Jefferson Bank, the
Capital moved notably last quarter — CET1 ratio of 18.59% was down 201bps from the prior quarter. Jefferson Bank, the is the primary bank subsidiary of its parent holding company, headquartered in Greenville, MS, in the years before the Federal Reserve System's founding. On its most recent Q1 2026 call report, Jefferson Bank, the reported $203M in total assets against $167M in deposits. Returns are notably above industry norms: 2.35% ROA, 14.22% ROE, and 5.43% NIM. Capital cushions are healthy: 18.59% CET1, 17.33% Tier 1 leverage. Credit metrics are pristine, with nonperforming loans at just 0.42%. It operates 3 branches, primarily in Mississippi.
Headquarters Profile
- Address
- 3008 E Reed Rd, GREENVILLE, MS 38703
- County
- Washington
- Metro Area
- NATCHEZ, MS-LA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 13
- Established
- January 3, 1901
- Branches
- 3 domestic
- Employees (FTE)
- 17
- FDIC Cert
- 11445
- Fed RSSD
- 703039
- Website
- www.thejeffersonbank.com →
- Parent Holding Company
- SOUTHEAST ARKANSAS BANK CORPORATION (RSSD 1137033)
Capital & Liquidity
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Jefferson Bank, the rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeFailure, Government Assistance ProvidedFFIEC NIC
- MergerParticipated in FDIC Assisted MergerFDIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
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Frequently asked about Jefferson Bank, the
What are Jefferson Bank, the's total assets?
As of the Q1 2026 filing, Jefferson Bank, the reported total assets of $202.5 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Jefferson Bank, the headquartered?
Jefferson Bank, the is headquartered in GREENVILLE, MS, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Jefferson Bank, the founded?
Jefferson Bank, the was established in 1901, per the FDIC institution directory.
Is Jefferson Bank, the FDIC-insured?
Yes. Jefferson Bank, the is an FDIC-insured commercial bank (FDIC Certificate #11445). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Jefferson Bank, the?
Jefferson Bank, the's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Jefferson Bank, the's CET1 capital ratio?
Jefferson Bank, the reported a Common Equity Tier 1 (CET1) capital ratio of 18.59% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Jefferson Bank, the operate?
Jefferson Bank, the operates 3 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Jefferson Bank, the's Texas Ratio?
Jefferson Bank, the's Texas Ratio is 1.52% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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