Taylor County Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Taylor County Bank of Campbellsville, KY against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.21% | 1.25% | -0.04% | 45th below |
| ROAE | 11.81% | 13.17% | -1.36% | 46th below |
| Net Interest Margin | 4.21% | 3.95% | +0.26% | 65th above |
| Efficiency Ratio | 54.29% | 61.50% | -7.21% | 71st above |
| PPNR / Avg Assets | 2.11% | — | — | 76th top |
| Yield on Earning Assets | 5.71% | 5.67% | +0.04% | 55th above |
| Cost of Funds | 1.67% | 1.87% | -0.20% | 58th above |
| Net Interest Spread | 3.52% | — | — | 60th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.72% | 0.93% | -0.21% | 36th below |
| NPA / Total Assets | 0.77% | — | — | 27th below |
| NCO / Avg Loans | 1.62% | 0.15% | +1.47% | 2nd bottom |
| ACL / Total Loans | 0.90% | — | — | 17th bottom |
| ACL / NPLs (Coverage) | 124.65% | — | — | 34th below |
| Texas Ratio | 8.54% | 6.06% | +2.48% | 21st bottom |
| Provision / NCO | 90.80% | — | — | 37th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.86% | 11.75% | +1.11% | 73rd above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.41% | 10.98% | -0.57% | 51st above |
| TCE / Tangible Assets | 10.41% | — | — | 55th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 76.33% | 80.44% | -4.11% | 59th above |
| Core Deposit Ratio | 91.35% | 86.95% | +4.40% | 63rd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.74% | — | — | 15th bottom |
| Loan Growth (Y/Y) | -5.15% | — | — | 7th bottom |
| Deposit Growth (Y/Y) | -2.22% | — | — | 13th bottom |
See Taylor County Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Taylor County Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Taylor County Bank profile, how to read a UBPR, or how this data updates.