Bank Comparison
Bank of Holland vs Bank of Brookhaven
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
4 · 11
winning metrics across 16 scored rows (1 tied)
Compare a different pair
Search for a bank in each box, choose it from the list, then press Compare.
Capital adequacy
| Metric | Bank of Holland | Bank of Brookhaven |
|---|---|---|
| CET1 Ratio | 14.59% | 18.04% |
| Tier 1 Capital Ratio | 14.59% | 18.04% |
| Total Capital Ratio | 15.79% | 18.83% |
| Tier 1 Leverage Ratio | 8.77% | 11.64% |
| Equity / Assets | 8.23% | 10.93% |
Profitability
| Metric | Bank of Holland | Bank of Brookhaven |
|---|---|---|
| Return on Assets (ROA) | 1.51% | 1.23% |
| Return on Equity (ROE) | 18.96% | 11.44% |
| Net Interest Margin (NIM) | 3.80% | 3.81% |
| Yield on Earning Assets | 4.93% | 5.54% |
| Cost of Funds | 1.30% | 1.84% |
Asset quality
| Metric | Bank of Holland | Bank of Brookhaven |
|---|---|---|
| Texas Ratio | 2.61% | 0.11% |
| Non-Performing Loan Ratio | 0.31% | 0.02% |
| Non-Performing Asset Ratio | 0.22% | 0.01% |
| Net Charge-Off Ratio | 0.00% | 0.00% |
| ACL / Loans | 1.02% | 0.89% |
Balance sheet
| Metric | Bank of Holland | Bank of Brookhaven |
|---|---|---|
| Total Assets | $261.6M | $262.2M |
| Total Deposits | $234.1M | $229.5M |
| Total Loans | $184.8M | $148.0M |
| Total Equity | $21.5M | $28.7M |
| Net Income (quarter) | $996K | $804K |
Liquidity & funding
| Metric | Bank of Holland | Bank of Brookhaven |
|---|---|---|
| Loan-to-Deposit Ratio | 78.94% | 64.48% |
| Core Deposit Ratio | 89.95% | 95.73% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Bank of Holland | Bank of Brookhaven |
|---|---|---|
| Headquarters City | Holland | Brookhaven |
| Headquarters State | NY | MS |
| Asset Tier | $100M to $1B in assets | $100M to $1B in assets |
| Regulator | FDIC | FDIC |
| Domestic Branches | 3 | 1 |
| Employees (FTE) | 37 | 30 |
| Established | October 21, 1893 | January 31, 2000 |
About this comparison
All metrics are sourced from FFIEC call report filings, the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of June 30, 2026. The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio. Size and identity rows (assets, deposits, loans, equity, branches, employees) are shown for context and are not scored, and two values that match at the precision shown count as a tie.
View full Bank of Holland profile | View full Bank of Brookhaven profile | Browse all bank comparisons