Bank call report · Biloxi, MS
The Peoples Bank, Biloxi, Mississippi Call Report
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The Peoples Bank, Biloxi, Mississippi filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 317 reported line items, schedule by schedule (430 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 870539 |
| FDIC certificate number | 340 |
| Total assets | $770.7M |
Official Q2 2026 call report PDF (FFIEC) →
The Peoples Bank, Biloxi, Mississippi call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (25 items)
About Schedule RC · The Peoples Bank, Biloxi, Mississippi balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $770.7M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $770.7M |
| Total Liabilities and Minority Interest | RCON2948 | $669.8M |
| Total Deposits | RCON2200 | $610.1M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $433.1M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $332.4M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $277.2M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $274.1M |
| Deposits: Noninterest-bearing | RCON6631 | $177.1M |
| Total Equity Capital | RCON3210 | $100.8M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $100.8M |
| Held-to-maturity Securities, Total | RCON1754 | $82.0M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $82.0M |
| Surplus | RCON3839 | $75.0M |
| Undivided Profits and Capital Reserves | RCON3632 | $54.5M |
| Other Assets | RCON2160 | $41.0M |
| Other Borrowed Money | RCON3190 | $38.5M |
| Accumulated Other Comprehensive Income | RCONB530 | -$28.9M |
| Other Liabilities, Total | RCON2930 | $21.2M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $16.8M |
| Interest-bearing Balances | RCON0071 | $13.4M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $10.6M |
| Allowance for Loan and Lease Losses | RCON3123 | $3.1M |
| Intangible Assets | RCON2143 | $383K |
| Common Stock | RCON3230 | $365K |
Schedule RI: Income Statement (38 items)
About Schedule RI · The Peoples Bank, Biloxi, Mississippi income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $14.5M |
| Total Noninterest Expense | RIAD4093 | $11.3M |
| Net Interest Income | RIAD4074 | $10.7M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $8.4M |
| Salaries and Employee Benefits | RIAD4135 | $5.5M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $5.1M |
| Other Noninterest Expense | RIAD4092 | $4.0M |
| Total Interest Expense | RIAD4073 | $3.9M |
| Total Noninterest Income | RIAD4079 | $3.7M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $3.2M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $3.1M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $3.1M |
| Interest on Other Securities | RIAD4060 | $2.6M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $2.5M |
| Net Income (Loss) | RIAD4340 | $2.5M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $2.5M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $2.4M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $2.0M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $1.8M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $1.6M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $821K |
| Other Noninterest Income | RIADB497 | $725K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $693K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $537K |
| Applicable Income Taxes | RIAD4302 | $519K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $355K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $257K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $254K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $173K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $140K |
| Other Interest Expense | RIADGW44 | $111K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $85K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $41K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $31K |
| Other Interest Income | RIAD4518 | $23K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | -$14K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $4K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 132 |
Schedule RC-B: Securities (39 items)
About Schedule RC-B · The Peoples Bank, Biloxi, Mississippi securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $26.2M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $23.7M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $358.2M |
| Pledged Securities | RCON0416 | $273.4M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $163.8M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $159.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $123.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $109.3M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $99.3M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $83.9M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $83.7M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $73.5M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $72.0M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $63.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $52.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $52.4M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $29.4M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $28.2M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $26.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $21.5M |
| Asset-backed Securities: Available-for-sale Amortized Cost | RCONC989 | $14.9M |
| Total (Asset-backed Securities) Fair Value - Available-for-sale | RCONC027 | $14.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $14.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $10.5M |
| Amortized Cost of Held-to-maturity U.S. Treasury Securities | RCON0211 | $9.9M |
| Fair Value of Held-to-maturity U.S. Treasury Securities | RCON0213 | $9.9M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost | RCONHT60 | $7.8M |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Available-for-sale: Amortized Cost | RCONPV00 | $7.8M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value | RCONHT61 | $7.6M |
| Guaranteed by U.S. Government Agencies or Sponsored Agencies Included in Schedule Rc-b, Item 5.B - Available-for-sale, Fair Value | RCONPV01 | $7.6M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $7.5M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $7.5M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :All Other Commercial MBS: Available-for-sale Amortized Cost | RCONK156 | $5.1M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :All Other Commercial MBS: Available-for-sale Fair Value | RCONK157 | $4.5M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $4.1M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $4.1M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $804K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $675K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $448K |
Schedule RC-C, Part I: Loans and Leases (35 items)
About Schedule RC-C, Part I · The Peoples Bank, Biloxi, Mississippi loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $277.2M |
| Pledged Loans and Leases | RCONG378 | $267.0M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $94.5M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $79.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $48.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $48.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $46.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $41.6M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $33.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $30.5M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $26.1M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $25.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $18.6M |
| Commercial and Industrial Loans | RCON1766 | $16.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $15.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $15.3M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $6.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $6.1M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $5.0M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $4.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $3.5M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $3.4M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $3.1M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $2.8M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $2.4M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $2.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $2.1M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Owner-occupied Nonfarm Nonresidential Properties | RCONK161 | $450K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $450K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $356K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $334K |
| Other Loans | RCONJ464 | $210K |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $39K |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $9K |
| Real Estate Loans Secured by Farmland | RCON1420 | $6K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (16 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $15.3M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $3.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $2.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $992K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $736K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $483K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $9K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $6K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 49 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 40 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 28 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 13 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 12 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 11 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 1 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 1 |
Schedule RC-E: Deposit Liabilities (24 items)
About Schedule RC-E · The Peoples Bank, Biloxi, Mississippi deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Transaction Accounts | RCON2215 | $497.4M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $259.4M |
| Total Demand Deposits (See Note Below) | RCON2210 | $249.3M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $237.8M |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $112.7M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $108.4M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $76.4M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $18.8M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $14.5M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $12.5M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $11.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $10.5M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $9.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $8.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $7.3M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $4.3M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $4.3M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $3.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $3.8M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $1.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $1.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $745K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $277K |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $167K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $18.7M |
| Net Deferred Tax Assets | RCON2148 | $11.3M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $4.2M |
| Accrued Interest Receivable | RCONB556 | $3.0M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $1.9M |
| Other Assets | RCON2168 | $1.9M |
| Prepaid Expenses | RCON2166 | $1.5M |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $16.1M |
| Deferred Compensation Liabilities | RCONC011 | $16.1M |
| Other Expenses Accrued and Unpaid | RCON3646 | $5.0M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $46K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $44K |
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · The Peoples Bank, Biloxi, Mississippi quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $787.8M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $290.8M |
| Quarterly Average of Total Loans | RCON3360 | $272.1M |
| All Other Securities | RCONB560 | $204.9M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $166.3M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $162.5M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $84.1M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $75.0M |
| Mortgage-backed Securities | RCONB559 | $43.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $24.8M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $15.7M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $12.5M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $11.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $7.5M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $6.8M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $10K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (6 items)
About Schedule RC-L · The Peoples Bank, Biloxi, Mississippi derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $18.6M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $16.6M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $6.3M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $5.5M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $3.6M |
| Performance Standby Letters of Credit | RCON3821 | $133K |
Schedule RC-M: Memoranda (5 items)
About Schedule RC-M · The Peoples Bank, Biloxi, Mississippi memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $38.5M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $38.5M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $8.2M |
| All other intangible assets | RCONJF76 | $383K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 3 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (9 items)
About Schedule RC-N · The Peoples Bank, Biloxi, Mississippi past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $648K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $511K |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $486K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $479K |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $76K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $53K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $7K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $5K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $3K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · The Peoples Bank, Biloxi, Mississippi other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $787.8M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $610.2M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $366.1M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $239.8M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $117.9M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $4.3M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 22,752 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 285 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 245 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (22 items)
About Schedule RC-R, Part I · The Peoples Bank, Biloxi, Mississippi regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $787.8M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $776.1M |
| Total Assets | RCOA2170 | $770.7M |
| Common Equity Tier 1 Capital | RCOAP859 | $118.1M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $118.1M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $118.1M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $100.8M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $75.3M |
| Retained Earnings | RCOAKW00 | $54.5M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $50.7M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $50.6M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$29.4M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$28.9M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $11.7M |
| Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls | RCOAP843 | $11.3M |
| Less: Amounts Recorded in AOCI Attributed to Defined Benefit Postretirement Plans Resulting from the Initial and Subsequent Application of the Relevant GAAP Standards That Pertain to Such Plans (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP847 | $458K |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $383K |
| Off-balance sheet exposures: Other off-balance sheet exposures | RCOAKX81 | $133K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1522 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.0658 |
Schedule RC-T: Fiduciary and Related Services (38 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $398.8M |
| Corporate Trust and Agency Accounts - Non-managed Assets | RCONB885 | $352.5M |
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $176.4M |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $121.0M |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $77.2M |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $59.4M |
| Employee Benefit-defined Contribution - Non-managed Assets | RCONB873 | $30.3M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $27.8M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $27.8M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $20.2M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $16.1M |
| Corporate Trust and Agency Accounts - Managed Assets | RCONB884 | $5.1M |
| Other Fiduciary Accounts - Managed Assets | RCONB890 | $4.8M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $2.0M |
| Income from Fiduciary Activities | RIAD4070 | $1.3M |
| Personal Trust and Agency Accounts | RIADB904 | $453K |
| Gross Fees, Commissions and Other Fiduciary Income: Corporate Trust and Agency Accounts | RIADA479 | $416K |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $182K |
| Other Retirement Accounts | RIADB907 | $163K |
| Custody and Safekeeping Accounts | RIADB909 | $107K |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $8K |
| All Other Fiduciary Income | RIADA480 | $7K |
| Employee Benefit-defined Contribution | RIADB905 | $6K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 394 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 370 |
| Corporate Trust and Agency Accounts - Number of Non-managed Accounts | RCONC002 | 308 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 142 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 142 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 139 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 102 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 82 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 61 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 60 |
| Other Fiduciary Accounts - Number of Managed Accounts | RCONB892 | 5 |
| Corporate Trust and Agency Accounts - Number of Managed Accounts | RCONC001 | 3 |
| Employee Benefit-defined Contribution - Number of Non-managed Accounts | RCONB875 | 2 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 2 |
| Employee Benefit-defined Contribution - Number of Managed Accounts | RCONB874 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $100.8M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $99.8M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $99.8M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $1.0M |
| Other Comprehensive Income | RIADB511 | -$469K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (11 items)
About Schedule RI-B, Part I · The Peoples Bank, Biloxi, Mississippi charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $248K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries | RIADC896 | $157K |
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $87K |
| Charge-offs on All Other Loans | RIAD4644 | $81K |
| Recoveries on All Other Loans | RIAD4628 | $60K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $16K |
| 1-4 Family Residential Construction Loans Recoveries | RIADC892 | $9K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $4K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $3K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $3K |
| Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens | RIADC234 | $2K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (6 items)
About Schedule RI-B, Part II · The Peoples Bank, Biloxi, Mississippi changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $3.1M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $2.9M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $87K |
| Balance end of current period, Held-to-maturity debt securities | RIADJH93 | $31K |
| Balance most recently reported for end of previous calendar year, Report of Condition and Income Held-to-maturity debt securities (i.e., after adjustments from amended Reports of Income) | RIADJH88 | $31K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$14K |
The Peoples Bank, Biloxi, Mississippi call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the The Peoples Bank, Biloxi, Mississippi call report?
The The Peoples Bank, Biloxi, Mississippi call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does The Peoples Bank, Biloxi, Mississippi file?
The Peoples Bank, Biloxi, Mississippi files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the The Peoples Bank, Biloxi, Mississippi call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: The Peoples Bank, Biloxi, Mississippi has Federal Reserve RSSD ID 870539 and FDIC certificate number 340. Either one finds its filings on the FFIEC Central Data Repository.
How often does The Peoples Bank, Biloxi, Mississippi file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
The Peoples Bank, Biloxi, Mississippi financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 340) · FFIEC NIC profile (RSSD 870539)