Stockgrowers State Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Other borrowed money: 313.3% higher than in Q1 2026, at $13.9M. Within Kansas, Stockgrowers State Bank is 62nd of 182 on loan-to-deposit ratio, 83.19% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 80.94% on loan-to-deposit ratio; Stockgrowers State Bank reported 83.19% for Q2 2026, nearly level with it.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $4.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $66.4M |
| Fed funds sold and reverse repos | $1.7M |
| Fed funds sold and reverse repos to assets | 0.77% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $329K |
| Other borrowed money | $13.9M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 6.14% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 83.19% |
| Net loans and leases to deposits | 82.22% |
| Loans and leases to core deposits | 100.61% |
| Core deposits to total deposits | 82.69% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 71.11% | 87.39% | $154K | $27.4M |
| Q4 2023 | 63.98% | 89.23% | $0 | $19.4M |
| Q1 2024 | 77.28% | 87.05% | $0 | $29.4M |
| Q2 2024 | 75.76% | 82.40% | $0 | $25.8M |
| Q3 2024 | 74.66% | 77.01% | $352K | $21.0M |
| Q4 2024 | 75.93% | 79.37% | $0 | $16.1M |
| Q1 2025 | 69.89% | 81.09% | $0 | $11.7M |
| Q2 2025 | 71.53% | 78.89% | $0 | $9.1M |
| Q3 2025 | 79.26% | 79.91% | $261K | $18.3M |
| Q4 2025 | 69.45% | 84.61% | $0 | $1.2M |
| Q1 2026 | 75.24% | 82.63% | $0 | $3.4M |
| Q2 2026 | 83.19% | 82.69% | $329K | $13.9M |
Stockgrowers State Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Stockgrowers State Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Stockgrowers State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17650) · FFIEC NIC profile (RSSD 424156)