Bank of Anguilla: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 5.15 percentage points higher than in Q1 2026, at 59.31%. Within Mississippi, Bank of Anguilla is 49th of 57 on loan-to-deposit ratio, 59.31% as of Q2 2026, below the middle of the field. Bank of Anguilla reported 59.31% on loan-to-deposit ratio for Q2 2026, 21.53 points below the 80.84% median for banks in the $100M-1B asset tier.
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $93.9M |
| Net loans and leases | $91.6M |
| Loans held for sale | $0 |
| Loans to total assets | 48.84% |
| Loan-to-deposit ratio | 59.31% |
| Net loans to equity capital | 3.14% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 0.19% |
| Multifamily (5+ residential) | 0.00% |
| Commercial and industrial | 10.87% |
| Consumer | 5.03% |
| Credit cards | 0.00% |
| Farm | 17.38% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.55% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 0.77% |
| Construction concentration (Tier 1 capital + allowance) | 0.20% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 7.67% |
| Interest income on loans | $1.8M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $80.5M | $174.7M | 0.84% | 12.86% | 6.70% |
| Q4 2023 | $96.3M | $178.8M | 0.69% | 9.93% | 5.63% |
| Q1 2024 | $91.0M | $171.1M | 0.65% | 13.57% | 5.23% |
| Q2 2024 | $97.8M | $154.2M | 0.57% | 12.69% | 5.05% |
| Q3 2024 | $95.4M | $146.9M | 1.48% | 15.52% | 5.32% |
| Q4 2024 | $97.7M | $166.1M | 1.44% | 13.61% | 5.56% |
| Q1 2025 | $92.9M | $173.5M | 1.50% | 14.16% | 5.66% |
| Q2 2025 | $104.4M | $160.5M | 1.31% | 12.73% | 4.53% |
| Q3 2025 | $96.1M | $154.7M | 1.42% | 11.81% | 4.97% |
| Q4 2025 | $95.3M | $159.1M | 1.42% | 11.52% | 4.98% |
| Q1 2026 | $90.2M | $166.5M | 1.49% | 13.16% | 5.13% |
| Q2 2026 | $93.9M | $158.3M | 0.19% | 10.87% | 5.03% |
Bank of Anguilla loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Anguilla, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Anguilla profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8243) · FFIEC NIC profile (RSSD 31835)