Bank of Anguilla
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Data as of · sourced from FFIEC call reports. How we update
Bank of Anguilla is an FDIC-insured commercial bank headquartered in Anguilla, MS, established in 1904 (FDIC certificate 8243), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $192.2M, up 0.8% from Q2 2025, the 50th largest of 57 banks headquartered in Mississippi. It reports no CET1 ratio; its Tier 1 leverage ratio was 14.67% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 8243
- Headquarters
- Anguilla, MS
- Established
- 1904
- Total assets, Q2 2026
- $192.2M
- Assets vs Q2 2025
- +0.8%
- Tier 1 leverage ratio, Q2 2026
- 14.67%
- Domestic offices
- 5 FDIC institution directory, current count
- Routing number
- 065302675
- Latest call report
- Q2 2026, FFIEC 051 · Bank of Anguilla call report
- Holding company
- PYRAMID FINANCIAL CORPORATION
- Asset rank in state
- 50th of 57 in Mississippi
Bank of Anguilla, based in Anguilla, Mississippi, reported $192 million in assets at June 30, 2026. It shrank its loan book 10.1% over the year, lower than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 5.5%). It also funds 14.67% of its assets with Tier 1 capital, higher than about three-quarters of banks its size (median 10.99%).
Problem loans roughly halved over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 2.66% of loans from 5.21%. Its $10 million commercial and industrial book is improving, with 12.72% past due or on nonaccrual, down from 35.93% a year earlier. Credit is the area to watch: it carries problem assets equal to 8.0% of the capital and reserves that would absorb them, about triple the median of 2.6% for banks its size.
As of June 30, 2026, Bank of Anguilla reported a return on assets of 1.19%, a nonperforming-loan ratio of 2.66% and a Texas ratio of 8.03%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Bank of Anguilla is the 50th largest of the 57 banks headquartered in Mississippi. Between Q1 2026 and Q2 2026, its total assets fell 3.6% to $192.2M, loans rose 4.1% and deposits fell 4.9%. The largest part of its loan book on June 30, 2026 was agricultural production loans, at 55.8% of total loans, ahead of farmland and other real estate loans at 17.4%. The FDIC Summary of Deposits lists 5 offices for it, in 4 cities in MS; its Rolling Fork 2 offices book 71% of its branch deposits. Judged on its Q2 2026 call report, Bank of Anguilla meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 130 Holland St, Anguilla, MS 38721
- County
- Sharkey
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- No
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1904
- Domestic offices
- 5 FDIC institution directory, current count
- Employees (FTE)
- 30
- Domestic deposits
- $158.3M
- Allowance for credit losses
- $2.3M
- Net charge-offs (YTD)
- $33K
- Average total assets
- $194.9M
- Average total loans
- $94.9M
- Average interest-bearing deposits
- $117.8M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 8243
- Fed RSSD
- 31835
- SEC CIK
- 837907 → filed by PYRAMID FINANCIAL CORPORATION
- Website
- WWW.BANKOFANGUILLA.COM →
- Parent Holding Company
- PYRAMID FINANCIAL CORPORATION (RSSD 3664216)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Bank of Anguilla reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Bank of Anguilla's total assets moved between a low of $175.4M (Q3 2024) and a high of $203.5M (Q4 2023) from Q3 2023 to Q2 2026, and it earned a profit in 11 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$192.2M total assets against $190.7M; $162.7M total liabilities against $165.7M.
$91.6M net loans and leases against $102.1M; $158.3M total deposits against $160.5M.
$47.7M securities against $46.0M; $31.4M cash and balances due against $21.9M.
$2.5M total interest income against $2.4M; $606K total interest expense against $530K.
$1.9M net interest income against $1.9M.
$136K total noninterest income against $161K; $1.2M total noninterest expense against $1.0M.
$0 provision for credit losses against $0.
$578K net income against $817K.
1.19% return on assets against 1.60%; 4.32% net interest margin against 4.22%.
14.67% tier 1 leverage ratio against 13.42%.
Inside the full Bank of Anguilla terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
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Its closest position to the top of a national ranking is 829 of 3,640, for Texas Ratio; its furthest is 3,016 of 4,196, for total assets.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.59% (Q4 2024) to 1.87% (Q3 2024) and its net interest margin ran from 3.61% (Q1 2026) to 4.78% (Q3 2024).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 14.67% | 1.19% | 2.66% | 8.03% | 4.32% |
| Q1 2026 | 14.37% | 1.11% | 6.10% | 17.84% | 3.61% |
| Q4 2025 | 15.68% | 0.72% | 5.93% | 18.47% | 4.19% |
| Q3 2025 | 14.65% | 1.39% | 10.24% | 35.17% | 4.65% |
| Q2 2025 | 13.42% | 1.60% | 5.21% | 20.51% | 4.22% |
| Q1 2025 | 13.18% | 1.51% | 5.59% | 20.21% | 4.07% |
| Q4 2024 | 14.08% | 0.59% | 2.94% | 11.93% | 4.47% |
| Q3 2024 | 14.68% | 1.87% | 0.38% | 1.59% | 4.78% |
Swipe the table sideways to see every column.
Branch Network
View all 5 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Rolling Fork Branch | Rolling Fork , MS | 39159 | $111.8M |
| Bank of Anguilla (main office) | Anguilla , MS | 38721 | $18.1M |
| Cary Branch | Cary , MS | 39054 | $14.5M |
| Mayersville Branch | Mayersville , MS | 39113 | $13.9M |
| Drive-In Teller's Window Branch | Rolling Fork , MS | 39159 | $0 |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.2% of deposits in MS, rank 61 of 80 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $21K approved, $21K average. 100.00% of that year's loans have since been charged off
- Period: Federal fiscal year 1998 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Bank of Anguilla
What are Bank of Anguilla's total assets?
As of the Q2 2026 filing, Bank of Anguilla reported total assets of $192.2 million in its FFIEC call report.
Where is Bank of Anguilla headquartered?
It is headquartered in Anguilla, MS, United States.
When was Bank of Anguilla founded?
It was established in 1904, per the FDIC institution directory.
Is Bank of Anguilla FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #8243). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Anguilla?
Bank of Anguilla's primary federal regulator is the FDIC.
How many branches does Bank of Anguilla operate?
It operates 5 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bank of Anguilla's Texas Ratio?
Its Texas Ratio is 8.03% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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