Stockgrowers State Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Loan-to-deposit ratio climbed 7.95 percentage points in Q2 2026, from 75.24% to 83.19%. It was the largest change from Q1 2026 among the key lines here. Within Kansas, Stockgrowers State Bank is 94th of 182 on return on assets, 1.45% as of Q2 2026, below the middle of the field. Stockgrowers State Bank reported 1.45% on return on assets for Q2 2026, 0.21 points above the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 14.13% |
| Equity capital to assets | 13.00% |
| Tangible equity to tangible assets | 12.65% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | -0.09% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 1.16% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.45% |
| Return on equity | 10.91% |
| Net interest margin | 4.10% |
| Efficiency ratio | 64.90% |
| Yield on earning assets | 5.56% |
| Cost of funds | 1.65% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 83.19% |
| Core deposits to total deposits | 82.69% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 79.79% |
| Securities to assets | 27.11% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 12.84% | 0.61% | 2.60% | 0.00% | 0.00% |
| Q4 2023 | 12.74% | 0.68% | 2.72% | 0.00% | 0.00% |
| Q1 2024 | 12.13% | 0.99% | 2.87% | 0.00% | -0.00% |
| Q2 2024 | 12.36% | 0.78% | 2.77% | 0.00% | -0.04% |
| Q3 2024 | 12.53% | 0.86% | 2.87% | 0.00% | 0.00% |
| Q4 2024 | 12.17% | 0.99% | 3.14% | 0.00% | -0.02% |
| Q1 2025 | 12.02% | 1.24% | 3.28% | 0.00% | -0.01% |
| Q2 2025 | 13.33% | 1.42% | 4.60% | 0.00% | -0.03% |
| Q3 2025 | 13.71% | 1.28% | 3.63% | 0.00% | 0.00% |
| Q4 2025 | 13.60% | 1.41% | 3.83% | 0.00% | 0.00% |
| Q1 2026 | 13.78% | 1.59% | 4.02% | 0.00% | 0.00% |
| Q2 2026 | 14.13% | 1.45% | 4.10% | 0.00% | -0.09% |
Stockgrowers State Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Stockgrowers State Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Stockgrowers State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17650) · FFIEC NIC profile (RSSD 424156)