First National Bank of Clarksdale
First National Bank of Clarksdale is a locally rooted FDIC-insured community bank based in Clarksdale, MS. First National Bank of Clarksdale's Q1 2026 balance sheet shows $393M in assets funded primarily by $350M in customer deposits. Profitability tracks the broader industry — ROA 0.88%, ROE 8.81%, NIM 3.28%. Under the simplified Community Bank Leverage Ratio framework, leverage of 12.35% exceeds the 9% CBLR threshold. Asset quality is solid — 0.65% nonperforming loans and a 3.80% Texas Ratio. It operates 5 branches, primarily in Mississippi.
Headquarters Profile
- Address
- 402 E 2nd St, CLARKSDALE, MS 38614
- County
- Coahoma
- Metro Area
- CLARKSDALE, MS
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- Fed District
- 13
- Established
- April 1, 1964
- Branches
- 5 domestic
- Employees (FTE)
- 48
- FDIC Cert
- 19070
- Fed RSSD
- 11640
- Website
- www.fnbclarksdale.com →
- Parent Holding Company
- FIRST VALLEY NATIONAL CORP. (RSSD 1097100)
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First National Bank of Clarksdale rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
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Frequently asked about First National Bank of Clarksdale
What are First National Bank of Clarksdale's total assets?
As of the Q1 2026 filing, First National Bank of Clarksdale reported total assets of $392.8 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is First National Bank of Clarksdale headquartered?
First National Bank of Clarksdale is headquartered in CLARKSDALE, MS, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was First National Bank of Clarksdale founded?
First National Bank of Clarksdale was established in 1964, per the FDIC institution directory.
Is First National Bank of Clarksdale FDIC-insured?
Yes. First National Bank of Clarksdale is an FDIC-insured commercial bank (FDIC Certificate #19070). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First National Bank of Clarksdale?
First National Bank of Clarksdale's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does First National Bank of Clarksdale operate?
First National Bank of Clarksdale operates 5 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is First National Bank of Clarksdale's Texas Ratio?
First National Bank of Clarksdale's Texas Ratio is 3.80% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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