Taylor County Bank
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Data as of · sourced from FFIEC call reports. How we update
Taylor County Bank is an FDIC-insured commercial bank headquartered in Campbellsville, KY, established in 1937 (FDIC certificate 15590), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $243.8M, down 0.7% from Q2 2025, the 72nd largest of 120 banks headquartered in Kentucky. It reports no CET1 ratio; its Tier 1 leverage ratio was 12.86% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 15590
- Headquarters
- Campbellsville, KY
- Established
- 1937
- Total assets, Q2 2026
- $243.8M
- Assets vs Q2 2025
- -0.7%
- Tier 1 leverage ratio, Q2 2026
- 12.86%
- Domestic offices
- 4 FDIC institution directory, current count
- Routing number
- 083907887
- Holding company
- TAYLOR COUNTY BANCSHARES, INC.
- Asset rank in state
- 72nd of 120 in Kentucky
Taylor County Bank, based in Campbellsville, Kentucky, reported $244 million in assets at June 30, 2026. It shrank its loan book 5.2% over the year, lower than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 5.5%). It also carries problem assets equal to 8.5% of the capital and reserves that would absorb them, about triple the median of 2.6% for banks its size.
Problem loans roughly halved over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 0.97% of loans from 1.75%. Its $25 million commercial and industrial book is improving, with 1.48% past due or on nonaccrual, down from 8.99% a year earlier. One more trend to watch: net income for the quarter slipped 25% from a year earlier, to $751,000.
As of June 30, 2026, Taylor County Bank reported a return on assets of 1.21%, a nonperforming-loan ratio of 0.97% and a Texas ratio of 8.54%. The figures come from its call report filed with the FFIEC.
Of the 120 banks headquartered in Kentucky, Taylor County Bank is the 72nd largest by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets fell 2.0% to $243.8M, loans fell 1.5% and deposits fell 2.0%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 36.5% of total loans, followed by owner-occupied commercial real estate loans at 15.1%. The FDIC Summary of Deposits lists 4 offices for it, in Campbellsville, KY. Judged on its Q2 2026 call report, Taylor County Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 201 Lebanon Ave, Campbellsville, KY 42718
- County
- Taylor
- Metro Area
- Campbellsville, KY
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- No
- Federal Reserve district
- District 8, St. Louis
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 051
- Established
- September 1, 1937
- Domestic offices
- 4 FDIC institution directory, current count
- Employees (FTE)
- 44
- Domestic deposits
- $217.3M
- Allowance for credit losses
- $1.5M
- Net charge-offs (YTD)
- $728K
- Average total assets
- $248.1M
- Average total loans
- $170.6M
- Average interest-bearing deposits
- $169.2M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- April 6, 1938
- FDIC Cert
- 15590
- Fed RSSD
- 831941
- Website
- WWW.TAYLORCOUNTYBANK.COM →
- Parent Holding Company
- TAYLOR COUNTY BANCSHARES, INC. (RSSD 1119105)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Taylor County Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Taylor County Bank's total assets moved between a low of $218.2M (Q1 2024) and a high of $249.6M (Q3 2025) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$243.8M total assets against $245.6M; $218.4M total liabilities against $223.3M.
$164.3M net loans and leases against $173.3M; $217.3M total deposits against $222.2M.
$45.7M securities against $47.3M; $28.5M cash and balances due against $20.2M.
$3.5M total interest income against $3.5M; $919K total interest expense against $1.0M.
$2.6M net interest income against $2.5M.
$336K total noninterest income against $334K; $1.6M total noninterest expense against $1.8M.
$556K provision for credit losses against $25K.
$751K net income against $1.0M.
1.21% return on assets against 1.64%; 4.21% net interest margin against 4.18%.
12.86% tier 1 leverage ratio against 12.13%.
Inside the full Taylor County Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeTaylor County Bank rankings
Its closest position to the top of a national ranking is 769 of 3,640, for Texas Ratio; its furthest is 2,736 of 4,196, for total assets.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 1.21% (Q2 2026) to 3.61% (Q3 2025) and its net interest margin ran from 4.00% (Q4 2024) to 4.21% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.86% | 1.21% | 0.97% | 8.54% | 4.21% |
| Q1 2026 | 12.96% | 1.91% | 0.99% | 8.65% | 4.13% |
| Q4 2025 | 12.32% | 1.33% | 1.31% | 10.99% | 4.18% |
| Q3 2025 | 12.52% | 3.61% | 1.75% | 11.64% | 4.18% |
| Q2 2025 | 12.13% | 1.64% | 1.75% | 12.88% | 4.18% |
| Q1 2025 | 12.79% | 2.34% | 1.46% | 10.36% | 4.05% |
| Q4 2024 | 12.12% | 1.75% | 0.80% | 6.02% | 4.00% |
| Q3 2024 | 12.56% | 1.86% | 0.29% | 2.01% | 4.03% |
Swipe the table sideways to see every column.
Branch Network
View all 4 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Taylor County Bank (main office) | Campbellsville , KY | 42718 | $183.7M |
| Greenriver Plaza Branch | Campbellsville , KY | 42718 | $33.6M |
| Tcb Express | Campbellsville , KY | 42718 | $0 |
| Www.Taylorcountybank.Com Branch | Campbellsville , KY | 42718 | $0 |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.2% of deposits in KY, rank 87 of 152 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Taylor County Bank
What are Taylor County Bank's total assets?
As of the Q2 2026 filing, Taylor County Bank reported total assets of $243.8 million in its FFIEC call report.
Where is Taylor County Bank headquartered?
It is headquartered in Campbellsville, KY, United States.
When was Taylor County Bank founded?
It was established in 1937, per the FDIC institution directory.
Is Taylor County Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #15590). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Taylor County Bank?
Taylor County Bank's primary federal regulator is the FDIC.
How many branches does Taylor County Bank operate?
It operates 4 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Taylor County Bank's Texas Ratio?
Its Texas Ratio is 8.54% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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