Bank call report · Cambridge, MA
Cambridge Savings Bank Call Report
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Cambridge Savings Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 489 reported line items, schedule by schedule (870 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 758703 |
| FDIC certificate number | 17870 |
| Total assets | $6.98B |
Official Q2 2026 call report PDF (FFIEC) →
Cambridge Savings Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (30 items)
About Schedule RC · Cambridge Savings Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $6.98B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $6.98B |
| Total Liabilities and Minority Interest | RCON2948 | $6.27B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $5.82B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $5.76B |
| Total Deposits | RCON2200 | $5.35B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $4.41B |
| Deposits: Noninterest-bearing | RCON6631 | $935.5M |
| Other Borrowed Money | RCON3190 | $816.5M |
| Total Equity Capital | RCON3210 | $711.6M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $711.6M |
| Undivided Profits and Capital Reserves | RCON3632 | $675.5M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $590.4M |
| Other Assets | RCON2160 | $263.7M |
| Held-to-maturity Securities, Total | RCON1754 | $141.5M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $141.4M |
| Other Liabilities, Total | RCON2930 | $102.2M |
| Interest-bearing Balances | RCON0071 | $75.5M |
| Allowance for Loan and Lease Losses | RCON3123 | $58.3M |
| Surplus | RCON3839 | $56.8M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $39.2M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $29.7M |
| Intangible Assets | RCON2143 | $27.6M |
| Accumulated Other Comprehensive Income | RCONB530 | -$21.2M |
| Goodwill | RCON3163 | $19.9M |
| Investments and Unconsolidated Subsidiaries and Associated Companies | RCON2130 | $19.8M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $16.8M |
| Direct and Indirect Investments in Real Estate Ventures | RCON3656 | $13.4M |
| Loans and Leases Held for Sale | RCON5369 | $6.4M |
| Common Stock | RCON3230 | $500K |
Schedule RI: Income Statement (45 items)
About Schedule RI · Cambridge Savings Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $167.4M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $149.3M |
| Net Interest Income | RIAD4074 | $91.9M |
| Total Noninterest Expense | RIAD4093 | $77.3M |
| Total Interest Expense | RIAD4073 | $75.5M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $72.0M |
| Salaries and Employee Benefits | RIAD4135 | $46.5M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $46.3M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $41.1M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $30.6M |
| Other Noninterest Expense | RIAD4092 | $23.9M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $15.8M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $15.7M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $13.2M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $12.5M |
| Net Income (Loss) | RIAD4340 | $12.5M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $12.5M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $11.3M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $11.3M |
| Provision for Loan and Lease Losses | RIAD4230 | $11.1M |
| Total Noninterest Income | RIAD4079 | $9.9M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $9.5M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $6.9M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $6.7M |
| Other Noninterest Income | RIADB497 | $6.3M |
| Interest on Other Securities | RIAD4060 | $5.2M |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $3.4M |
| Applicable Income Taxes | RIAD4302 | $3.3M |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | $2.5M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $1.8M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $1.8M |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $1.3M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $1.2M |
| Other Interest Income | RIAD4518 | $924K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $718K |
| Net Servicing Fees | RIADB492 | $658K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $509K |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $353K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $260K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $129K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $97K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $59K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $18K |
| Service Charges on Deposits in Domestic Office Atm-related for Individuals | RIADH034 | $4K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 506 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $105.2M |
| Balances Due from Federal Reserve Banks | RCON0090 | $61.2M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $20.2M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $14.9M |
| Currency and Coin | RCON0080 | $8.9M |
Schedule RC-B: Securities (41 items)
About Schedule RC-B · Cambridge Savings Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $115.7M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $114.8M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $73.9M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $66.6M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $136.0M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $130.3M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $620.1M |
| Pledged Securities | RCON0416 | $487.1M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $141.5M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $138.8M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $136.5M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $133.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $129.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $125.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $118.8M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $118.5M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $115.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $84.6M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $75.4M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $65.6M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $50.4M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $40.7M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $40.0M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $32.4M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $31.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $28.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $26.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $24.4M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $18.1M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $11.9M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $11.2M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost | RCONHT60 | $9.8M |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Available-for-sale: Amortized Cost | RCONPV00 | $9.8M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value | RCONHT61 | $9.3M |
| Guaranteed by U.S. Government Agencies or Sponsored Agencies Included in Schedule Rc-b, Item 5.B - Available-for-sale, Fair Value | RCONPV01 | $9.3M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $5.7M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $5.4M |
| Amortized Cost of Other Held-to-maturity Domestic Debt Securities | RCON1737 | $5.0M |
| Fair Value of Other Held-to-maturity Domestic Debt Securities | RCON1738 | $4.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $917K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $301K |
Schedule RC-C, Part I: Loans and Leases (33 items)
About Schedule RC-C, Part I · Cambridge Savings Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $5.82B |
| Pledged Loans and Leases | RCONG378 | $2.83B |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $1.96B |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $1.91B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $1.85B |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $1.19B |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $992.1M |
| Commercial and Industrial Loans | RCON1766 | $896.5M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $896.5M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $696.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $628.5M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $567.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $508.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $407.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $401.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $363.8M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $172.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $156.5M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $131.6M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $130.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $114.0M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $74.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $63.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $31.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $29.5M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $25.3M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $16.5M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $12.7M |
| Other Loans | RCONJ464 | $12.7M |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $4.0M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $601K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $584K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $251K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $69.1M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $39.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $10.7M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $7.7M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $2.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $489K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 535 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 224 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 106 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 72 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 18 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 6 |
Schedule RC-E: Deposit Liabilities (39 items)
About Schedule RC-E · Cambridge Savings Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $4.02B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $3.91B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $1.58B |
| Total Transaction Accounts | RCON2215 | $1.33B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $1.32B |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $1.30B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $1.27B |
| Total Demand Deposits (See Note Below) | RCON2210 | $935.5M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $898.8M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $725.9M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $676.2M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $507.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $402.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $338.5M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $331.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $327.6M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $307.2M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $280.3M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $250.7M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $237.3M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $237.3M |
| Total Brokered Deposits | RCON2365 | $237.3M |
| Total reciprocal deposits | RCONJH83 | $191.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $147.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $133.0M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $104.0M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $104.0M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $101.1M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $77.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $71.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $46.3M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $31.2M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $27.3M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $7.9M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $3.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $2.4M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $1.3M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $1.0M |
| Total Transaction Accounts - Deposits of U.S. Government | RCON2202 | $3K |
Schedule RC-F: Other Assets (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $82.6M |
| Other Assets | RCON2168 | $71.1M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $35.8M |
| Net Deferred Tax Assets | RCON2148 | $29.2M |
| Derivatives with a Position Fair Value Held for Purposes Other Than Trading | RCONC010 | $24.3M |
| Accrued Interest Receivable | RCONB556 | $23.4M |
| Life Insurance Assets: Separate Account Life Insurance Assets | RCONK202 | $20.8M |
| Other Assets, Interest-only strips receivable (not in the form of a security) | RCONHT80 | $817K |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $57.2M |
| Other Expenses Accrued and Unpaid | RCON3646 | $39.5M |
| Operating lease liabilities | RCONLB56 | $28.1M |
| Derivatives with a Negative Fair Value Held for Purposes Other Than Trading | RCONC012 | $22.2M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $3.3M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $2.2M |
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · Cambridge Savings Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $6.98B |
| Quarterly Average of Total Loans | RCON3360 | $5.78B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $2.93B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $2.85B |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $2.05B |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $887.0M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $876.3M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $690.2M |
| Mortgage-backed Securities | RCONB559 | $471.5M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $372.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $330.2M |
| All Other Securities | RCONB560 | $263.5M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $88.9M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $46.5M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $3.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $1.5M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (28 items)
About Schedule RC-L · Cambridge Savings Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Notional Amounts by Regulatory Capital Treatment: All Other Positions: Sold Protection | RCONG403 | $29.9M |
| Notional Amounts by Regulatory Capital Treatment: All Other Positions: Purchased Protection That Is Not Recognized as a Guarantee for Regulatory Capital Purposes | RCONG405 | $160.4M |
| Notional Amount of Sold Credit Protection: Investment Grade - with Remaining Maturity of One Year or Less. | RCONG406 | $11.5M |
| Notional Amount of Sold Credit Protection: Investment Grade - with Remaining Maturity of Over Five Years | RCONG408 | $9.1M |
| Notional Amount of Sold Credit Protection: Investment Grade - with Remaining Maturity of Over One Year Through Five Years | RCONG407 | $9.3M |
| Notional Amount of Purchased Credit Protection: Investment Grade - with Remaining Maturity of One Year or Less. | RCONG412 | $15.5M |
| Notional Amount of Purchased Credit Protection: Investment Grade - with Remaining Maturity of Over Five Years | RCONG414 | $61.8M |
| Notional Amount of Purchased Credit Protection: Investment Grade - with Remaining Maturity of Over One Year Through Five Years | RCONG413 | $83.1M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $1.58B |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $1.54B |
| Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate | RCONA589 | $844.0M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $667.9M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $244.9M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $241.3M |
| Credit Derivatives: Notional Amounts-other Credit Derivatives-beneficiary | RCONC975 | $160.4M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $148.3M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $38.0M |
| Credit Derivatives: Notional Amounts- Other Credit Derivatives-guarantor | RCONC974 | $29.9M |
| Commercial Real Estate, Construction, and Land Development: Commitments to Fund Loans Not Secured by Real Estate | RCON6550 | $24.9M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $24.2M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8745 | $22.1M |
| Written OTC Interest Rate Option Contracts | RCON8709 | $21.0M |
| Interest Rate Forward Contracts | RCON8697 | $20.8M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $10.8M |
| Purchased OTC Interest Rate Option Contracts | RCON8713 | $4.0M |
| Performance Standby Letters of Credit | RCON3821 | $668K |
| Notional Amount of Credit Derivatives on Which the Reporting Bank Is the Beneficiary:gross Positive Fair Value | RCONC221 | $65K |
| Notional Amount of Credit Derivatives on Which the Reporting Bank Is the Guarantor:gross Negative Fair Value | RCONC220 | $10K |
Schedule RC-M: Memoranda (13 items)
About Schedule RC-M · Cambridge Savings Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $601.2M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $601.2M |
| FHLB Advances: Structured Advances | RCONF059 | $295.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $206.0M |
| Cost of equity securities with readily determinable fair values not held for trading | RCONJA29 | $12.3M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $7.8M |
| Mortgage Servicing Assets | RCON3164 | $7.7M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF063 | $7.3M |
| Secured Liabilities: Amount of 'Other Borrowings' That Are Secured | RCONF065 | $7.3M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF058 | $2.0M |
| All other intangible assets | RCONJF76 | $2K |
| Outstanding balance of PPP loans | RCONLG27 | $1K |
| Number of outstanding PPP Loans | RCONLG26 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (22 items)
About Schedule RC-N · Cambridge Savings Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $73.3M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $54.9M |
| Additions to Nonaccrual Assets | RCONC410 | $49.6M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $35.6M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $21.4M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Past Due 30 Through 89 Days and Still Accruing | RCON3499 | $8.1M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $7.2M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $7.1M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCONK038 | $5.5M |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCONK041 | $4.0M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $2.7M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $2.3M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities - Nonaccrual | RCON6560 | $1.9M |
| 1-4 Family Residential Construction Loans: Past Due 31 - 89 Days | RCONF172 | $1.8M |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $1.3M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $692K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $617K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $556K |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 30 Through 89 Days and Still Accruing | RCONK036 | $281K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 30 Through 89 Days and Still Accruing | RCONK039 | $140K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $50K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $3K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · Cambridge Savings Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $6.98B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $5.41B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $2.88B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $2.46B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $1.57B |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $709.7M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $70.3M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $7.3M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 101,016 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 4,068 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 3,486 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 19 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Retail originations during the quarter of 1-4 family residential mortgage loans for sale | RCONHT81 | $57.7M |
| Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter | RCONFT04 | $54.8M |
| Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading | RCONFT05 | $6.4M |
| Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans | RIADHT85 | $903K |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (16 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $632.5M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $607.2M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $575.8M |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $550.4M |
| Available-for-sale Securities - Level 1 Fair Value Measurements | RCONG475 | $56.8M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 1 Fair Value Measurements | RCONG504 | $56.8M |
| All Other Assets - Level 2 Fair Value Measurements | RCONG396 | $25.3M |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $25.3M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 2 Fair Value Measurements | RCONG544 | $24.3M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Total Fair Value Reported on Schedule Rc | RCONG541 | $24.3M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Level 2 Fair Value Measurements | RCONG569 | $22.2M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Total Fair Value Reported on Schedule Rc | RCONG566 | $22.2M |
| All Other Liabilities - Level 2 Fair Value Measurements | RCONG808 | $22.2M |
| All Other Liabilities - Total Fair Value Reported on Balance Sheet | RCONG805 | $22.2M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG534 | $22.2M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG531 | $22.2M |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Cambridge Savings Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $5.64B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (26 items)
About Schedule RC-R, Part I · Cambridge Savings Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $6.98B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $6.96B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $5.64B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $773.5M |
| Common Equity Tier 1 Capital | RCOAP859 | $712.8M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $712.8M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $712.8M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $711.6M |
| Retained Earnings | RCOAKW00 | $675.5M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $60.6M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $60.6M |
| Tier 2 Capital Before Deductions | RCOAP870 | $60.6M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $57.2M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$22.7M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$21.2M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $19.9M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $19.9M |
| Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP846 | $1.7M |
| Less: Amounts Recorded in AOCI Attributed to Defined Benefit Postretirement Plans Resulting from the Initial and Subsequent Application of the Relevant GAAP Standards That Pertain to Such Plans (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP847 | -$137K |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $2K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1371 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1263 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1263 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1025 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0571 |
Schedule RC-R, Part II: Risk-Weighted Assets (85 items)
About Schedule RC-R, Part II · Cambridge Savings Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $5.64B |
| Total Risk-weighted Assets | RCONG641 | $5.64B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $4.08B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $4.08B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $3.85B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $3.41B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $3.40B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $2.36B |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $2.34B |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $2.34B |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $2.33B |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $1.18B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $1.06B |
| Unconditionally Cancellable Commitments | RCONS540 | $754.8M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $607.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $378.1M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $373.0M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years | RCONS584 | $364.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $364.6M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $364.6M |
| Total All Other Assets | RCOND981 | $362.9M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $293.2M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $291.9M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $283.8M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $248.0M |
| Risk-weighted Assets by Risk-weighted Category - 1250 Pct Risk Weight Category | RCONS579 | $170.4M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $157.5M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $141.9M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $141.9M |
| Held-to-maturity Securities - 100 Pct Risk Weight Category | RCOND965 | $141.5M |
| Total Held-to-maturity Securities | RCOND961 | $141.4M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $133.2M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $105.2M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $94.9M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Investment Grade Reference Asset - Over One Year Through Five Years | RCONS589 | $92.4M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $75.6M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $71.3M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Investment Grade Reference Asset - Over Five Years | RCONS590 | $70.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $63.3M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $63.3M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $62.7M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $62.7M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $49.2M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $44.2M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$44.0M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $42.2M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $38.0M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $38.0M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $38.0M |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCONS547 | $37.1M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $35.8M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $33.9M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $31.5M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$29.7M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Investment Grade Reference Asset - One Year or Less | RCONS588 | $27.0M |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $21.9M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 50% | RCONS529 | $20.8M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $20.7M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $20.7M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $20.7M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $19.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 1250 Pct Risk Weight Category | RCONS568 | $13.6M |
| Off-balance Sheet Securitization Exposures - 1250 Pct Risk Weight Exposure, by Calculation Method | RCONS497 | $12.8M |
| Total Off-balance Sheet Securitization Exposures | RCONS495 | $12.8M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $11.3M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $10.7M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $10.5M |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $7.7M |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $7.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $7.7M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $6.4M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $6.4M |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $5.9M |
| Over-the-counter Derivatives - 20 Pct Risk Weight Category | RCONS545 | $5.1M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $2.6M |
| On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures -1250 Pct Risk Weight Exposure, by Calculation Method | RCONS492 | $817K |
| Total Balance Sheet Assets - 1250 Pct Risk Weight Category | RCONS510 | $817K |
| Total On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures | RCONS490 | $817K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $668K |
| Allocation by Risk Weight Category 150%, All Other Assets | RCONH185 | $565K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $334K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $334K |
| Held-to-maturity Securities - Adjustment to Totals Reported in Column a | RCONS399 | -$150K |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $72K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $24K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others | RCONA591 | $731.9M |
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $467.4M |
| Assets Sold with Recourse or Other Seller-provided Credit Enhancements and Not Securitized - 1-4 Family Residential Loans | RCONB790 | $310.2M |
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with Recourse or Oher Servicer-provided Credit Enhancements | RCONB804 | $310.2M |
| Maximum Amount of Credit Exposure Arising from Recourse or Other Seller-provided Credit Enhancements Provided to Assets Reported in Item 11: 1-4 Family Residential Loans | RCONB797 | $12.8M |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $711.6M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $703.5M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $703.5M |
| Other Comprehensive Income | RIADB511 | -$4.4M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (9 items)
About Schedule RI-B, Part I · Cambridge Savings Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $2.5M |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $1.2M |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $821K |
| Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs | RIADC897 | $519K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $42K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $23K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $18K |
| Recoveries on Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 4617, 4618, and 4628 | RIAD5410 | $2K |
| Recoveries on All Other Loans | RIAD4628 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (7 items)
About Schedule RI-B, Part II · Cambridge Savings Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $58.3M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $49.7M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $2.5M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $202K |
| Balance most recently reported for end of previous calendar year, Report of Condition and Income Held-to-maturity debt securities (i.e., after adjustments from amended Reports of Income) | RIADJH88 | $151K |
| Balance end of current period, Held-to-maturity debt securities | RIADJH93 | $150K |
| Provisions for credit losses, Held-to-maturity debt securities | RIADJH90 | -$1K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (15 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $5.82B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $2.65B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $2.11B |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $909.2M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $147.3M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $58.3M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $25.5M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $17.7M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $13.1M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $1.4M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $1.4M |
| Loans and Leases, Held for Investment, Unallocated, Allowance Balance | RCONJJ18 | $500K |
| Held to Maturity Securities, Securities issued by states and poilitical subdivisions in the US | RCONJJ20 | $150K |
| Held to Maturity Securities, Total | RCONJJ25 | $150K |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $27K |
Schedule RI-E: Explanations (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $7.9M |
| Marketing and Other Professional Services | RIAD0497 | $2.1M |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $1.9M |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $1.3M |
| Third Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4463 | $1.3M |
| Second Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4462 | $1.2M |
Cambridge Savings Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Cambridge Savings Bank call report?
The Cambridge Savings Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Cambridge Savings Bank file?
Cambridge Savings Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Cambridge Savings Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Cambridge Savings Bank has Federal Reserve RSSD ID 758703 and FDIC certificate number 17870. Either one finds its filings on the FFIEC Central Data Repository.
How often does Cambridge Savings Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Cambridge Savings Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 17870) · FFIEC NIC profile (RSSD 758703)