Bank of Brookhaven: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 158.01 percentage points in Q2 2026, from 4524.14% to 4682.14%. It was the largest change from Q1 2026 among the key lines here. Within Mississippi, Bank of Brookhaven is 25th of 57 on return on assets, 1.23% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets; Bank of Brookhaven reported 1.23% for Q2 2026, nearly level with it.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 18.04% |
| Tier 1 risk-based capital ratio | 18.04% |
| Total risk-based capital ratio | 18.83% |
| Tier 1 leverage ratio | 11.64% |
| Equity capital to assets | 10.93% |
| Tangible equity to tangible assets | 10.93% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.02% |
| Non-performing assets ratio | 0.01% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.11% |
| Allowance for credit losses to loans | 0.89% |
| Reserve coverage of non-performing loans | 4682.14% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.23% |
| Return on equity | 11.44% |
| Net interest margin | 3.81% |
| Efficiency ratio | 61.05% |
| Yield on earning assets | 5.54% |
| Cost of funds | 1.84% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 64.48% |
| Core deposits to total deposits | 95.73% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 87.53% |
| Securities to assets | 30.92% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 18.72% | 18.72% | 19.40% | 11.98% | 5.31% |
| Q4 2023 | 17.98% | 17.98% | 18.66% | 11.75% | -0.73% |
| Q1 2024 | 17.83% | 17.83% | 18.57% | 11.38% | 1.13% |
| Q2 2024 | 17.46% | 17.46% | 18.20% | 11.75% | 1.18% |
| Q3 2024 | 17.86% | 17.86% | 18.60% | 12.00% | 1.15% |
| Q4 2024 | 17.42% | 17.42% | 18.21% | 11.81% | 0.43% |
| Q1 2025 | 17.56% | 17.56% | 18.33% | 11.51% | 1.41% |
| Q2 2025 | 18.28% | 18.28% | 19.02% | 11.63% | 1.34% |
| Q3 2025 | 18.89% | 18.89% | 19.64% | 12.20% | 1.37% |
| Q4 2025 | 17.96% | 17.96% | 18.76% | 11.95% | -0.01% |
| Q1 2026 | 17.08% | 17.08% | 17.84% | 11.64% | 1.32% |
| Q2 2026 | 18.04% | 18.04% | 18.83% | 11.64% | 1.23% |
Bank of Brookhaven vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Brookhaven, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Brookhaven profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35439) · FFIEC NIC profile (RSSD 2877831)