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Unity Capital Corporation Financials, FR Y-9C Data and Filings

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Bank Holding Company Mississippi RSSD 1100028 FRS Est. 1984

Unity Capital Corporation is a bank holding company based in Mississippi with $297.7M in total consolidated assets as of June 30, 2026, according to its FR Y-9C filing with the Federal Reserve. It owns 1 bank that files a call report: Unity Bank of Mississippi ($281.8M in assets). It files with the SEC under CIK 747683: see its filings on EDGAR.

Key Financials FR Y-9C, consolidated, as of June 30, 2026

Total assets
$297.7M
Total deposits
$248.0M
Total equity
$26.0M
Net income (Q2 2026)
$440K
ROA
0.59%
ROE
6.92%
Net interest margin
3.94%
CET1 ratio
Not reported
Total loans
$164.3M
Efficiency ratio
83.17%
Equity / assets
8.74%
Tier 1 leverage ratio
12.43%
Total capital ratio
Not reported
Employees (FTE)
59

Source: FR Y-9C for June 30, 2026, consolidated across the holding company's banks and nonbank subsidiaries. Net income is for Q2 2026 alone; ROA, ROE and net interest margin annualize that quarter, and the margin is tax-equivalent, on average earning assets. Deposits add domestic and foreign-office deposits (Schedule HC, item 13). Capital ratios are as filed on Schedule HC-R (CET1: BHCAP793). Bank-level figures in the tables below come from each bank's own call report.

Bank Subsidiaries 1 bank held directly or through another holding company

Bank Charter State Total assets (call report) Share of bank assets Held through
Unity Bank of Mississippi State Non-Member Bank MS $281.8M 100.0% Held directly

Questions About Unity Capital Corporation

What are Unity Capital Corporation's total assets?

Unity Capital Corporation reported $297.7M in total consolidated assets as of June 30, 2026, according to its FR Y-9C filing with the Federal Reserve.

How many banks does Unity Capital Corporation own?

Unity Capital Corporation owns 1 bank that files a call report: Unity Bank of Mississippi.

Who owns Unity Bank of Mississippi?

Unity Bank of Mississippi is owned by Unity Capital Corporation. The bank reported $281.8M in total assets on its latest call report.

Where can I find Unity Capital Corporation's FR Y-9C?

Unity Capital Corporation files the FR Y-9C with the Federal Reserve every quarter. The reports are public on the FFIEC National Information Center under RSSD ID 1100028. This page summarizes the FR Y-9C for Q2 2026.

Does Unity Capital Corporation file with the SEC?

Yes. Unity Capital Corporation files with the SEC under Central Index Key (CIK) 747683.

Filing Details fiscal year and SEC registration

Fiscal year end
December 31
Ticker
—
SEC CIK
747683
SEC filings
—

Organization Map select + to expand a subsidiary's own holdings

Holding company Reporting bank Nonbank subsidiary

Direct Subsidiaries 2 active direct subsidiaries

Entity Type State Total Assets Share of bank subsidiary assets
Unity Bank of Mississippi · 837840 State Non-Member Bank MS $281.8M 100.0%
Fidelity National Loans Inc · 2857392 Nonbank Subsidiary MS — —

Share of bank subsidiary assets divides each bank's total assets by the combined assets of the bank subsidiaries listed. Nonbank subsidiaries are not counted.

Regulator records: FFIEC NIC profile (RSSD 1100028)