Buckeye Community Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Core deposits to total deposits climbed 10.24 percentage points in Q2 2026, from 84.14% to 94.39%. It was the largest change from Q1 2026 among the key lines here. Buckeye Community Bank ranks 48th of 156 Ohio banks on loan-to-deposit ratio, in the upper half at 90.52% (Q2 2026). Buckeye Community Bank reported 90.52% on loan-to-deposit ratio for Q2 2026, 9.68 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $16.1M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $40.8M |
| Fed funds sold and reverse repos | $128K |
| Fed funds sold and reverse repos to assets | 0.05% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $638K |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.27% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 90.52% |
| Net loans and leases to deposits | 89.47% |
| Loans and leases to core deposits | 94.43% |
| Core deposits to total deposits | 94.39% |
| Brokered deposits to total deposits | 1.47% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 82.81% | 91.63% | $0 | $460K |
| Q4 2023 | 85.87% | 93.13% | $0 | $412K |
| Q1 2024 | 88.21% | 88.96% | $0 | $986K |
| Q2 2024 | 88.17% | 86.19% | $0 | $950K |
| Q3 2024 | 88.05% | 88.22% | $0 | $913K |
| Q4 2024 | 86.23% | 88.69% | $0 | $876K |
| Q1 2025 | 88.20% | 86.00% | $0 | $838K |
| Q2 2025 | 87.21% | 83.62% | $0 | $799K |
| Q3 2025 | 89.00% | 84.80% | $113K | $760K |
| Q4 2025 | 90.02% | 83.67% | $0 | $720K |
| Q1 2026 | 89.22% | 84.14% | $0 | $680K |
| Q2 2026 | 90.52% | 94.39% | $0 | $638K |
Buckeye Community Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Buckeye Community Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Buckeye Community Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35101) · FFIEC NIC profile (RSSD 2836306)