Buckeye Community Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Net interest margin rose 0.20 percentage points from Q1 2026 to Q2 2026, ending at 4.33% against 4.13%. It was the largest change among the key lines on this page. Within Ohio, Buckeye Community Bank is 32nd of 156 on net interest margin, 4.33% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. Buckeye Community Bank sits 0.38 points higher, at 4.33% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.09% |
| Yield on loans | 6.78% |
| Yield on securities | 2.17% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.88% |
| Cost of interest-bearing deposits | 2.67% |
| Cost of interest-bearing liabilities | 2.65% |
| Cost of borrowings | 0.00% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.33% |
| Yield to cost spread | 3.44% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $3.2M |
| Total interest expense | $1.0M |
| Interest expense on deposits | $1.0M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 5.30% | 1.38% | 4.01% | 6.14% | 1.61% |
| Q4 2023 | 5.52% | 1.44% | 4.19% | 6.26% | 1.62% |
| Q1 2024 | 5.58% | 1.61% | 4.08% | 6.35% | 1.52% |
| Q2 2024 | 5.59% | 1.87% | 3.83% | 6.33% | 1.53% |
| Q3 2024 | 5.64% | 1.98% | 3.79% | 6.43% | 1.50% |
| Q4 2024 | 5.76% | 1.88% | 4.00% | 6.53% | 1.60% |
| Q1 2025 | 5.64% | 1.71% | 4.03% | 6.30% | 1.76% |
| Q2 2025 | 5.77% | 1.83% | 4.06% | 6.46% | 1.80% |
| Q3 2025 | 5.82% | 1.87% | 4.07% | 6.52% | 1.89% |
| Q4 2025 | 5.96% | 1.86% | 4.24% | 6.61% | 1.95% |
| Q1 2026 | 5.88% | 1.86% | 4.13% | 6.54% | 1.98% |
| Q2 2026 | 6.09% | 1.88% | 4.33% | 6.78% | 2.17% |
Buckeye Community Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Buckeye Community Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Buckeye Community Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35101) · FFIEC NIC profile (RSSD 2836306)