The Jefferson Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Jefferson Bank of Greenville, MS against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.94% | 1.34% | +0.60% | 84th top |
| ROAE | 12.20% | 13.31% | -1.11% | 49th below |
| Net Interest Margin | 5.05% | 3.93% | +1.12% | 93rd top |
| Efficiency Ratio | 41.16% | 61.14% | -19.98% | 94th top |
| PPNR / Avg Assets | 2.69% | 1.68% | +1.01% | 92nd top |
| Yield on Earning Assets | 7.76% | 5.67% | +2.09% | 99th top |
| Cost of Funds | 3.09% | 1.88% | +1.21% | 4th bottom |
| Net Interest Spread | 4.04% | 3.32% | +0.72% | 84th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.38% | 0.94% | -0.56% | 52nd above |
| NPA / Total Assets | 0.30% | 0.70% | -0.40% | 51st above |
| NCO / Avg Loans | -0.15% | 0.16% | -0.31% | 98th top |
| ACL / Total Loans | 4.60% | 1.28% | +3.32% | 100th top |
| ACL / NPLs (Coverage) | 1213.00% | 1538.75% | -325.75% | — |
| Texas Ratio | 1.46% | 7.33% | -5.87% | 68th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 17.65% | 19.50% | -1.85% | 67th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 17.65% | 19.54% | -1.89% | 67th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 18.93% | 20.62% | -1.69% | 68th above |
| Leverage Ratio | 16.65% | 12.14% | +4.51% | 92nd top |
| Equity / Assets | 16.64% | 11.37% | +5.27% | 92nd top |
| TCE / Tangible Assets | 16.64% | 11.09% | +5.55% | 93rd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 93.98% | 80.63% | +13.35% | 21st bottom |
| Core Deposit Ratio | 55.25% | 86.87% | -31.62% | 1st bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 16.58% | 6.85% | +9.73% | 93rd top |
| Loan Growth (Y/Y) | 23.13% | 7.90% | +15.23% | 95th top |
| Deposit Growth (Y/Y) | 18.78% | 6.29% | +12.49% | 94th top |
See The Jefferson Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Jefferson Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Jefferson Bank profile, how to read a UBPR, or how this data updates.