Bank Comparison
Lewisburg Banking Company vs Bank of Columbia
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
6 · 14
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Lewisburg Banking Company | Bank of Columbia |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 8.97% | 9.32% |
| Equity / Assets | 7.85% | 8.61% |
Profitability
| Metric | Lewisburg Banking Company | Bank of Columbia |
|---|---|---|
| Return on Assets (ROA) | 1.77% | 2.30% |
| Return on Equity (ROE) | 21.72% | 26.73% |
| Net Interest Margin (NIM) | 3.98% | 4.48% |
| Yield on Earning Assets | 5.54% | 6.25% |
| Cost of Funds | 1.67% | 1.89% |
Asset quality
| Metric | Lewisburg Banking Company | Bank of Columbia |
|---|---|---|
| Texas Ratio | 4.95% | 7.73% |
| Non-Performing Loan Ratio | 0.62% | 0.17% |
| Non-Performing Asset Ratio | 0.43% | 0.13% |
| Net Charge-Off Ratio | -0.14% | 0.02% |
| ACL / Loans | 1.11% | 1.59% |
Balance sheet
| Metric | Lewisburg Banking Company | Bank of Columbia |
|---|---|---|
| Total Assets | $234,794K | $229,782K |
| Total Deposits | $189,547K | $208,539K |
| Total Loans | $160,532K | $185,721K |
| Total Equity | $18,432K | $19,795K |
| Net Income (quarter) | $1,016K | $1,315K |
Liquidity & funding
| Metric | Lewisburg Banking Company | Bank of Columbia |
|---|---|---|
| Loan-to-Deposit Ratio | 84.69% | 89.06% |
| Core Deposit Ratio | 85.35% | 86.02% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Lewisburg Banking Company | Bank of Columbia |
|---|---|---|
| Headquarters City | LEWISBURG | COLUMBIA |
| Headquarters State | KY | KY |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FED | FDIC |
| Domestic Branches | 5 | 3 |
| Employees (FTE) | 38 | 32 |
| Established | Feb. 10, 1894, midnight | Jan. 1, 1866, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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