Branch Presence
Banks with Branches in Oxford, MS
FNB Oxford Bank is the biggest bank in Oxford, MS, with $707.0M in deposits at its Oxford branches, 33.1% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
16 banks operate 31 branches in Oxford, MS, ranked below by local branch count from the FDIC Summary of Deposits. This counts every bank with a branch here, not only banks headquartered locally.
Deposit share is each bank's share of the $2.13B held in Oxford, MS, as of the June 30, 2026 FDIC Summary of Deposits, ranked by deposits (#1 is largest). Banks that book deposits at a headquarters branch can show a share that exceeds their local customer base.
| Bank | Branches in Oxford | Local deposits | Deposit share |
|---|---|---|---|
| FNB Oxford Bank | 4 | $707.0M | 33.1% (#1) |
| Guaranty Bank and Trust Company | 4 | $166.1M | 7.8% (#5) |
| Renasant Bank | 3 | $219.7M | 10.3% (#4) |
| BankFirst Financial Services | 3 | $89.4M | 4.2% (#7) |
| Regions Bank | 2 | $267.3M | 12.5% (#2) |
| The Huntington National Bank | 2 | $242.1M | 11.4% (#3) |
| Trustmark Bank | 2 | $71.0M | 3.3% (#8) |
| First National Bank of Clarksdale | 2 | $55.0M | 2.6% (#9) |
| Paragon Bank | 2 | $46.1M | 2.2% (#12) |
| BankPlus | 1 | $97.7M | 4.6% (#6) |
| Origin Bank | 1 | $54.7M | 2.6% (#10) |
| Story Bank dba Story Financial Partners | 1 | $52.0M | 2.4% (#11) |
| Bank of Commerce | 1 | $31.4M | 1.5% (#13) |
| The Citizens Bank of Philadelphia | 1 | $23.6M | 1.1% (#14) |
| Woodforest National Bank | 1 | $5.9M | 0.3% (#15) |
| Riverhills Bank | 1 | $3.8M | 0.2% (#16) |
County deposit market: Lafayette, MS
The $2.19B held across 17 FDIC-insured banks in this county, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Lafayette, MS market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | FNB Oxford Bank | 32.3% | $707.0M | 4 |
| 2 | Regions Bank | 12.2% | $267.3M | 2 |
| 3 | The Huntington National Bank | 11.1% | $242.1M | 2 |
| 4 | Renasant Bank | 10.0% | $219.7M | 3 |
| 5 | Guaranty Bank and Trust Company | 7.6% | $166.1M | 4 |
| 6 | BankPlus | 4.5% | $97.7M | 1 |
| 7 | BankFirst Financial Services | 4.1% | $89.4M | 3 |
| 8 | Trustmark Bank | 3.2% | $71.0M | 2 |
| 9 | The Bank of Holly Springs | 2.5% | $55.7M | 1 |
| 10 | First National Bank of Clarksdale | 2.5% | $55.0M | 2 |
Metro area deposit market: Oxford, MS
The $2.19B held across 17 FDIC-insured banks in this metro area, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Oxford, MS market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | FNB Oxford Bank | 32.3% | $707.0M | 4 |
| 2 | Regions Bank | 12.2% | $267.3M | 2 |
| 3 | The Huntington National Bank | 11.1% | $242.1M | 2 |
| 4 | Renasant Bank | 10.0% | $219.7M | 3 |
| 5 | Guaranty Bank and Trust Company | 7.6% | $166.1M | 4 |
| 6 | BankPlus | 4.5% | $97.7M | 1 |
| 7 | BankFirst Financial Services | 4.1% | $89.4M | 3 |
| 8 | Trustmark Bank | 3.2% | $71.0M | 2 |
| 9 | The Bank of Holly Springs | 2.5% | $55.7M | 1 |
| 10 | First National Bank of Clarksdale | 2.5% | $55.0M | 2 |
Banks in Oxford: common questions
What is the biggest bank in Oxford, MS?
FNB Oxford Bank is the biggest bank in Oxford, MS, with $707.0M in deposits at its Oxford branches, 33.1% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
How many banks are in Oxford, MS?
16 FDIC-insured banks operate 31 branches in Oxford, MS as of the June 30, 2026 FDIC Summary of Deposits. This counts every bank with a branch in the city, not only banks headquartered there. Credit unions are not in the Summary of Deposits.
What are the largest banks in Oxford, MS?
Ranked by deposits held in Oxford branches as of the June 30, 2026 FDIC Summary of Deposits: 1. FNB Oxford Bank (33.1%); 2. Regions Bank (12.5%); 3. The Huntington National Bank (11.4%); 4. Renasant Bank (10.3%); 5. Guaranty Bank and Trust Company (7.8%). The share is each bank's part of all deposits in the city.
Largest banks in Mississippi
For the state as a whole, see the largest banks in Mississippi, ranked by total assets and by deposits in Mississippi branches, or every bank in the Mississippi bank directory.
Banks in other Mississippi cities:
About this data
Branch counts and local deposits come from the FDIC Summary of Deposits, the annual June 30 survey of branch-office deposits for every FDIC-insured bank. Click any bank to see its full regulatory profile and complete branch network. Looking for banks headquartered here instead? See the US bank directory.