5M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $3.1M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 53,680 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 93 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 79 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $167.4M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $167.4M |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $167.4M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $167.4M |
| All Other Assets - Level 2 Fair Value Measurements | RCONG396 | $1K |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $1K |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (19 items)
About Schedule RC-R, Part I · Oneunited Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCOA2170 | $637.9M |
| Average total consolidated assets | RCOAKW03 | $630.6M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $627.8M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $65.5M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $56.8M |
| Common Equity Tier 1 Capital | RCOAP859 | $45.8M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $45.8M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $39.5M |
| Additional Tier 1 Capital | RCOAP865 | $19.7M |
| Additional Tier 1 Capital Before Deductions | RCOAP863 | $19.7M |
| Additional Tier 1 Capital Instruments Plus Related Surplus | RCOAP860 | $19.7M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$9.1M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$9.1M |
| Retained Earnings | RCOAKW00 | -$8.2M |
| Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls | RCOAP843 | $2.8M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $2.8M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1043 |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $24.6M |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $62.7M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $62.7M |
| Total Equity Capital | RIAD3210 | $59.2M |
| Other Comprehensive Income | RIADB511 | -$764K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (6 items)
About Schedule RI-B, Part I · Oneunited Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $39K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $35K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $29K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $27K |
| Charge-offs on Loans to Credit Cards | RIADB514 | $12K |
| Recoveries on Loans to Credit Cards | RIADB515 | $6K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Oneunited Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $1.6M |
| Allowance for Loan and Lease Losses | RIAD3123 | $1.6M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $39K |
Schedule RI-E: Explanations (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Data Processing Expenses | RIADC017 | $2.6M |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $901K |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $864K |
| Automated Teller Machine (ATM) and Interchange Expense | RIADF558 | $660K |
| Marketing and Other Professional Services | RIAD0497 | $603K |
| Accounting and Auditing Expenses | RIADF556 | $476K |
Oneunited Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Oneunited Bank call report?
The Oneunited Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Oneunited Bank file?
Oneunited Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Oneunited Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Oneunited Bank has Federal Reserve RSSD ID 935308 and FDIC certificate number 23966. Either one finds its filings on the FFIEC Central Data Repository.
How often does Oneunited Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Oneunited Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 23966) · FFIEC NIC profile (RSSD 935308)