Stockgrowers State Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Equity capital to average assets rose 0.38 percentage points in Q2 2026 to 13.46%, the biggest move on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 14.13% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $30.9M |
| Tier 1 capital | $30.9M |
| Total risk-based capital | — |
| Total equity capital | $29.5M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 13.00% |
| Tangible equity to tangible assets | 12.65% |
| Equity capital to average assets | 13.46% |
| Internal capital growth rate | 6.52% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $400K |
| Common stock surplus | $10.7M |
| Retained earnings | $20.7M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$2.3M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 12.84% | 8.46% | 8.26% |
| Q4 2023 | 12.74% | 8.97% | 8.80% |
| Q1 2024 | 12.13% | 9.39% | 9.22% |
| Q2 2024 | 12.36% | 9.60% | 9.42% |
| Q3 2024 | 12.53% | 10.81% | 10.63% |
| Q4 2024 | 12.17% | 9.61% | 9.44% |
| Q1 2025 | 12.02% | 9.64% | 9.48% |
| Q2 2025 | 13.33% | 12.25% | 11.88% |
| Q3 2025 | 13.71% | 12.36% | 12.00% |
| Q4 2025 | 13.60% | 12.56% | 12.20% |
| Q1 2026 | 13.78% | 13.24% | 12.87% |
| Q2 2026 | 14.13% | 13.00% | 12.65% |
Stockgrowers State Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Stockgrowers State Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Stockgrowers State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17650) · FFIEC NIC profile (RSSD 424156)