Stockgrowers State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Stockgrowers State Bank of Ashland, KS against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.45% | 1.34% | +0.11% | 61st above |
| ROAE | 10.91% | 13.32% | -2.41% | 41st below |
| Net Interest Margin | 4.10% | 3.93% | +0.17% | 59th above |
| Efficiency Ratio | 64.90% | 61.13% | +3.77% | 39th below |
| PPNR / Avg Assets | 1.50% | 1.68% | -0.18% | 44th below |
| Yield on Earning Assets | 5.56% | 5.67% | -0.11% | 48th below |
| Cost of Funds | 1.65% | 1.88% | -0.23% | 60th above |
| Net Interest Spread | 3.61% | 3.32% | +0.29% | 65th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans | -0.09% | 0.16% | -0.25% | 96th top |
| ACL / Total Loans | 1.16% | 1.28% | -0.12% | 46th below |
| Texas Ratio | 0.00% | 7.34% | -7.34% | 95th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 14.13% | 12.14% | +1.99% | 82nd top |
| Equity / Assets | 13.00% | 11.36% | +1.64% | 79th top |
| TCE / Tangible Assets | 12.65% | 11.08% | +1.57% | 78th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 83.19% | 80.66% | +2.53% | 45th below |
| Core Deposit Ratio | 82.69% | 86.85% | -4.16% | 23rd bottom |
| Wholesale Funding Ratio | 6.29% | 5.04% | +1.25% | 30th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.46% | 6.84% | -2.38% | 50th above |
| Loan Growth (Y/Y) | 17.38% | 7.92% | +9.46% | 90th top |
| Deposit Growth (Y/Y) | 0.92% | 6.29% | -5.37% | 29th below |
See Stockgrowers State Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Stockgrowers State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Stockgrowers State Bank profile, how to read a UBPR, or how this data updates.