First Federal Savings & Loan Association of Pascagoula-moss Point
First Federal Savings & Loan Association of Pascagoula-Moss Point is an FDIC-insured commercial bank. As of Q1 2026, the bank held approximately $378M in total assets and $271M in deposits. Returns are subdued: 0.43% ROA and 4.62% ROE. Capital is comfortably above regulatory minimums — CET1 ratio of 19.53% sits well above the 7% well-capitalized threshold. Credit metrics are pristine, with nonperforming loans at just 0.36%. 6 branches make up the footprint.
Headquarters Profile
- Address
- 903 Jackson Ave, PASCAGOULA, MS 39567
- County
- Jackson
- Metro Area
- GULFPORT-BILOXI, MS
- Charter
- Federal savings bank, federal charter, OCC-supervised (pre-2011 OTS)
- Primary Regulator
- OCC
- Fed District
- 13
- Established
- October 28, 1955
- Branches
- 6 domestic
- Employees (FTE)
- 50
- FDIC Cert
- 30812
- Fed RSSD
- 90177
- Website
- www.firstwithus.com →
Capital & Liquidity
Inside the full First Federal Savings & Loan Association of Pascagoula-moss Point terminal
8 tabs · 24-year trend charts · peer percentiles · Excel export
Unlock First Federal Savings & Loan Association of Pascagoula-moss Point — freeThis is just First Federal Savings & Loan Association of Pascagoula-moss Point's summary.
See the full 24-year trend, peer benchmarking, and risk analysis for this bank — plus every one of the 4,335 currently filing institutions, with CAMELS analytics and exportable tearsheets.
Free account · no credit card required
Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
Loans outstanding exceed total deposits — the bank is funding the gap with wholesale sources (FHLB advances, brokered deposits, repo) that are more rate-sensitive and can dry up in a stress scenario.
First Federal Savings & Loan Association of Pascagoula-moss Point rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Similar banks
Compare First Federal Savings & Loan Association of Pascagoula-moss Point with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet — pick a peer to view the full head-to-head.
Frequently asked about First Federal Savings & Loan Association of Pascagoula-moss Point
What are First Federal Savings & Loan Association of Pascagoula-moss Point's total assets?
As of the Q1 2026 filing, First Federal Savings & Loan Association of Pascagoula-moss Point reported total assets of $377.6 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is First Federal Savings & Loan Association of Pascagoula-moss Point headquartered?
First Federal Savings & Loan Association of Pascagoula-moss Point is headquartered in PASCAGOULA, MS, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was First Federal Savings & Loan Association of Pascagoula-moss Point founded?
First Federal Savings & Loan Association of Pascagoula-moss Point was established in 1955, per the FDIC institution directory.
Is First Federal Savings & Loan Association of Pascagoula-moss Point FDIC-insured?
Yes. First Federal Savings & Loan Association of Pascagoula-moss Point is an FDIC-insured commercial bank (FDIC Certificate #30812). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First Federal Savings & Loan Association of Pascagoula-moss Point?
First Federal Savings & Loan Association of Pascagoula-moss Point's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is First Federal Savings & Loan Association of Pascagoula-moss Point's CET1 capital ratio?
First Federal Savings & Loan Association of Pascagoula-moss Point reported a Common Equity Tier 1 (CET1) capital ratio of 19.53% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does First Federal Savings & Loan Association of Pascagoula-moss Point operate?
First Federal Savings & Loan Association of Pascagoula-moss Point operates 6 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is First Federal Savings & Loan Association of Pascagoula-moss Point's Texas Ratio?
First Federal Savings & Loan Association of Pascagoula-moss Point's Texas Ratio is 5.62% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
Go deeper on First Federal Savings & Loan Association of Pascagoula-moss Point.
Unlock the full terminal — 24 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Start freeFree account · no credit card required