Bank Comparison
Bank of Anguilla vs Jefferson Bank, the
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
5 · 15
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Bank of Anguilla | Jefferson Bank, the |
|---|---|---|
| CET1 Ratio | — | 18.59% |
| Tier 1 Capital Ratio | — | 18.59% |
| Total Capital Ratio | — | 19.87% |
| Tier 1 Leverage Ratio | 14.37% | 17.33% |
| Equity / Assets | 14.35% | 16.86% |
Profitability
| Metric | Bank of Anguilla | Jefferson Bank, the |
|---|---|---|
| Return on Assets (ROA) | 1.11% | 2.35% |
| Return on Equity (ROE) | 7.63% | 14.22% |
| Net Interest Margin (NIM) | 3.61% | 5.43% |
| Yield on Earning Assets | 4.69% | 7.74% |
| Cost of Funds | 1.18% | 2.74% |
Asset quality
| Metric | Bank of Anguilla | Jefferson Bank, the |
|---|---|---|
| Texas Ratio | 17.84% | 1.52% |
| Non-Performing Loan Ratio | 5.56% | 0.42% |
| Non-Performing Asset Ratio | 2.53% | 0.31% |
| Net Charge-Off Ratio | 0.00% | 0.00% |
| ACL / Loans | 2.60% | 5.01% |
Balance sheet
| Metric | Bank of Anguilla | Jefferson Bank, the |
|---|---|---|
| Total Assets | $199,368K | $202,502K |
| Total Deposits | $166,495K | $167,368K |
| Total Loans | $90,179K | $149,687K |
| Total Equity | $28,619K | $34,144K |
| Net Income (quarter) | $543 | $1,196K |
Liquidity & funding
| Metric | Bank of Anguilla | Jefferson Bank, the |
|---|---|---|
| Loan-to-Deposit Ratio | 54.16% | 89.44% |
| Core Deposit Ratio | 83.80% | 71.68% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Bank of Anguilla | Jefferson Bank, the |
|---|---|---|
| Headquarters City | ANGUILLA | GREENVILLE |
| Headquarters State | MS | MS |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 5 | 3 |
| Employees (FTE) | 31 | 17 |
| Established | Jan. 1, 1904, midnight | Jan. 3, 1901, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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